ADC Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Investment Supervisory Services Fees

Equities Accounts:

           Total Assets Under Management                 Annual Fee

                     All Assets                            1.25%

Fixed Income Accounts:

           Total Assets Under Management                 Annual Fee

                     All Assets                            1.25%

These fees are negotiable depending upon the needs of the client and complexity of the
situation, and the final fee schedule is attached as Exhibit II of the Investment Advisory
Contract. Fees are paid quarterly in advance, and clients may terminate their contracts
with thirty days’ written notice. Refunds are given on a prorated basis, based on the
number of days remaining in a quarter at the point of termination. Fees that are collected
in advance will be refunded based on the prorated amount of work completed up to the
day of termination within the quarter terminated. The fee refunded will be the balance of
the fees collected in advance minus the daily rate* times the number of days in the quarter
up to and including the day of termination. (*The daily rate is calculated by dividing the
quarterly AUM fee by the number of days in the termination quarter).

Clients may terminate their contracts without penalty, for full refund, within 5 business
days of signing the advisory contract. Advisory fees are withdrawn directly from the
client’s accounts with client written authorization.

Financial Planning Fees

   Fixed Fees

   The rate for creating client financial plans is $3,000. The fees are negotiable and the
   final fee schedule will be attached as Exhibit II of the Financial Planning Agreement.

       B. Payment of Fees

       Payment of Investment Supervisory Fees

       Advisory fees are withdrawn directly from the client’s accounts with client written
       authorization. Fees are paid quarterly in advance.

       Payment of Financial Planning Fees

       Fixed Financial Planning fees are withdrawn directly from client account with client
       written authorization. Fees are paid quarterly in advance.

       C. Clients Are Responsible For Third Party Fees

       Clients are responsible for the payment of all third party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by ADC. Please see Item 12 of this brochure
       regarding broker/custodian.

       D. Prepayment of Fees

       ADC collects fees in advance. Fees that are collected in advance will be refunded based
       on the prorated amount of work completed at the point of termination and the total days
       during the billing period. Fees will be deposited back into client’s account within fourteen
       days. The fee refunded will be the balance of the fees collected in advance minus the daily
       rate* times the number of days in the quarter up to and including the day of termination.
       (*The daily rate is calculated by dividing the quarterly AUM fee by the number of days in
       the termination quarter).

       E. Outside Compensation For the Sale of Securities to Clients

       Neither ADC nor its supervised persons accept any compensation for the sale of securities
       or other investment products, including asset-based sales charges or services fees from
       the sale of mutual funds.

Item 7: Types of Clients

ADC generally provides management supervisory services to the following types of clients:

          ❖ Individuals
          ❖ High-Net-Worth Individuals
          ❖ Pension and Profit Sharing Plans

Minimum Account Size

There is no account minimum.