Applied Capital LLC

Item 5: Fees and Compensation
   A. FEE SCHEDULE
      Advisory Fees

                                   Total Assets Under Management

                        Annual
                                                 Advisory Fee Tiers
                         Rate
                        1.00%            First            $0      $1,000,000
                        0.90%            Next         $1,000,000 $2,000,000
                        0.80%            Next         $2,000,000 $3,000,000
                        0.70%            Next         $3,000,000 $4,000,000
                        0.60%            Next         $4,000,000 $5,000,000
                        0.50%            Next         $5,000,000 $10,000,000
                        0.40%            Next        $10,000,000       +

      Fees are negotiable depending upon the needs of the client and complexity of the situation.
      AC has adopted a firmwide tiered fee schedule for consistency and uniformity within the
      industry. Only utilizing a tiered fee schedule structure will make it easier for current or

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      Applied Capital LLC
      Form ADV Part 2A

      prospective clients to compare AC’s fees to other firm’s fees within the industry. All legacy fee
      schedules are in the process of being phased out and cannot be used for new clients.
      Financial Planning Fees
      Financial Planning engagements administered by a separate Financial Planning Agreement
      are classified into four tiers: Core, Advanced, Strategic, and Collaborative. After reviewing a
      client’s circumstances, Applied Capital will provide an annual Financial Planning quote in
      advance, based on the anticipated complexity, scope, and objectives of the engagement. The
      minimum annual Financial Planning fee is $1,500. The Collaborative category is the most
      comprehensive and involves participation from external specialists, such as CPAs and
      attorneys. Annual fees for Collaborative engagements may exceed $15,000.
      The Financial Planning fee automatically increases annually by three percent. If the client’s
      planning needs become more complex, additional increases in the fee amount may apply.
      Any changes will be discussed in advance.
      Minimum Fee Offset
      When a client does not have the required AUM to warrant all the included financial planning
      services, a minimum fee offset will facilitate the transition from financial planning services to full
      advisory services. The financial planning fee is offset by advisory (AUM) fees paid. If the
      advisory fee collected exceeds the financial planning fee, no financial planning fee is charged.
      If the advisory fee is less than the financial planning fee, the client is billed the difference.
                Quarterly Billing Components:
                Financial Planning (quarterly charge)
                - Advisory Fee (AUM quarterly fee)
                = Net Fee
      SyntheticFi
      The Firm only utilizes the SyntheticFi platform to offer securities-backed lending solutions
      collateralized by the client’s investment portfolio as a similar but more efficient alternative to
      traditional margin loans. For billing purposes, the Firm will bill on the amount of the client’s
      investment account irrespective of the margin or options loan balance. For example, If the
      client has $1,000,000 in an investment account and takes out a $200,000 options loan, the
      Firm will bill on the $1,000,000 investment account balance and exclude the $200,000 loan
      balance from billing. The Firm does not receive any direct or indirect compensation, revenue
      share, or non-cash benefits from SyntheticFi.

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      Applied Capital LLC
      Form ADV Part 2A

      Wealth.com
      The Firm pays Wealth.com a licensing / subscription fee for access to the platform. In some
      cases, the Firm may absorb this cost as part of its advisory fee. Alternatively, clients are
      charged separately for use of the platform.
      The Firm does not receive compensation from Wealth.com for recommending or utilizing the
      platform. If this arrangement changes and the Firm receives any direct or indirect
      compensation, such compensation would create a conflict of interest and would be disclosed
      herein.
      Legacy Clients
      For existing clients, AC’s adoption of a firmwide fee schedule may result in a nominal decrease
      or increase to investment management fees charged. To implement this update, existing
      clients will be required to sign the current Client Agreement containing the new firmwide fee
      schedule. All legacy fee schedules are in the process of being phased out and cannot be used
      for new clients.
      Client’s total advisory fee may exceed 3.00% annually when accounts are cross billed. Cross-
      billing can occur when advisory fees accrued in one account are withdrawn from an alternate
      account. Cross-billing may result in an individual account advisory fee in excess of the industry
      norm and lower fees for comparable services may be available from other sources.
      Clients may terminate their relationship with AC within 10 days of signing the client agreement
      with no advisory fees assessed. Either party may terminate the client agreement at any time
      with written notice. Advisory fees are paid quarterly in arrears; therefore, no refund policy is
      necessary.
      In cases where advisory fees are directly deducted, AC will obtain client authorization and
      request custodian to deduct advisory fees from client accounts. Advisory fees are itemized on
      monthly custodian statements which serve as the invoice.

   B. FEE CALCULATION & VALUATION
...

Item 7: Types of Clients
AC generally provides investment advice and/or management supervisory services to the following
types of clients: Individuals and High-Net-Worth Individuals.
       Minimum Account Size
       AC has a preferred account minimum of $100,000.