Benchmark Financial LLC

Item 5: Fees and Compensation
How we are paid depends on the type of advisory service we are performing. Please review the fee and
compensation information below. Please note, lower fees for comparable services may be available from other
sources. Fees are negotiable. Some fees may vary by client but similar services are provided due to factors such
as honoring legacy fees, discounts for friends and family of our employees, anticipated assets, and complexity of
overall engagement.
Investment Management & Financial Planning Services
The fee is based on a percentage of assets under management. The annualized fees for investment management
services are based on the following fee schedule:
                Assets under Management                              Annual Advisory Fee
                   $500,000 - $2,000,000                                     1.10%
                 $2,000,001 - $5,000,000                                     0.80%
                  $5,000,001 and Above                                     Negotiable

The annual fees are paid quarterly in arrears based on the value of client account(s) as of the last day of the
previous quarter. The advisory fee is a straight tier. For example, for assets under management of $3,000,000, a
client would pay 0.80%. BF has a minimum account size requirement of $500,000. This requirement can be
waived or reduced at BF’s discretion. No increase in the annual fee shall be effective without agreement from the
client by signing a new agreement or amendment to their current advisory agreement.
In determining the advisory fee, we may allow accounts of members of the same household to be aggregated.
Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial
and terminating billing periods.
We deduct our advisory fee from one or more account(s) held at an unaffiliated third-party custodian, as
directed by the client. Please refer to Item 15 of this Brochure regarding our policy on direct fee deduction.
Clients may also pay by check.
An account may be terminated with written notice at least 30 calendar days in advance. Since fees are paid in
arrears, no refund will be needed upon termination of the engagement. Clients will be responsible for payment
of fees up to the date of termination.
Ongoing Financial Planning
BF collects an initial fee, no greater than $1,500. The initial fee covers the client onboarding and initial
construction of the comprehensive financial plan. Advisor may reduce or waive the initial fee at the Advisor’s
discretion.
In addition, we charge a recurring fixed fee for Ongoing Financial Planning. Fees are paid monthly in arrears at a
rate of $400/month. The fee range is dependent upon variables including the specific needs of the Client,
complexity, estimated time, research, and resources required to provide services to you, among other factors we
deem relevant. Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.

Fees are paid by electronic funds transfer (EFT). The Advisory Contract may be terminated with written notice 30
calendar days in advance. In the event of termination within the first 30 days, the initial onboarding fee will be
prorated based upon the number of days in the billing period and refunded to the Client. Since fees are paid in
arrears, no refund will be needed upon termination of the Advisory Contract. Clients will be responsible for
payment of fees up to the date of termination.
Investment Consulting Services
We provide investment consultations through an hourly fee structure. Our hourly rate is $500 per hour. The fee
may be negotiable in certain cases and is due at the completion of the engagement. Fees for this service may be
paid by electronic funds transfer (EFT) or check. Any additional hours requested will be paid in arrears at the
hourly rate in effect. Clients may cancel this engagement at any time provided written notice.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which
may be incurred by the client. Clients may incur certain charges imposed by custodians, brokers, and other third
parties such as custodial fees, platform fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions.
Mutual fund and exchange traded funds also charge internal management fees, which are disclosed in a fund’s
prospectus. Such charges, fees and commissions are exclusive of and in addition to our fee, and we shall not
receive any portion of these commissions, fees, and costs.
Item 12 further describes the factors that we consider in selecting or recommending broker-dealers for client’s
transactions and determining the reasonableness of their compensation (e.g., commissions).
We do not accept compensation for the sale of securities or other investment products including asset-based
sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals, high net-worth individuals,
charitable organizations, and corporations or other businesses.
We have a minimum account size requirement of $500,000 to open or maintain an account under our
management. This requirement may be waived or reduced at BF’s discretion.