Boulder Wealth Management LLC

Fees and Compensation (Item 5)
    Types of Fees
        BWM bases its fees on a percentage of assets under management, hourly charges, or
        fixed fees depending on the type of engagement.

    Investment Management Fees
         Investment management fees are billed quarterly in advance and may be negotiable at
         the sole discretion of BWM. Fees are due on the first day of the calendar quarter, and
         may be billed directly to the client or deducted from the client’s account with the
         client’s authorization. Fees are based on the account’s asset value as of the last
         business day of the previous calendar quarter with adjustments for deposits or
         withdrawals during the prior quarter. The Adviser charges a minimum annual fee of
         $1,500. Annualized fees are as follows:

               From                       To                       % Per Year, Up To

                              Boulder Wealth Management, LLC

               $0.00                       $100,000                       1.50%
               $100,001                    $249,999                       1.25%
               $250,000                    $999,999                       1.00%
               $1,000,000                  $1,999,999                     0.90%
               $2,000,000                  $2,999,999                     0.80%
               $3,000,000                  $3,999,999                     0.70%
               $4,000,000                  $4,999,999                     0.65%
               Over $5,000,000                                            0.60%

         BWM, in its sole discretion, may waive its minimum fee and/or charge a lesser
         investment advisory fee based upon certain criteria (e.g., historical relationship, type
         of assets, anticipated future earning capacity, anticipated future additional assets,
         dollar amounts of assets to be managed, related accounts, account composition, etc.).

         An advisory client will have a period of five (5) business days from the date of signing
         the investment management agreement to unconditionally rescind the agreement and
         receive a full refund of all fees. Thereafter, either party may terminate the agreement
         with 30 days written notice. Upon termination, fees will be prorated to the date of
         termination and any unearned prepaid portion of the fee will be refunded.

    Other Fees
        Account custodians may charge fees, which are in addition to and separate from
        BWM fees. In addition, some mutual fund assets deposited in the account may have
        been subject to deferred sales charges,12 (b)(1) fees, and other mutual fund annual
        expenses as described in each fund’s prospectus. Advisory clients should also note
        that fees for comparable services vary and lower fees for comparable services may be
        available from other sources.
         Mutual funds generally charge a management fee for their services as investment
         managers. The management fee is called an expense ratio. For example, an expense
         ratio of 0.50 means that the mutual fund company charges 0.5% for their services.
         These fees are in addition to the fees paid by you to BWM.

Types of Clients (Item 7)
    Description
        BWM generally provides investment advice to individuals, pension and profit sharing
        plans, trusts, estates, or charitable organizations, corporations or business entities.

    Account Minimums
        BWM requires a minimum account size of $100,000 of assets under management,
        which equates to an annual fee of $1,500. However, BWM may waive the account
        minimum at its discretion.

Methods of Analysis, Investment Strategies and Risk of Loss (Item 8)