CornerStone Financial Planning LLC

Item 5 Fees and Compensation
Financial Planning and Investment Management
Our fee for portfolio management services is based on a percentage of your assets we manage and is
set forth in the following fee schedule:

Assets Under Management or Advisement Annual Advisory Fee

On the First $1,000,000                                   1.00%
On the next $3,000,000                                    0.60%
On the portion above $4,000,000                           0.30%

*Certain existing clients may be billed under a different fee schedule.

By way of example: For a portfolio valued at $2,500,000, the first $1,000,000 would be charged 1.00%
(i.e., $10,000) and the next $1,500,000 would be charged 0.60% (i.e., $9,000) for a total annual fee of
$19,000 and an effective rate of 0.76%.

We consider cash to be an asset class and we therefore include cash balances in the total value of
your account on which we base our fee calculation.

At times our fee will exceed the money market yield.

Our minimum portfolio size is $750,000 for assets under our management or advice. Our minimum
annualized fee for our "Financial Planning and Investment Management" service is $7,500.
For Investment portfolios that fall below $750,000 the fee will be negotiated but in no event will it
exceed 2.75% on an annualized basis. At our discretion, we may waive the minimum account size.

Our financial planning and investment management fee is billed and payable in arrears beginning three
months after you sign the contract with us and every three months thereafter. Alternatively, depending
on the arrangements made at the inception of the engagement the billing cycle may be varied as
agreed to by the client in order to accommodate various scenarios. The fee is calculated based on the
value of your account on the last day of the month prior to the month you are billed. We do not analyze
individual stocks, but they are included as assets under management for billing purposes. Our
advisory fee is negotiable, depending on individual client circumstances.

                                                                            ©2017 National Compliance Services 800-800-3204

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total, which may result in your paying a reduced percentage
fee based on the available breakpoints in our fee schedule stated above.

Depending on the arrangements made at the time of the engagement, we may either bill you directly or
deduct your fee directly from your account through the qualified custodian holding your cash and
securities. If you are more than 30 days late on your payment, you may be assessed a 1.5% late
fee. If we deduct our fee directly from your account, we will do so only when the following
requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian.

    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts dispersed from your account including the amount of the advisory fee paid directly to
      our firm.

We encourage you to reconcile our fee statement with the statement(s) you receive from the qualified
custodian. If you find any inconsistent information between our fee statement and the statement(s) you
receive from the qualified custodian, please call our main office number located on the cover page of
this brochure.

You may terminate the portfolio management agreement upon written notice to our firm. You will incur
a pro rata charge for services rendered prior to the termination of the portfolio management
agreement, which means you will incur advisory fees only in proportion to the number of days in the
quarter for which you are a client.

Selection of Other Advisers
Advisory fees charged by MMs are separate and apart from our advisory fees. Assets managed by
MMs will be included in calculating our advisory fee, which is based on the fee schedule set forth in the
Fees and Compensation section in this brochure. Advisory fees that you pay to the MM are established
and payable in accordance with the brochure provided by each MM to whom you are referred. These
fees may or may not be negotiable. You should review the recommended MM's brochure and take into
consideration the MM's fees along with our fees to determine the total amount of fees associated with
this program.

In some instances you may be required to sign a separate agreement directly with the recommended
MM while in other cases the broker-dealer/custodian we use, Fidelity, may only require the execution
of a form adding the MM as a sub-advisor on your account. Where you sign a separate agreement with
the MM, you may terminate the relationship with the MM according to the terms of your agreement with
them. In such case, you should review the MM's brochure for specific information on how you may
terminate your advisory relationship with them and how you may receive a refund, if applicable. You
should contact the MM directly for questions regarding your advisory agreement with the MM.

                                                                            ©2017 National Compliance Services 800-800-3204

Hourly Consulting Services
We charge either a fixed or an hourly fee for hourly consulting services. Fixed fees are negotiable and
range from $300 to $5,000, depending on the scope and complexity of services to be rendered.
Alternatively, we may charge an hourly fee of $300. An estimate of the total time/cost may be
determined at the start of the advisory relationship. In limited circumstances, the cost/time could
...

Item 7 Types of Clients
We offer investment advisory services to individuals, trusts, estates, and charitable organizations.

Our minimum portfolio size is $750,000 for assets under our management or advice. Our minimum
annualized fee for our "Financial Planning and Investment Management" service is $7,500.
For Investment portfolios that fall below $750,000 the fee will be negotiated but in no event will it
exceed 2.75% on an annualized basis. At our discretion, we may waive the minimum account size.