American Wealth Management Inc

Item 5- Fees and Compensation

AWM is compensated for advisory services on a fee basis based on the total value of the assets
under management at the start of the contract period pro rata based on the number of days
remaining in the current quarter. Thereafter, the fee is based on the total value of the assets at
the end of the previous quarter of the contract period (excluding any exempt assets). Fee
Schedule “A” is part of the ADV and states the Firm’s fee schedule. AWM’s basic fee structure
for all managed accounts range from ~1% to 2% annual fee paid quarterly of the account value
at the end of the quarter. Fees are negotiable depending upon the scope and complexity of the
circumstances of each client. Raymond James custodied accounts that are a part of the

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independently managed AWM accounts do incur custodial transaction costs that may or may
not be absorbed by the rep depending upon the negotiated agreement.

Fees are paid quarterly in advance. If management services begin after the start of the quarter,
fees will be prorated according to the time remaining in the quarter. All fees paid to AWM for
advisory services are separate and distinct from all the expenses charged by the client’s
custodian or outside 3rd party manager.

Refunds or Termination: The client can terminate this agreement within five (5) business days
from the date of acceptance without penalty. Thereafter, in the event of termination of the
client’s account, the client will be refunded the prorated portion of the fee for the quarter of
termination. Either AWM or the client may terminate this agreement upon written notice.

The specific manner in which fees are charged by AWM is established in the client’s written
agreement Schedule “A”. Clients will be billed in advance each calendar quarter. Clients may
also elect to be billed directly for fees or to authorize AWM to directly debit fees from client
accounts. Clients will be either billed by separate invoice or the client’s quarterly account
statement will describe the fees charged and serve as the client’s invoice. Management fees shall
not be prorated for each capital contribution and withdrawal made during the applicable
calendar quarter. Accounts initiated or terminated during a calendar quarter will be charged or
credited a prorated fee. Upon termination of a client’s account, any prepaid, unearned fees will
be promptly refunded to the Client and any earned, unpaid fees due AWM will become payable.

AWM’s advisory fees are separate from and in addition to custodial fees and other charges
imposed by third parties. Clients may incur certain costs charged directly by custodians, mutual
funds, exchange-traded funds (ETFs), and other investment managers. These may include
account maintenance fees, fund management or internal expenses, transaction charges, transfer
taxes, wire or electronic fund fees, and similar expenses. Such costs are not included in AWM’s
advisory fee. AWM does not receive any portion of these third-party fees or expenses.

AWM and its supervised persons are compensated solely through advisory fees. We do not
receive commissions or other transaction-based compensation for recommending or selling
securities or investment products.

Mutual fund purchases are generally made on a no-load or institutional share class basis,
whenever available, to help minimize client expenses. AWM does not receive any portion of the
internal management fees or expenses charged by mutual funds or exchange-traded funds (ETFs).

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Item 6- Performance- Base Fees - N/A

Item 7- Types of Clients

AWM provides portfolio management services to individuals, high net worth individuals,
corporate pension, and profit-sharing plans, charitable institutions, foundations,
endowments, and other U.S. institutions. AWM generally has a minimum account size of
$100,000.00 but account size can be negotiated depending on the client’s individual
circumstances.