Balance Cash Management Inc

Item 5 – Fees and Compensation
Balance is compensated for its advisory services primarily through an asset-based
Advisory Fee. For a distinct subset of clients utilizing specific technological integrations,
the Firm may also charge a separate, fixed Software Fee. The specific fees, fee structure,
and services applicable to each client will be explicitly outlined in the client’s Investment
Advisory Agreement.

Fee Structure

       1. Advisory Fee: We charge an asset-based fee of up to 0.50% annually on the
       assets under management (AUM) held within the Balance platform. This fee
       represents the primary compensation for our standard advisory services. The
       specific percentage charged by the Firm will be detailed in the client’s Investment
       Advisory Agreement.

       2. Software Fee (Applicable to Certain Client Types Only): For clients requiring
       specialized software access and integration, we charge a fixed annual fee ranging
       from $15,000 to $50,000. Standard AUM-based clients do not pay this fee. This
       tier applies specifically to software customers and depends on the number of
       financial institutions and bank accounts the customer connects to the Balance
       platform, as well as the overall complexity of the software integration.

                                   Balance Cash Management Inc.
                               124 Otsego Ave, San Francisco, CA 94112
                                        http://balancecash.io

Fee Negotiation and Additional Considerations:
We retain the discretion to negotiate fees or charge certain clients a lower Advisory Fee
and/or Software Fee based on various factors. These factors may include, but are not
limited to, participation in a referral program, early-adopter incentives, or the size and
complexity of the account.

Please note that clients are responsible for the payment of fees even during periods where
no transactions occur within the account. The collection of fees will decrease a client’s
assets under management.

Billing Methodology
The Advisory Fee is charged monthly in arrears. Assets under management for the fee
calculation are defined as the average daily balance of assets in the account over the
month for which the fee has accrued.
Balance deducts its fees directly from the client’s account. When signing the Investment
Advisory Agreement, clients must provide written authorization permitting Balance to
direct the qualified custodian to deduct the specified fees directly from their account. The
qualified custodian will deliver account statements to the client at least quarterly, showing
all disbursements from the account, including the amount of the advisory fees deducted. If
we cannot charge fees to the client’s account due to insufficient funds, we reserve the
right to terminate access to our platform.
Other Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related
costs and expenses which shall be incurred by the client. Clients will incur certain charges
imposed by custodians, brokers, and other third parties such as: wire transfer fees,
transaction fees for the purchase or sale of securities, expenses related to the use of
margin, fund expense ratios, short-term redemption fees, mark-ups and mark-downs,
spreads, paper statement fees, and SEC regulatory fees.
These fees are charged by the client’s broker-dealer/custodian, not by Balance Cash. We
do not receive any portion of these commissions or fees.
Termination and Refunds Clients may terminate their Investment Advisory Agreement
with Balance Cash at any time through the website platform or by providing written notice.
Upon termination, any unpaid Advisory Fees earned up to the date of termination will be
invoiced and deducted from the client's account on a pro-rata basis. Fixed Software Fees
are non-refundable.

                                  Balance Cash Management Inc.
                              124 Otsego Ave, San Francisco, CA 94112
                                       http://balancecash.io

Item 7 – Types of Clients
Balance Cash provides advisory services exclusively to small businesses, corporate
entities, institutional clients.
Balance Cash does not provide advisory services to retail individuals. Furthermore,
Balance does not require a minimum account size to open or maintain an account, though
the minimum annual Software Fee makes the service practical only for businesses with
significant cash reserves.