Atlas Financial Planning LLC

Item 5 – Fees and Compensation
We believe our fees are reasonable for the services provided and in relation to fees charged by other advisers
offering similar services. However, our fees may be higher or lower than fees charged by other advisers offering
similar services.

Please note, unless you have received our Disclosure Brochure at least 48 hours prior to signing an advisory
agreement, you may terminate the advisory agreement within five (5) business days of signing the agreement
without incurring any penalties and advisory fees. We reserve the right to offer discounts or to waive fees at our
sole discretion.

How we are paid depends on the type of advisory service we are performing. Please review the fee and
compensation information below. Fees may be negotiable based on factors such as the complexity of your financial
situation or total assets under management. Legacy clients and former clients of Berger Wealth Management may
have different fee arrangements. Therefore, some clients may pay different fees than the fee schedule shown below,
including a fixed fee in some limited cases. Your exact fee and other terms will be outlined in the advisory agreement
you sign.

Portfolio Management Services

Our standard advisory fee is based on a percentage of your assets under management, paid quarterly and in advance,
according to the schedule below.

                          Assets Under Management                      Annual Fee
                               First $3,000,000                          1.00%
                            $3,000,001 and Above                         0.50%

This is a blended fee schedule. This means the assets in your investment portfolio will be billed at different levels
according to the fee schedule above. For example, if your account value is $4,000,000, then the fee calculation would
be as follows: ($2,000,000 x 1.00%) + ($2,000,000 x 0.50%) = $20,000 + $10,000 = $30,000 per year, billed quarterly
at $7,500 per quarter. This example is provided for illustration only. Fees are based on your portfolio balance and
thus will fluctuate as your portfolio balance changes.

Your fee will be deducted from your brokerage account and paid directly to us by the qualified custodian that holds
your account. You will authorize the qualified custodian to deduct fees from your account and pay them to us. We
are responsible for calculating the fee and delivering instructions to the custodian. At the same time, we will send
you an invoice reflecting the formula used to calculate the fee, the amount of assets under management on which
the fee is calculated, and the time period covered by the fee. We encourage you to review these invoices and
compare them to the account statements you receive from the qualified custodian to verify that appropriate fees
are being deducted from your account. The qualified custodian does not verify the accuracy of the investment

Disclosure Brochure                                                                                  February 3, 2026

advisory fees deducted. If you have any questions or concerns about your invoice, you are urged to contact us
immediately.

Fees are calculated on the fair market value of your investment portfolio as of the first day of the calendar quarter.
Your investment portfolio will typically hold investment options that are regularly traded on an open exchange with
an observable market value, which is used to calculate the advisory fee. The account custodian provides the
valuation of these securities. In the rare event your portfolio includes a holding which does not have an observable
market value, we will use accepted industry methods for determining a fair market value for such holding. If you
dispute our fair market valuation analysis, you may provide us with additional information to substantiate a different
fair market value.

Your accounts may be aggregated in a “household” for purposes of determining the fee breakpoints outlined in the
table above. A household includes accounts held by you, your spouse or partner, minor children, or adult children
residing in your residence. A household also includes accounts in which any of the above-described persons have
control, are a beneficiary, or otherwise have beneficial ownership.

The advisory fee is calculated on all assets held in your account, including cash and cash equivalents. We will not
include any unmanaged cash assets in our fee calculations. If you wish to hold assets not under our management,
such assets should be held in a separate account.

Fees are prorated based on the number of days services are provided during the initial billing period for services
commenced at any time other than the beginning of a calendar quarter. The prorated fee for the initial billing period
is based on the value of the account when services commence, and is due immediately.

Fees will be prorated for contributions to or withdrawals from your account exceeding $50,000 that result in a
prorated fee amount of $50 or greater. Fees on additional assets received into your account are prorated based
upon the number of days remaining in the calendar quarter. Fees on withdrawn assets are prorated based upon the
number of days during the quarter the assets were under management.

You may terminate our Portfolio Management Services by providing written notice to us at least 30 days prior to
your intended Termination Date. Your final fee will be prorated based on the number of days services are provided
during the final billing period, up to and including the Termination Date, and will be calculated on the amount of
assets under management on the Termination Date. Unearned fees paid in advance will be refunded upon
termination.

Financial Planning Services

If you engage our Portfolio Management Services, we do not charge a separate fee for financial planning services.
All financial planning services are covered by the Portfolio Management Services Fee described above.
...

Item 7 – Types of Clients
We generally provide our services to individuals (including high net worth individuals). Before receiving any advisory
services, you will be required to enter into a written agreement describing our services and fees. We typically require
a minimum investment amount of $1,000,000 of total investable assets. However, in our sole discretion, we may
waive this minimum requirement based on criteria such as anticipated future earning capacity or additional assets,
client relationships, or account retention.