Buttonwood Financial Group LLC

Item 5 – Fees and Compensation

A. Buttonwood Fees
As mentioned above, Buttonwood offers Wealth Management Services, which includes Family CFO
Planning Services, Investment Management Services, and Simplicity 360 Services.

    1. Family CFO Planning Fee

Family CFO Planning Fees are negotiable and are quoted as a fixed quarterly fee ranging from $300
to $30,000 based on the scope and complexity of the engagement. We bill this fee quarterly in advance.

Fees may be paid by us deducting the amount from a client’s checking account or the client directing
us to deduct the fee from their managed account(s) upon our submission of an invoice to the
applicable custodian. Payment of fees through fee deduction may result in the liquidation of a client's
securities if there is insufficient cash in the account. Clients are required to provide us with
instructions on or about the 10th day of the month following the close of each calendar quarter. At
account opening, Family CFO Planning Services fees are prorated based on the number of days that
the Account(s) are open during the quarter, and the first payment is due upon the effective date of the
Client Agreement.

On rare occasions, we will charge an hourly fee in lieu of a flat rate, depending on the services to be
performed. Generally, the billing process is the same, except that hourly fees are charged in arrears.
Below are our basic hourly rates:

  $600 per hour for Firm Principal or senior Advisor
  $450 per hour for Lead Advisor
  $300 per hour for Wealth Management Strategist
  $200 per hour for Operations Staff
  $125 per hour for Client Services
  $75 per hour for Admin

                                             Part 2A - 10

                                                  Buttonwood Financial Group, LLC

                                                     Part 2A of Form ADV – Brochure

         2. Investment Management Fee
    Buttonwood charges an annualized management fee (“Investment Management Fee”) based on multi-
    generational assets 3 under management (“AUM”) based on the value of a client’s managed account(s)
    (inclusive of cash, cash equivalents), as of the close of business on the last business day of the quarter.
    At account opening, Investment Management Fees are prorated based on the number of days that the
    Account(s) are open during the quarter. The first payment is due within the first 30 days from the
    effective date of the client agreement or upon the account’s transference and will be based upon the
    market value in the account(s) as of 30 days after the effective date. Fees are assessed in accordance
    with the following tiered fee schedule.

    Investment Management Fees Based on Client’s Aggregated Assets Under Management
    (AUM)

           AUM Tier                                            Annualized Fee Rate
           $0 - $2,500,000                                           0.80%
           $2,500,001 - $5,000,000                                   0.65%
           $5,000,001 - $10,000,000                                  0.50%
           Over $10,000,001                                          0.40%

    The Investment Management Fee is calculated by taking the Aggregated AUM as reported by each
    applicable custodian of all client accounts (in effect at the time) and applying the annualized fee rate(s)
    above. Annual fee rates above are divided by four (4) to arrive at a prorated quarterly rate.

    Our fees will be paid directly to Buttonwood from each applicable designated account(s) by the
    custodian upon written authorization by the client or may be billed separately to a client or business.
    Under these circumstances, Buttonwood will provide the Bank and/or Custodian with the amount to
    be deducted from each applicable designated account(s).

    Accounts terminated during a quarter are pro-rated up to the date we discontinue servicing the
    account (subject to the termination notice provisions of the client agreement), and any unearned fees
    paid in advance will be promptly refunded.

    Buttonwood’s Investment Management Fee schedule can be amended from time to time by the firm
    upon 30-day written notice to clients.

    Payment of fees could result in the liquidation of a client's securities if there is insufficient cash in the
    account. Buttonwood also reserves the right to decline accepting a new account or to waive or
    negotiate advisory fees with clients in our sole discretion. For family and friends of the Firm,
    Buttonwood will discount its advisory fee for managing their accounts. For employees and
    spouses/domestic partners of employees, we will waive our advisory fee for managing their accounts.

3 For fee billing purposes only, Buttonwood will aggregate all a client’s account(s) and will group those account(s) associated with client
(such as Client’s relatives (e.g., grandparents, parents, spouse, children), associated businesses or accounts for which client serves as a
Power of Attorney or For the Benefit Of a related client account) for the purpose of determining the aggregated account value/assets
under management.
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                                      Buttonwood Financial Group, LLC

                                        Part 2A of Form ADV – Brochure

     3. Simplicity360 Services

Annual fees for these services range from $1,000 to $100,000 for various terms and conditions, and
dependent upon the services selected by a client. Generally, tailored pricing is negotiated with a client

once the services are selected and will be reflected in the Client Agreement.

We bill this fee quarterly in arrears and clients can pay us from any account they choose. For example,
a client can instruct us to deduct the fee from their checking account, a business account, or the client
...

Item 7 – Types of Clients

We offer services to individuals, families, businesses, corporate pension and profit-sharing plans,
defined benefit and defined contribution plans, charitable institutions, foundations, endowments and
trust programs.

We do not currently require a minimum account size but reserve the right to do so in the future. We
also reserve the right to decline accepting an account or to waive a fee depending on the circumstances.

When Buttonwood and our advisory personnel provide investment advice to a client regarding the
client’s retirement plan account or IRA account, Buttonwood and our personnel are fiduciaries within
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                                    Buttonwood Financial Group, LLC

                                      Part 2A of Form ADV – Brochure

the meaning of Title I of the ERISA and/or the Internal Revenue Code, as applicable, which are laws
governing retirement accounts. The way we make money creates some conflicts with our clients’
interests, so Buttonwood operates under a special rule that requires us to act in our clients’ best
interests and not put our interest ahead of theirs. Under this special rule’s provisions, Buttonwood
must:

      • Meet a professional standard of care when making investment recommendations (give
        prudent advice);
      • Never put our financial interests ahead of yours when making recommendations (give loyal
        advice);
      • Adhere to impartial conduct standards, whereby Buttonwood:
        o Provides advice and follows policies and procedures designed to ensure that we give
           advice that is in our clients’ best interests;
        o Charges no more than is reasonable for our services; and
        o Avoids making any materially misleading statements to our clients regarding our services
           and recommendations, fees and compensation, conflicts of interest, and any other matters
           relevant to our clients’ investment decisions.

When recommending a rollover of a retirement account to a client, Buttonwood will document the
reasons that the rollover recommendation is in the best interest of the client and provide a copy of
the documentation to the client.

If a client receiving investment management services is a pension or other employee benefit plan
governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”),
Buttonwood will provide certain required disclosures to the “responsible plan fiduciary” (as such term
is defined in ERISA) in accordance with Section 408(b)(2), regarding the services we provide and the
direct and indirect compensation we receive by such clients. Generally, these disclosures are contained
in this Form ADV Part 2A, the client agreement and/or in a separate ERISA disclosure document
and are designed to enable the ERISA plan’s fiduciary to: (1) determine the reasonableness of all
compensation received by Buttonwood; (2) identify any potential conflicts of interest; and (3) satisfy
reporting and disclosure requirements to plan participants.