Cedar Point Capital Partners LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Comprehensive Portfolio Management:

                                                  Fee Schedule
                   Assets Under Management              Annual Percentage of Assets Charge*
                 First   $500,000.00                                  0.95%
                 Next    $500,000.00                                  0.85%
                 Next    $2,000,000.00                                0.75%
                 Next    $2,000,000.00                                0.50%
                 Over    $5,000,000.00                                0.25%

                                       Charitable Organization Fee Schedule
                   Assets Under Management              Annual Percentage of Assets Charge*
                 First        $5,000,000.00                              0.50%
                 Next         $10,000,000.00                             0.25%
                 Over         $15,000,000.00                             0.15%

               *In rare cases, our firm may agree to charge based upon a fixed dollar amount
               not to exceed the fee schedules above.

Fees to be assessed will be outlined in the advisory agreement to be signed by the Client. Our firm bills on
cash unless indicated otherwise in writing. Annualized fees are billed on a pro-rata basis quarterly in
advance based on the value of the account(s) on the last day of the previous quarter. Fees are not negotiable
and will be deducted from client account(s). Adjustments in advisory fee calculations will be made for
deposits and withdrawals in excess of $10,000 during the quarter. Certain illiquid assets will be billed at
their most recently available valuations, which typically contains at least a one quarter lag. Our firm will
agree to directly invoice. As part of this process, Clients understand the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market values
       for each security included in the Assets and all account disbursements, including the amount of
       the advisory fees paid to our firm;
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian; and
    c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
       information provided in our statement with those from the qualified custodian will be included.

ADV Part 2A – Firm Brochure                         Page 6                       Cedar Point Capital Partners, LLC

Financial Planning & Consulting:

Our firm charges on an hourly, flat, or subscription fee basis for financial planning and consulting services.
The total estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
engagement with the client. The maximum hourly fee to be charged will not exceed $500. Flat fees will not
exceed $10,000. Subscription fees will not exceed $10,000 annually. The fee-paying arrangements will be
determined on a case-by-case basis and will be detailed in the signed consulting agreement. Our firm will
not require a retainer exceeding $1,200 when services cannot be rendered within 6 months.

Portfolio Monitoring:

Our firm charges on an hourly fee, flat fee, or a fee based on the percentage of assets under management
for our portfolio monitoring services. The ultimate fee charged is based on the scope and complexity of our
engagement with the client. The maximum hourly fee to be charged will not exceed $250/hour. Flat fees
will not exceed $25,000. Fees based on a percentage of assets under management will not exceed 0.50%.
The fee-paying arrangements will be determined on a case-by-case basis and will be detailed in the signed
portfolio monitoring agreement. Our firm will not require a retainer exceeding $1,200 when services cannot
be rendered within 6 months.

Retirement Plan Consulting:

Our Retirement Plan Consulting services are billed according to a flat fee, or a fee based on the percentage
of Plan assets under management. The ultimate fee charged is based on the scope and complexity of our
engagement with the client. Flat fees will not exceed $25,000. Fees based on a percentage of managed Plan
assets will not exceed 0.50%. The fee-paying arrangements will be determined on a case-by-case basis and
will be detailed in the signed consulting agreement.

Other Types of Fees & Expenses

Clients will incur transaction fees for trades executed by their chosen custodian. These transaction fees are
separate from our firm’s advisory fees and will be disclosed by the chosen custodian. Charles Schwab &
Co., Inc. (“Schwab”) does not charge transaction fees for U.S. listed equities and exchange traded funds.

Clients may also pay holdings charges imposed by the chosen custodian for certain investments, charges
imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be disclosed in the
fund’s prospectus (e.g., fund management fees and other fund expenses), distribution fees, surrender
charges, variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs, spreads
paid to market makers, fees for trades executed away from custodian, wire transfer fees and other fees and
taxes on brokerage accounts and securities transactions. Our firm does not receive a portion of these fees.

Termination & Refunds

Either party may terminate the advisory agreement signed with our firm for Comprehensive Portfolio
Management services in writing at any time. Upon notice of termination our firm will process a pro-rata
refund of the unearned portion of the advisory fees charged in advance.

Financial Planning & Consulting clients may terminate their agreement at any time before the delivery of
a financial plan by providing written notice. For purposes of calculating refunds, all work performed by us
...

Types of Clients:

Our firm has the following types of clients: Individuals and High Net Worth Individuals; Trusts, Estates or
Charitable Organizations; Pension and Profit-Sharing Plans; Corporations, Limited Liability Companies
and/or Other Business Types.

Account Requirements:

Our requirements for opening and maintaining accounts or otherwise engaging us:
   • Our firm requires a minimum account balance of $500,000 for our Comprehensive Portfolio
       Management service. Generally, this minimum account balance requirement is not negotiable and
       would be required throughout the course of the client’s relationship with our firm. We may,
       however, waive this minimum account balance requirement at our sole discretion.