Monument Capital Management LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4 – Advisory Business, this section provides additional
details regarding our firm’s services along with descriptions of each services’ fees and compensation
arrangements.

Asset Management Services

We provide investment management services, including providing continuous investment advice to and
making investments for you based on your goals and investment objectives. Through this service, we

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offer several investment programs designed to help our clients meet their specific goals and investment
objectives.

Accounts are generally custodied at Charles Schwab & Co., Inc. (“Schwab”). Schwab provides clearing,
custody and other brokerage services. Therefore, you are generally required to establish a brokerage
account(s) through Schwab. Separate accounts are maintained for you, and you retain all rights of
ownership of your accounts (e.g., the right to withdraw securities or cash, exercise or delegate proxy
voting, and receive transaction confirmations).

Your Account allows you to authorize us to purchase and sell, on a discretionary basis only, portfolios
consisting of securities and investments. We may limit our discretion with respect to your account and
the securities eligible to be purchased for your account. See Item 16 - Investment Discretion for
information concerning discretionary authority.

We offer discretionary investment management services for a negotiable single specified annual fee.

Our annual fee is negotiable and generally ranges up to a maximum annual fee of 1.50% of assets under
management. Each client’s investment management fee shall be based upon various objective and
subjective factors, including, but not limited to: the amount and composition of the assets placed under
Monument Capital Management’s management, the complexity of the engagement, the potential for
additional deposits, your relationship and history with Monument Capital Management, and the level and
scope of the overall investment advisory services to be rendered.

As a result of these factors, Monument Capital Management’s investment management fee may be higher
or lower than other similarly situated clients. Therefore, the services to be provided by Monument Capital
Management to any particular client could be available from other advisers at lower fees. All clients and
prospective clients should be guided accordingly.

In certain limited circumstances, Monument Capital Management may, in its sole discretion, offer its
services on a fixed annual fee basis.

The annual fee is prorated and paid quarterly in advance through a direct debit to your account. For those
accounts maintained with Schwab, we utilize Orion to calculate fees. Orion calculations are provided to
Schwab and Schwab debits our fees from your account with your written authorization. Advisory fees
debited from Schwab are paid directly to us. Fees are generally based on the Account's asset value as of
the last business day of the prior calendar quarter. * Fees for accounts opened at any time other than the
beginning of a quarter are prorated based on the number of days remaining in the initial quarter.
Additional deposits and withdrawals will be added or subtracted from portfolio assets on a prorated basis
to adjust the Account Fee.

* Fee calculation performed through Orion shall rely upon Orion’s method for determining account
values, which includes accrured interest on bond positions. As a result, these client accounts may be
valued for billing purposes higher or lower than as reflected in quarterly account statements provided by
Schwab. A higher account valuation will result in a larger fee due to Monument Capital Management.
Higher fees adversely effect investment returns.

Prior to engaging us to provide investment management services, you are required to enter into a formal
investment advisory agreement with us setting forth the terms and conditions, including the amount of

Monument Wealth Management                          12                                 Disclosure Brochure

investment advisory fees, under which we manage your assets and also a separate custodial/clearing
agreement with Schwab.

Either party may terminate the agreement for services at any time by providing written notice to the other
party. Termination is effective immediately upon receipt of the termination notice. Fees are prorated
based on the number of days services were provided during the final quarter and any prepaid, unearned
fees are promptly refunded to you.

General Description of Our Programs
MWM Global Macro Opportunities ETF Portfolio – (ETF Portfolio) - Tax efficient and globally diversified
portfolio comprised entirely of exchange traded funds (ETFs). We conduct macro-economic analysis to
select ten (10) to fifteen (15) ETFs that provide exposure to selected equity indices, sectors and asset
classes.

MWM Dividend Portfolio - A concentrated individual stock portfolio designed to provide returns driven
by dividend income and growth by purchasing individual securities that have an acceptable current yield
and a history of dividend safety and growth. We identify twenty (20) stocks with a history of increasing
dividends.

MWM Strategic Growth Portfolio - A concentrated individual stock portfolio designed to provide high
equity growth returns. We collect data from a variety of research providers to identify twenty (20)
companies with increasing earnings estimates that we anticipate will reflect high growth.

MWM Strategic Income Portfolio – a concentrated portfolio designed to invest in mutual funds, ETFs, and
Business Development Companies which provide exposure to managers and sectors that represent
certain investment themes determined by the investment management committee.
...

Item 7 – Types of Clients

Monument Capital Management’s clients shall generally include individuals, high net worth individuals,
trusts, and estates. Although we do not generally require an annual minimum fee for our investment
advisory services, we do impose a minimum asset value of $3,000,000 for our investment advisory
services. Monument Capital Management, in its sole discretion, may waive or reduce its minimum asset
requirement or charge a lesser investment management fee based upon certain criteria (i.e., anticipated
future earning capacity, anticipated future additional assets, dollar amount of assets to be managed,
related accounts, account composition, negotiations with client, etc.).

As result of the above, similarly situated clients could pay different fees. In addition, similar advisory
services may be available from other investment advisers for similar or lower fees.