Bill Few Associates Inc

ITEM 5: FEES AND COMPENSATION

The advisory fee will be disclosed prior to services being provided and agreed upon in a written investment advisory
agreement.

Our advisory fees for portfolio management are based upon a percentage of assets under management and generally range
from .25% to 1.25%.

Our Standard Fee Schedule is a tiered schedule and is billed as follows:

                                    Tier           Asset Level       Annual Rate
                                    First           $ 500,000             1.25%
                                    Next              500,000             1.00%
                                    Next              500,000               .75%
                                    Above           1,500,000               .50%

Generally, advisory fees are billed quarterly in advance and calculated based on the account’s market value (including cash
and cash equivalents) on the last business day of the prior quarter. Fees for new accounts, and for new deposits into existing
accounts, will be pro-rated based on the remaining number of days left in the quarter. Accounts within the same household,
and set to the same tiered fee schedule, can be combined for breakpoint purposes.

Fees are debited directly from the client’s Pershing account unless the client requests to pay by invoice in which an invoice
will be sent to the client detailing the advisory fees for the upcoming quarter.

For advisory accounts in which the management fee is directly deducted from their account, the client's custodian is advised
by Bill Few Associates, Inc. of the fee amount that is to be deducted. On at least a quarterly basis, the custodian is required
to send to the client a statement showing all transactions within the account during the reporting period, including the fee
amount.

Because the custodian does not calculate the amount of the fee to be deducted, it is important for clients to carefully review
their account statements to verify the accuracy of the calculation, among other things. Clients should contact us directly if
they believe that there may be an error in their statement.

Generally, a minimum of $250,000 of assets under management is required for portfolios comprised mainly of individual
equities or individual bonds. The minimum account size for portfolios predominantly comprised of mutual funds is $50,000.
The account size may be negotiable under certain circumstances. Bill Few Associates, Inc. may group certain related client
accounts for the purposes of achieving the minimum account size and determining the annualized fee.

Although Bill Few Associates, Inc. has established the aforementioned fee schedule, we retain the discretion to negotiate
alternative fees on a client-by-client basis which represents a conflict of interest. Client facts, circumstances and needs are

considered in determining the fee schedule. These include the complexity of the client assets to be placed under management;
anticipated future additional assets; related accounts; portfolio style, account composition, reports, among other factors. The
specific annual fee schedule is identified in the contract between the financial professional and each client.

Discounts, not generally available to our advisory clients, may be offered to family members and friends of associated persons
of our firm.

AMERICAN FUNDS F-2 DIRECT PROGRAM

American Funds F-2 Direct Program fees are calculated and debited by American Funds quarterly in arrears in the second
month of each calendar quarter and is based upon the accounts average daily balance. The program’s advisory fee is a flat fee
that ranges between .25% - 1.25%. Billing is handled by American Funds and fees are deducted from the client account.
Assets are held directly with American Funds in the F-2 share class, which have no 12b-1 fees but have a higher cost than
their F-3 share class equivalent. There is a $10 set up fee charged by the American Funds and an annual $10 custodial fee for
IRAs and Coverdell ESAs. We do not receive any compensation from the setup and custodial fees. The client must
acknowledge and agree to allow American Funds to liquidate shares of the funds held in order to cover any applicable advisory
or account service fees.

Although Bill Few Associates, Inc. has established the aforementioned fee schedule, we retain the discretion to negotiate
alternative fees on a client-by-client basis which represents a conflict of interest.

FINANCIAL PLANNING FEES

Bill Few Associates, Inc.'s Financial Planning fee is determined based on the nature of the services being provided and the
complexity of each client’s circumstances. All fees are agreed upon prior to entering into a contract with any client.

Our Financial Planning fees are calculated and charged on a fixed fee basis, typically ranging from $500 to $5,000, depending
on the specific arrangement reached with the client.

We may request a retainer upon completion of our initial fact-finding session with the client; however, advance payment will
never exceed $500 for work that will not be completed within six months. The balance is due upon completion of the plan.

CONSULTING SERVICES FEES

Bill Few Associates, Inc.'s Consulting Services fee is determined based on the nature of the services being provided and the
complexity of each client’s circumstances. All fees are agreed upon prior to entering into a contract with any client.

Our Consulting Services fees are calculated and charged on an hourly basis, ranging from $200 to $300 per hour. An estimate
for the total hours is determined at the start of the advisory relationship.

OTHER REVENUE

Bill Few Associates Inc. is licensed to sell insurance products in addition to its advisory business. Certain investment
personnel of our firm are agents for various insurance companies. As such, these individuals are able to receive separate, yet
...

ITEM 7: TYPES OF CLIENTS

Bill Few Associates, Inc. provides advisory services to the following types of clients:

                      Individuals                           Charitable organizations
                      High net worth individuals            Corporations or other businesses
                      Pension and profit sharing plans
As previously disclosed in Item 5, our firm has established certain initial minimum account requirements, based on the nature
of the services being provided. For a more detailed understanding of those requirements, please review the disclosures
provided in Item 5.