Causey Wealth LLC

ITEM 5         FEES AND COMPENSATION

Investment Advisory Fees

Causey Wealth LLC is compensated for the advisory services that we provide in the form of a management fee based upon
assets under management. In certain situations, the fee for our services can be in the form of a flat-fee retainer or based
on hourly charges. These rates are agreed upon in advance, and the advisory fee is billed in arrears on a quarterly,
semiannual, or annual basis depending upon the predetermined reporting arrangement between the client and the firm.
An invoice is sent to the client, and the client may choose to pay the invoice directly or provide authorization and instruction
to Causey Wealth LLC to deduct the fees directly from the client’s investment advisory account(s). Such fee deduction is
considered limited custody as described further in Item 15 (Custody).

Our standard advisory fee schedule is as follows:

                                          Average Portfolio Value ($)                      Annual Rate
                                         $0         -        $1,500,000                         1.00%
                                     $1,500,000     -        $3,000,000                         0.85%
                                     $3,000,000     -        $5,000,000                         0.75%
                                     $5,000,000     -       $10,000,000                         0.60%
                                    $10,000,000                                                 0.50%

Fees are calculated on the average of the month-end values of assets under management during the preceding billing
period. Investment assets not under our discretionary management are excluded from the fee calculation. Advisory fees
are billed in arrears on a quarterly, semiannual, or annual basis as agreed in the Investment Advisory Agreement. Because
fees are billed in arrears, clients do not pay fees in advance, and no refund calculation is necessary.

The minimum annual fee is $15,000. Fees may be reduced or modified based on the nature, complexity, and scope of
services provided. In no case will the annual advisory fee exceed 2.0% of assets under management.

Causey Wealth LLC receives no compensation other than the fees paid directly by its clients. No supervised person of the
Firm accepts commissions, sales charges, or other compensation for the sale of securities or investment products, other
than the non-monetary benefits discussed in Item 12 and Item 14.

These include the advisory fees described above and, where applicable, separately agreed-upon fees for other services
such as financial planning, litigation consulting, or trustee services. The Firm receives no commissions, no compensation
from product sponsors, and no portion of any fees, interest, or other charges assessed by the custodian, fund sponsors,
or any third party.

The following sections describe the additional costs that clients may bear in connection with the investments and services
in their accounts.

Causey Wealth LLC | Form ADV: Part 2A (Firm Brochure) – 03.30.2026                                               Page 5 of 16

                     Causey Wealth LLC | CRD No. 331134 | Form ADV: Part 2A (Firm Brochure) | Dated: March 30, 2026

Fund Expenses and Transaction Costs

Mutual funds, exchange-traded funds, interval funds, and tender offer funds held in client accounts carry their own
internal operating expenses, including management fees charged by the fund sponsor, which are described in each fund's
prospectus and are reflected in the fund's net asset value. Clients may also incur transaction fees and commissions, or
early redemption fees depending on the investment. These costs are borne by the client separately from the Firm's
advisory fee.

Custodial Fees

While the client is under no obligation to custody assets with the custodian recommended by Causey Wealth LLC, if the
client chooses to do so, there may be additional fees assessed by the custodian for the custody of assets or to effect
transactions. Alternative investments held through custodial alternative investment services may be subject to an annual
custody fee charged by the account custodian for maintaining and servicing those positions. See Item 12, Brokerage
Practices for more information on fees assessed by our custodians.

Margin Accounts and Pledged Asset Lines of Credit

Client accounts may be established with margin capability to provide additional flexibility, such as helping ensure checks
and wire transfers clear in a timely manner accommodating short‑term settlement timing needs. Margin availability is not
intended to be used as a strategy for leveraged investing. Clients should be aware that if a debit balance is carried in a
margin account, the account custodian will charge interest on the outstanding balance, and the securities in the account
will serve as collateral for the borrowing.

From time to time, clients may also establish pledged asset lines of credit to address liquidity needs. In these
arrangements, securities held in the client’s advisory account may serve as collateral for the line of credit. All interest
charges and other costs associated with margin borrowing or a pledged asset line are assessed by the lending institution
and are borne by the client.

Tax Considerations

Our management of client accounts may result in taxable events, including capital gains from the sale or exchange of
securities, taxable income from dividends and interest, and taxable income from retirement account distributions.
Additionally, tactical changes to a client's asset allocation, general portfolio rebalancing, liquidations to meet client cash
needs, and transitions of accounts into the Firm's management may each generate tax consequences. While the Firm
seeks to be mindful of tax implications in the management of client portfolios, investment decisions are driven primarily
...

ITEM 7            TYPES OF CLIENTS

Causey Wealth LLC focuses on providing financial planning and investment advisory services to individuals, trusts, estates,
corporations and other business entities, pension and profit-sharing plans.

Causey Wealth LLC does not have any minimum requirements for opening or maintaining an account. However, as stated
in Item 5, the minimum annual investment advisory fee for individuals, trusts, estates, corporations and other business
entities, as well as pension and profit-sharing plans is $15,000 annually.