BSW Wealth Partners Inc A Public Benefit Corporation

Item 5 - Fees and Compensation
BSW is an independent, fee-only advisory firm. As such, BSW is
compensated for its services using one or more of the methods described
below. BSW’s billing method will be disclosed to and agreed to by client
per the terms of the client’s written investment advisory or consulting
agreement with BSW.

Compensation Methods: BSW’s fees are described generally below and
detailed in each client’s advisory agreement or applicable account
documents.

Wealth Management, Private Client, Family Office and Institutional clients
may choose between: (1) an asset-based fee; or (2) a fixed fee, as further
described below. Clients with a Custom Impact Mandate pay a
combination of asset-based fees and fixed fees, as further described below.
All fees are subject to negotiation.

Asset Based Fee: BSW generally charges an asset-based fee for its asset
management and advisory services, calculated according to the following
fee schedule:

For Wealth Management and Private Clients:

     ASSETS BASED BREAKPOINTS                       ANNUAL RATE
     First $3,000,000 of client assets                 1.00%
     Next $2,000,000 of client assets                  0.75%
     Amount over $5,000,000                            0.50%

For Family Office clients:

     ASSETS BASED BREAKPOINTS                       ANNUAL RATE
     First $10,000,000 of client assets                0.65%
     Next $40,000,000 of client assets                 0.35%
     Amount over $50,000,000                           0.15%

Institutional clients typically pay an asset-based fee at the annual
rate of 0.50% on the first $50 million of assets under management
and 0.35% thereafter.

Custom Impact Mandate clients engaging BSW for visionary
impact investing (also referred to as a Custom Impact Mandate)
typically pay an asset-based fee at the annual rate of 1.20% on the
first $5,000,000, 0.90% for the next $15,000,000, 0.60% for the next
$30,000,000, and 0.45% thereafter on the total value of the
custom impact portfolio. In addition, clients may request certain
administrative, reporting or coordination services with respect to
private visionary investments or other assets that (i) were
previously acquired by client, (ii) are not managed on a
discretionary basis, or (iii) are designated by client as assets for
which reporting or administrative support are desired (“Held
Away Assets”). In consideration for administrative, reporting,
aggregation, and coordination services provided with respect to
Held Away Assets, client will pay BSW an annual fee equal to
0.40% of the value of such Held Away Assets. Fees shall be
calculated quarterly in advance based on the most recent
valuation available as of the last business day of the preceding
calendar quarter. The annual fee shall be applied to the most
recent valuation of each Held Away Asset as provided by the
issuer, fund sponsor, administrator, custodian, or other third-party
source. In the event updated valuations are not available as of the
applicable calculation date, BSW may rely on the most recently
available valuation. This fee compensates BSW solely for
administrative, reporting, aggregation, and coordination services

         relating to Held Away Assets and does not constitute
         compensation for discretionary or non-discretionary investment
         management services, including fiduciary monitoring services of
         Held Away Assets.

Minimum Fee: BSW’s minimum fee varies based on the service selected by
each client, subject to the following minimum fee schedule:

              SERVICE                          MINIMUM FEE
              Wealth Management                $2,500 per quarter
              Private Client                   $7,500 per quarter
              Family Office                    $16,250 per quarter
              Institutional                    $2,500 per quarter
              Custom Impact Mandate            $7,500 per quarter

Please Note: BSW, in its sole discretion, may waive or reduce its minimum
fee requirements based upon certain criteria (e.g., anticipated future
earning capacity, anticipated future additional assets, dollar amount of
assets to be managed, legacy fee arrangements, related accounts, account
composition, competitive pricing, negotiations with the client, etc.). As a
result, similarly situated clients could pay different fees. BSW believes its
fees are competitive with those fees charged by other investment advisors
for comparable services. However, similar advisory services may be
available from other investment advisers for similar or lower fees.

Fixed Fee: BSW and the client may agree to negotiate a fixed quarterly fee
instead of an asset-based fee for BSW’s investment management, and/or
advisory services. Fixed fees often arise where BSW provides non-
discretionary investment management services. The fixed fee is negotiable
by the client and BSW.

Clients can direct BSW to maintain “unsupervised assets” within the
portfolio for the convenience of the client. BSW generally does not charge
a management fee on unsupervised assets and is not responsible for the
supervision or suitability of such assets. However, BSW can charge a fee on
certain unsupervised assets such as the case when BSW is asked to
provide ongoing reporting of unsupervised assets.

Reporting Services. BSW can also provide, for a separate fee, account report-
ing services, which can incorporate client investment assets that are not
part of the assets that BSW manages (the “unsupervised assets”). Unless
agreed to otherwise, in writing, the client and/or the client’s other advi-

sor(s) that maintain trading authority, and not BSW, shall be exclusively re-
sponsible for the investment performance of the unsupervised assets. Un-
less also agreed to otherwise, in writing, BSW does not provide investment
management, monitoring or implementation services for the unsuper-
vised assets. The client can engage BSW to provide investment manage-
...

Item 7 - Types of Clients

BSW advises and provides financial planning services to a diverse cross-
section of clients, including:

      •   Individuals and Families (other than high net worth individuals);
      •   High net worth individuals;
      •   Pension and Profit-sharing plans;
      •   Trusts and Estates;
      •   Corporations;
      •   Plan Sponsors;
      •   Charitable and other not-for-profit organizations;
      •   Other business entities not included above.

BSW does not have a required minimum account size though, as indicated
previously in Item 5 – Fees and Compensation, BSW does have a minimum
quarterly fee, which may be waived or reduced at BSW’s sole discretion.