Ironwood Wealth Management Inc

Item 5 Fees and Compensation
A. Investment Management Services
If a client determines to engage us to provide discretionary or non-discretionary investment
advisory services on a negotiable fee-only basis, we are compensated based upon a percentage
of the assets in each individual account you have under our management. That is, our annual
fee for investment management services shall be based upon a percentage (%) of the market
value of the assets in a client billing group or account subject to investment management fees in
accordance with the schedule(s) below. Multiple accounts in same household or similarly related
accounts may potentially be considered for aggregation for the billing calculation at our discretion
dependent on the relationship with and services provided to the client. No increase in the annual
fee percentage shall be effective without prior written notification to you.

Billing Group/Account(s)                              Annual Fee*

$0 - $1,000,000 (first $1,000,000)                            0.9%

$1,000,001 - $2,000,000 (next $1,000,000)                     0.6%

$2,000,001 & above (amounts above $2,000,000)                 0.5%

*When client billing groups/accounts are below $500,000, the annual fee shall be 1%. Billing
Example: 1) If a client has $2,000,000 in a client billing group/account under management with
Adviser, the first $1,000,000 is billed at 0.9%. The next $1,000,000 is billed at 0.6%. 2) If a client
has $250,000 in a client billing group/account under management with Adviser, it is billed at
1%. Minimum quarterly investment management fee shall be $250 per client billing
group/account. Client Billing Groups/Accounts greater than $5,000,000 may potentially be
considered for a customized fee at Adviser’s sole discretion dependent on the relationship with
and services provided to Client.

Upon our written notice, our asset management fees may be increased or decreased based on
the characteristics of your situation, including complexity; type and/or number of client accounts;
amount and degree of initial and ongoing services; and the probability of future substantial
contributions or withdrawals to or from your account(s), among others. Clients may have alternate
fee arrangements.

Financial Planning and Consulting Services (Stand-Alone) Planning and consulting fees are
negotiable, depending upon the level and scope of the service(s) required and the professional(s)

rendering the service(s). Financial planning services are provided on either a fixed or hourly fee
basis in accordance with the following fee schedule:

Fixed fees or hourly fees for financial planning services begin at $250 and may increase
depending upon the scope of the requested services and the complexity of your financial situation.
Generally, we require payment of one-half of the financial planning/consulting fee upon entering
into the agreement for services. The remaining balance is due and payable upon delivery of the
financial plan or completion of the agreed upon services. For clients that choose to contract with
us for on-going financial planning services, we generally require the payment of these fees
monthly in arrears. Under no circumstances will we require prepayment of a fee more than six
months in advance and in excess of $1200.

Retirement Plan Consulting Fees. Retirement plan consulting services are offered on a fee
basis as a percentage of the market value of the plan assets. Factors considered in determining
the fee includes the specific services requested by the plan sponsor, plan complexity, type of
plan, total value of assets in the plan, total number of eligible employees, number of active
participants as well as the number and location of the facilities operated by the plan
sponsor. Retirement plan consulting fees shall either be charged monthly or quarterly, in arrears,
based upon the market value of the plan assets on the last day of the previous period. The annual
asset based fee may be customized depending on a variety of factors but generally shall be
between 0.25% and 1.00% of the market value of the plan assets. These factors include, but are
not limited to, the amount of the assets placed under our management, the level and scope of the
overall investment advisory services to be rendered and the complexity of the engagement.

B. Clients may elect to have our advisory fees deducted from their custodial account. Both our
Investment Advisory Agreement and the custodial/clearing agreement may authorize the custodian
to debit the account for the amount of our investment advisory fee and to directly remit that
management fee to us in compliance with regulatory procedures. In the limited event that we bill
you directly, payment is due upon receipt of our invoice.

We shall deduct fees and/or bill clients quarterly in advance, based upon the market value of the
assets on the last business day of the previous quarter. The management fee for the first billing will
be pro-rated for accounts that are placed under management after the beginning of the quarter. If
assets are deposited after the inception of a quarter, the fee chargeable with respect to such assets
as of the next calculation date will be prorated based on the number of days during the quarter the
assets were held in the account. For valuation purposes the assets will be treated as if they were
held in the account as of the end of the quarter. Client will be entitled to a pro rata refund of any pre-
paid quarterly fee based upon the number of days remaining in the quarter after termination

C. The custodian holding your funds and securities may, on occasion and solely at their discretion,
charge fees to you for other services you request in addition to the compensation they receive for
custodial services (such as wire transfers or bill pay fees) provided to you. Also, it is the current
practice of certain custodians to charge a "flat" transaction fee to you on trades executed at other
...

Item 7 Types of Clients
We typically offer investment advisory services to individuals, pension and profit sharing plans,
trusts, estates, charitable organizations, corporations, and other business entities. In general, we

require an initial minimum of $100,000 for portfolio management with a minimum annual fee of
$1,000 per client to open and maintain an advisory account. At our discretion, we may waive this
minimum account size. For example, we may waive the minimum if you appear to have significant
potential for increasing your assets under our management. We may also combine account
values for you and your minor children, joint accounts with your spouse, and other types of related
accounts to meet the stated minimum.

We, in our sole discretion, may charge a lesser investment advisory fee, waive or modify its
account minimum or minimum fee, and/or a charge a flat fee based upon certain criteria (i.e.
anticipated future earning capacity, anticipated future additional assets, dollar amount of assets
to be managed, related accounts, account composition, competitive pricing, negotiations with
client, etc.). Please Note: As result of the above, similarly situated clients could pay different fees.
In addition, similar advisory services may be available from other investment advisers for similar
or lower fees. Please Also Note: If you maintain less than $100,000 of assets under our
management, and are subject to the $1,000 minimum fee, you will pay a higher percentage annual
fee than the 1.00% referenced in the fee schedule at Item 5 above.

ANY QUESTIONS: Our Chief Compliance Officer, John Williams, remains available to
address any questions that a client or prospective client may have regarding advisory fees.