Blue Chip Financial Advisors LLP

Item 5 – Fees and Compensation
The following is the Assets Under Management fee schedule for BCFA. All fees are subject to negotiation.

                                               Fee Schedule ~ For the Client

                                         $0           ~        $ 249,999        1.50 %
                                      $ 250,000       ~        $ 999,999        1.25 %
                                      $ 1 million     ~       $ 2.49 million    1.00 %
                                     $ 2.5 million    ~       $ 4.99 million    .75 %
                                      $ 5 million     ~             +           .50 %

Client Advisory Fees are charged in arrears based on the ending account balances of the preceding three (3) months. Fees
are charged quarterly using the average of those preceding three months ending balance. Fees are calculated by
multiplying the assets under management by the relevant percent and dividing such product by four (4). Fees may be
lower based on individual circumstances. Fees shown are maximum per asset value. It is also disclosed that should the

   client choose to implement any financial planning recommendations using the services of BCFA, and the implementation
   involves the purchase of non-fee-based financial products, BCFA will earn commissions resulting from these transactions.

   BCFA charges an hourly fee for financial planning services. Hourly charges will not exceed $250.00 per hour. The rate
   would be determined by the complexity of the plan. The fee would be agreed to by the client and advisor in advance and
   based on the services requested and complexity of the plan.

   Fee Payment Options

   As indicated in our advisory agreement with you, there are two options you may select to pay for our services:

            •       Direct debiting (preferred): at the inception of the relationship and each quarter thereafter, we will
                    notify your custodian of the amount of the fee due and payable to us through our fee schedule and
                    contract. The custodian does not validate or check our fee or its calculation on the assets on which
                    the fee is based. They will “deduct” the fee from your Account(s) or, if you have more than one
                    account from the account you have designated to pay our advisory fees. Each month, you will receive
                    a statement directly from your custodian showing all transactions, positions and credits / debits into
                    or from your account; the statements after the quarter end will reflect these transactions, including
                    the advisory fee paid by you to us. Transactions are also available on-line.

            •       Pay-by-check: At the inception of the Account and each quarter thereafter, we issue you an invoice
                    for our services and you pay us by check or wire transfer within 15 days of the date of the invoice.

Additional Fees and Expenses:

   Advisory fees payable to us do not include all the fees you will pay when we purchase or sell securities for your Account(s).
   The following list of fees or expenses are what you pay directly to third parties, whether a security is being purchased,
   sold or held in your Account(s) under our management. Fees charged are by the broker dealer / custodian.

   We do not receive, directly or indirectly any of these fees charged to you. They are paid to your broker, custodian or the
   mutual fund or other investment you hold. The fees include:

                •      Brokerage commissions;
                •      Transaction fees;
                •      Exchange fees;
                •      SEC fees;
                •      Advisory fees and administrative fees charged by Mutual Funds (MF), Exchange Traded Funds
                       (ETFs)
                •      Advisory fees charged by sub-advisers (if any are used for your account);
                •      Custodial Fees;
                •      Deferred sales charges (on MF or annuities);
                •      Odd-Lot differentials;
                •      Deferred sales charges (charged by MFs);
                •      Transfer taxes;
                •      Wire transfer and electronic fund processing fees;

            •   Commissions or mark-ups / mark-downs on security transactions;  among others that may be
                incurred.

In addition, we do not have or employ any “Employee” at all that receives (directly or indirectly) any compensation from
the sale of securities or investments that are purchased or sold for your fee-based account or to which we provide
consulting expertise / services. As a result, we are a “fee only” investment adviser. We do not have any potential conflicts
of interest present that relate to any additional (and undisclosed) compensation from you or your assets that we manage.

When a product is needed for a client that is not available on a fee basis, the principals will receive a commission for its
purchase. These transactions will be approved by the client in advance and no additional advisory fee will be assessed on
the asset.

Item 7 – Types of Clients
We provide our services to a number of Clients:

            •   Individuals, including high net worth individuals
            •   Trusts, estates, and charitable organizations
            •   Private equity (Consulting only)
            •   Corporations or other business entities
            •   Taft-Hartley plans, governmental plans, municipalities
            •   Not for profit entities among others.