Trott Brook Financial Inc

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 Trott Brook offers discretionary direct asset management services to advisory Clients.
 Trott Brook charges an annual investment advisory fee based on the total assets under
 management as follows:
        Assets Under Management               Annual Fee                 Quarterly Fee
             Up to $500,000                     1.40%                      .3500%
        $500,000.01 to $1,000,000               1.25%                      .3125%
       $1,000,000.01 to $2,500,000              1.00%                      .2500%
       $2,500,000.01 to $5,000,000              0.80%                      .2000%
             Over $5,000,000                    0.60%                      .1500%
  This is a tiered or breakpoint fee schedule, the entire portfolio is charged the same asset
  management fee. For example, a Client with $750,000 under management would pay
  $9,375 on an annual basis. $750,000 x 1.25% = $9,375.
 The annual fee is not negotiable. Trott Brook Financial considers cash to be an asset class,
 and as such is included in fee calculations. Also, to be noted, at times fees will exceed the
 money market yield. Fees are billed quarterly in advance based on the amount of assets
 managed as of the close of business on the last business day of the previous quarter. Lower
 fees for comparable services may be available from other sources. Clients may terminate
 their account within five (5) business days of signing the Investment Advisory Agreement
 with no obligation and without penalty. After the initial 5 business days, the agreement
 may be terminated by Trott Brook with thirty (30) days written notice to Client and by the
 Client at any time with written notice to Trott Brook. For accounts opened or closed mid-
 billing period, fees will be prorated based on the days services are provided during the
 given period. All unpaid earned fees will be due to Trott Brook. Additionally, all unearned
 fees will be refunded to the Client. Client shall be given thirty (30) days prior written notice
 of any increase in fees. Any increase in fees will be acknowledged in writing by both parties
 before any increase in said fees occurs. Lower fees for comparable services may be
 available from other sources.
 Trott Brook may also utilize the services of a Sub-Advisor to manage Clients’ investment
 portfolios by executing a Sub-Advisor agreement with other registered investment advisor
 firms. When using Sub-Advisors, the Client will not pay additional fees. However, the Sub-
 Advisors utilized may use proprietary funds where the sub-advisor is compensated based
 on the internal expenses of the proprietary fund.

 ERISA PLAN SERVICES
 The annual fees are based on the market value of the Included Assets and will not exceed
 1%. The annual fee is negotiable and will be charged as a percentage of the Included Assets.
 Fees may be charged quarterly or monthly in arrears or in advance based on the assets as
 calculated by the custodian or record keeper of the Included Assets (without adjustments
 for anticipated withdrawals by Plan participants or other anticipated or scheduled
 transfers or distribution of assets). If the services to be provided start any time other than
 the first day of a quarter or month, the fee will be prorated based on the number of days
 remaining in the quarter or month. If this Agreement is terminated prior to the end of the
 billing cycle, Trott Brook shall be entitled to a prorated fee based on the number of days
 during the fee period services were provided or Client will be due a prorated refund of fees
 for days services were not provided in the billing cycle.
 The fee schedule, which includes compensation of Trott Brook for the services is described
 in detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the fees,
 however the Plan Sponsor may elect to pay the fees. Client may elect to be billed directly or
 have fees deducted from Plan Assets. Trott Brook does not reasonably expect to receive any
 additional compensation, directly or indirectly, for its services under this Agreement. If
 additional compensation is received, Trott Brook will disclose this compensation, the
 services rendered, and the payer of compensation. Trott Brook will offset the compensation
 against the fees agreed upon under the Agreement.
 ONGOING FINANCIAL PLANNING AND CONSULTING
 Trott Brook charges an ongoing monthly fee ranging from $250 - $500 per month based on
 complexity and unique Client needs. Prior to the planning process the Client will be
 provided an estimated plan fee. Fees for financial plans are billed monthly in advance. For
 certain financial planning engagements, Trott Brook will provide a written summary of the
 Client’s financial situation, observations, and recommendations. For consulting or ad-hoc
 engagements, Trott Brook may not provide a written summary. Client may cancel within
 five (5) business days of signing Agreement with no obligation and without penalty. If the
 Client cancels after five (5) business days, the Client will be entitled to a refund based on a
 pro-rata portion of the remaining monthly fee. Ongoing services will remain in effect year
 over year unless cancelled in writing by either party by giving the other party thirty (30)
 days written notice.
Client Payment of Fees
 Fees for asset management services are deducted from a designated Client account to
 facilitate billing. The Client must consent in advance to direct debiting of their investment
 account.
 Fees for ERISA services will either be deducted from Plan assets or paid directly to Trott
 Brook. The Client must consent in advance to direct debiting of their investment account.
 Fees for financial plans will be billed to the Client and paid directly to Trott Brook.
Additional Client Fees Charged
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Item 7: Types of Clients
Description
 Trott Brook generally provides investment advice to individuals, high net worth
 individuals, corporations or business entities. Client relationships vary in scope and length
 of service.
Account Minimums
 Trott Brook requires a minimum of $500,000 to open an account. In certain instances, the
 minimum account size may be lowered or waived.