Catalyst Investment Management LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written advisory agreements with the Advisor that define the scope of services and fees to be paid.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each quarter, pursuant to the terms of the investment
advisory agreement. Investment advisory fees are based on the market value of assets under management at the
end of the prior quarter. Investment advisory fees range from 0.75% to 1.25% annually based on several factors,
including: the complexity of the services to be provided, the level of assets to be managed, and the overall
relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio
restrictions and other complexities may be charged a higher fee.

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by CIM will be independently valued by the Custodian. CIM will conduct periodic reviews of the Custodian’s
valuations to ensure accurate billing.

Clients may make additions to and withdrawals from their account[s] at any time, subject to CIM’s right to terminate
an account. Additions may be in cash or securities provided that CIM reserves the right to liquidate any transferred
securities or decline to accept particular securities into a Client’s account[s]. Clients may withdraw account assets
on notice to CIM, subject to the usual and customary securities settlement procedures. However, CIM designs its
portfolios as long-term investments and the withdrawal of assets may impair the achievement of a Client’s
investment objectives. CIM may consult with its Clients about the options and ramifications of transferring
securities. However, Clients are advised that when transferred securities are liquidated, they are subject to
transaction fees, fees assessed at the mutual fund level (i.e. contingent deferred sales charge) and/or tax
ramifications.

Financial Planning Services
CIM offers financial planning services on an hourly basis at a rate of $250 per hour. Fees may be negotiable based
on the nature and complexity of the services to be provided and the overall relationship with the Advisor. An
estimate for total hours and overall costs will be provided to the Client prior to engaging for these services. If a
Client engages the Advisor for investment management services, CIM may reduce or waive its fees for financial
planning services.

                                            Catalyst Investment Management LLC
                                       47 Enterprise Drive, Suite 215, Windham, NH 03087
                               Phone: (603) 952-1209 | https://catalystinvestmentmanagement.com/

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying
the quarterly rate ((annual rate / number of days in a year) * number of days in a quarter) to the total assets under
management with CIM at the end of the prior quarter. Clients will be provided with a statement, at least quarterly,
from the Custodian reflecting deduction of the investment advisory fee. Clients are urged to also review and
compare the statement provided by the Advisor to the brokerage statement from the Custodian, as the custodian
does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted
by CIM directly from their account[s] held by the Custodian as part of the investment advisory agreement and
separate account forms provided by the Custodian.

Financial Planning Services
Financial planning fees are invoiced by the Advisor and are due upon execution of the financial planning
agreement. The Advisor will not collect fees that are greater than $500 if the services will be for six (6) months or
more in the future.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf
of the Client’s account[s]. CIM includes securities transactions costs as part of its overall investment advisory fee
through the CIM Wrap Fee Program. The Advisor's recommended Custodian does not charge securities transaction
fees for ETF and equity trades in a Client's account, provided that the account meets the terms and conditions of
the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds and other
types of investments. Securities transaction fees for Client-directed trades may be charged back to the Client.
Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.

In addition, all fees paid to CIM for investment advisory services or part of the CIM Wrap Fee Program are separate
and distinct from the expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees
and expenses are described in each fund’s prospectus. These fees and expenses will generally be used to pay
management fees for the funds, other fund expenses, account administration (e.g., custody, brokerage and account
reporting), and a possible distribution fee. A Client may be able to invest in these products directly, without the
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Item 7 – Types of Clients

CIM offers investment advisory services to individuals, high net worth individuals, trusts, and estates. The amount
of each type of Client is available on CIM’s Form ADV Part 1A. These amounts may change over time and are
updated at least annually by the Advisor. CIM generally does not impose a minimum relationship size. However,
the Advisor does impose a minimum fee of $250, which can be waived at the sole discretion of the Advisor.