Brindle & Bay Financial Advisors LLC

Item 5 – Fees and Compensation

We charge an annual investment management fee based upon a percentage of assets under
management in your account. Our standard annual management fee schedule is:

                      Custodian Reported Account Value   Annual Management Fee
                               First $1,000,000                  1.25%
                               Next $2,000,000                   0.80%
                               Next $2,000,000                   0.50%
                              Over $5,000,000                    0.30%

We require a minimum account size of $1,000,000 per client; however, we reserve the right to
waive or decrease this minimum at our sole discretion. Our management fee schedule is tiered.
Tiered fee schedule means the applicable rate will be applied to the applicable range of account
value. For example, an account value of $2,000,000 at the end of the billing period will be charged
at a rate of 1.25% on the first $1,000,000 and 0.80% on the remaining $1,000,000.

The management fee is calculated and collected monthly in arrears. At the conclusion of the last
trading day of each month, we download the value of your account from its custodian. We use
this value to calculate our management fee. We then debit our management fee from your
account. Your management fee is negotiable based on account size, services offered and
individual client circumstances.

We reserve the right to offer fee waivers or discounts, including flat monthly fee rates, at our
discretion. Our annual management fee is negotiable, depending on circumstances.

When we use Altruist LLC’s Model Marketplace, their fees are included in our management fee
and range between 0.00% to 1.00%. The Model Marketplace fee schedule is available at
altruist.com/legal.

You will be asked to authorize us with the ability to instruct the custodian to deduct our
management fee and the Model Marketplace fee from your account. Please see Item 15 for
additional details regarding fee deduction.

The management fee does not include transaction charges, and other related costs and expenses
that are incurred by the client. Clients may incur custodial fees, deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. Mutual funds and exchange traded funds also
charge internal management fees, which are disclosed in a fund’s prospectus. Such charges, fees
and commissions are exclusive of and in addition to our management fee and we do not receive
any portion of these commissions, fees, and costs. For more information about our
recommended brokerage practice please see Item 12.A.

Brindle & Bay Financial Advisors               Page 5                          ADV Part 2A – 3/23/2026

A client may terminate the Investment Management Agreement for any reason at any time and,
within the first five (5) business days after signing the contract, without any cost or penalty.
Thereafter, the contract may be terminated at any time by giving ten (10) days written notice.
Upon termination, fees will be prorated for the number of days in which services were rendered
on the Account’s valuation as of the termination date. The written notice of termination must be
sent to Brindle & Bay Financial Advisors, 5899 Preston Rd, Ste. 1103 Frisco, TX 75034. Upon our
receipt of written notice of termination, the client will be charged a prorated amount of the
management fee based on the number of days services were provided during the termination
month. For example, if there are 30 days in a month and the service was cancelled 15 days into
the month, the client will be charged 50% of the monthly management fee. (15 divided by 30
equals 50%)

OTHER SECURITIES COMPENSATION

We do not receive any additional securities compensation. The item is not applicable.

RETIREMENT ROLLOVER CONFLICTS OF INTEREST

When we provide investment advice to you regarding your retirement plan account or individual
retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement
Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing
retirement accounts. The way we make money creates some conflicts of interest with your
interests, so we operate under a special rule that requires us to act in your best interest and not
put our interests ahead of yours.

Item 7 – Types of Clients

We offer services to individuals and high net worth individuals. We require a minimum account
size of $1,000,000.