Wealth Management Group of North America LLC

Item 5: Fees and Compensation

WMGNA will receive compensation based on the type of advisory services WMGNA performs. The WMGNA
investment advisory contract may be terminated by the client within five (5) business days of the signing of
the advisory agreement/contract and the client will not be responsible for advisory fees incurred during that
time. Please review the fee and compensation information below

Financial Planning & Tax (subscription-based):
Terms and conditions are covered by the WMGNA Subscription Agreement for: Financial Planning & Tax
Services. Annual costs range from $1,200 to $12,000 and can be billed monthly. If billed monthly, Client will be
invoiced on the 1st of the month and costs will be deducted on the 15th via ACH.

Financial Consulting & Tax (billed hourly):
Terms and conditions are covered by the WMGNA Financial Consulting & Tax Services. Costs are billed hourly
based upon the number of hours it will take to complete the client’s project. The total cost will be agreed on
by both WMGNA and the client before any work is performed. The maximum hourly fee is $325 with a 3-hour
minimum.

Investment Management Services (fee-based):
The billing procedures and costs for this service will be outlined in separate tri-party agreements. We
currently utilize tri-party agreements with Envestnet and SEI. Clients will be provided with a copy of the
chosen third-party money manager’s Form ADV Part 2, all relevant Brochures, and a third-party money
manager’s privacy policy. The client’s total annual advisory fee will not exceed 2.0% annually, except for
alternative investments, hedge funds and/or private equities are used. In these cases, the client will receive an
additional fee schedule to sign before using these programs.

WMGNA’s fees listed below are included in the client’s total annual fee provided in the tri-party agreement.
Our maximum fees are based on the following tiered schedule:

                                 Assets Under Management ($) Annual (%)
                                         $0 - $1,000,000       1.0%
                                     $1,000,001 - $2,000,000   0.90%
                                     $2,000,001 - $5,000,000   0.75%
                                          $5,000,001+          0.60%

Investment Management Services (non-fee-based):
Certain securities and products are available on a commission basis. To sell securities for a commission, we
must use a licensed broker-dealer. Our current Broker-Dealer is Arkadios Capital member of FINRA/SIPC, and a
member of Arkadios Capital. All of our commissioned based securities transactions are supervised by a person
who is also a registered representative of Arkadios Capital. Our supervised persons may accept compensation
for the sale of securities or other investment products, including distribution or service (“trail”) fees from the

sale of mutual funds. You should be aware that the practice of accepting commissions for the sale of securities
presents a conflict of interest and gives our firm and/or our supervised persons an incentive to recommend
investment products based on the compensation received, rather than on client’s needs.

The client is under no obligation to purchase investment products through WMGNA and may use other
brokers or agents which are not affiliated with us.

Other Fees and Expenses
Clients may incur transaction charges for trades executed in their accounts by third party money managers.
These transaction fees are separate from advisory fees and will be disclosed in the tri-party agreement. Clients
may also pay charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
disclosed in the fund’s prospectus (i.e., fund management fees, 12b-1 fees, and other fund expenses). The
client may also incur other costs associated with the custodian. See item 12 for more information. Our firm
does not receive these fees.

Termination and Refunds:
Financial Planning & Tax (subscription-based) – If paid annually, client needs to contact WMGNA in writing 30
days prior to their annual renewal date and state that they wish to cancel the agreement. If service is
cancelled during the year, the client will receive a pro-rated refund. If billed monthly the client has until the
10th of every month to terminate the agreement and not be charged for the month. If any of the subscription
includes the cost of the client’s tax preparation work, the client’s refund may be affected by the time of the
year they cancel and if WMGNA has already paid for client’s tax preparation for that said year.

Financial Consulting & Tax (billed hourly) – If the work was completed as agreed to in the Tax and Financial
Consulting Agreement, there is no refund. However, if the client notifies WMGNA before any or all the work
by WMGNA has been completed, we will refund an amount equal to the unworked hours by WMGNA.

Investment Management Services (fee-based) – Third Party Money Manager fees are billed quarterly in
advance. Thus, the client will only be refunded from the day of cancellation to the end of the current quarter.

Investment Management Services (non-fee-based) – No fees are being charged; however, we do receive
commissions. These commissions are not refundable to the client.

Lower fees for comparable services may be available from other sources.

Item 7: Types of Clients & Account Requirements
We have the following types of clients:

   •   Individuals and High Net Worth Individuals;
   •   Pension and Profit Sharing Plans;
   •   Corporations, limited liability companies and/or other business types.

WMGNA does not have account requirements.