Item 5 – Fees and Compensation
Fees for Asset Allocation, Portfolio Construction and Monitoring Services
Fees for our Asset Allocation, Portfolio Construction and Monitoring Services are based on a percentage
of the market value of all assets in your account(s) as of the last business day of the proceeding
calendar quarter. The following is our standard fee schedule.
Assets under Advisement - Fee - Category Maximum - Fee at Category Maximum
First $5 million 0.80% $5 million 0.80%
$5 million to $15 million 0.60% $15 million 0.67%
$15 million to $25 million 0.50% $25 million 0.60%
$25 million to $100 million 0.40% $100 million 0.45%
Over $100 million negotiable
* Minimum fee is $40,000 per annum
** The investment manager may, in its sole discretion and based on client workload, reduce the
ManagementFee payable by all clients.
The fee charged on assets over $100 million is negotiable based on factors such as the amount of assets
within the account, and the overall complexity of the services provided. Some family and friend clients
may be eligible for a fee break which is negotiable. Services and fees will be agreed upon in writing prior
to services being provided.
The annual fee is divided and payable quarterly, in advance. We will request that our fees charged to
your account(s) be deducted directly from one or more account(s). At our discretion, you may pay fees
directly to Argos Wealth Advisors via check. When paying directly, payment is due upon your receiptof
the billing statement we will send to you.
Argos Wealth Advisors, LLC Disclosure Brochure
The custodian will send account statements, at least quarterly, showing all positions, transactions,
withdrawals, deposits, and disbursements for the account including the amount of the advisory fee, if
deducted directly from the account. Please refer to Item 15 – Custody of this Disclosure Brochure for
more information.
Please note the fees charged by Argos Wealth Advisors are strictly for our asset allocation, portfolio
construction, and monitoring services. Our fees are completely separate from the fees charged by
selected money managers, mutual funds, and pooled investment vehicles. In other words, fees charged
by Argos Wealth Advisors are over and above fees charged by others. In addition, clients may negotiate
fees which differ from our standard fee schedule.
However, the total fee charged to a client for our program generally will not exceed 2% - 3% annually.
The total fees charged to a client may be more or less than fees charged by other firms for similar
services.
Brokerage, Custodial and Other Fees & Expenses
Custodian fees charged by Charles Schwab, Inspira Financial Trust Company, and Columbia Private
Trust are negotiated by Argos Wealth Advisors for the benefit of the client and are charged on a Transaction
Based Pricing model. Argos Wealth Advisors retains no portion of the custodian fees.
Under the Transaction Based Pricing model, a fee is charged by Charles Schwab, Inspira Financial
Trust Company, and Columbia Private Trust with each transaction and the fee is paid out of the
separatelymanaged account.
In addition, clients may incur additional charges including, but not limited to, mutual fund sales loads,
12b-1 fees, surrender charges, and IRA and qualified retirement plan fees. Argos Wealth Advisors will
not receive any portion of such commissions or fees. We are only compensated by the consulting fee
described above. We receive no other compensation in connection with a client's account. When we
negotiate lower fees and expenses charged by third parties, all negotiated improvements are for our
clients' benefit.
Termination of Services
Argos Wealth Advisors or the client may terminate an agreement for services at any time by providing
notice to the other party, subject to the settlement of any outstanding trades. Termination will be effective
upon receipt of notification or such later date as specified in such notification. If services are terminated
within five (5) business days of executing the agreement, services will be terminated without penalty, and
all pre-paid fees will be refunded to the client. If services are terminated after the initial five-day period,
the most recently charged fee will be prorated and any unearned, pre-paid fees will be refunded to the
client. The earned, prorated fee will be calculated based on the percentage of days that services were
provided during the calendar quarter multiplied by the average daily balance during the portion of the
calendar quarter that services were provided by Argos Wealth Advisors (the beginning of the quarter
through the termination date).
Argos Wealth Advisors, LLC Disclosure Brochure
Additional Fees for Financial Planning and Consulting Services
As described in Item 4, we provide standard financial planning and consulting services to all clients. For
most clients, we do not charge fees in addition to those outlined above. However, for more complicated
situations and projects requiring considerable time and/or resources, we may charge an hourly fee or
an annual fixed fee (paid in monthly installments).
Our hourly fees range between $250 and $500 (depending upon the investment adviser representative
working with you). When consulting services are provided on an hourly basis, the total amount of fees will
vary depending upon the circumstances. As a result, there is a wide range in the amount of the fees that
you may incur compared to other clients. Hourly fees and estimates of the number of hours required to
complete projects are established after a review of the client financial situation; reporting needs and
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