Clearview Wealth Advisors LLC

Item 5 - Fees and Compensation
We are compensated for our investment advisory services by means of advisory fees, which are
based on a percentage of assets under management, fixed fees, or hourly fees. This section describes
our fee structure and how we are compensated. So that you understand how our fee structures work,
we discuss each of our investment advisory services and their corresponding fees.

Advisory agreements may be terminated at any time by either party, for any reason upon receipt of
30 days’ written notice. As disclosed above, certain fees are paid in advance of the services provided.
Upon termination of any account, any prepaid, unearned fees will be promptly refunded. In
calculating a client's reimbursement of fees, we will pro rate the reimbursement according to the
number of days remaining in the billing period.

Although Clearview Wealth Advisors has established the following fee schedule(s), we retain the
discretion to negotiate alternative fees on a client-by-client basis. Client facts, circumstances and
needs are considered in determining the fee schedule. These include the complexity of the client,
assets to be placed under management, anticipated future additional assets; related accounts;
portfolio style, account composition, reports, among other factors. The specific annual fee schedule
is identified in the contract between the adviser and each client.

We may group certain related client accounts for the purpose of achieving the minimum account
size requirements and determining the annualized fee. Discounts, which are not generally available
to our advisory clients, may be offered to family members and friends of associated persons of our
firm.

In circumstances where a TPAM or a sub-advisor is utilized to provide certain investment advisory
services to a client, TPAM or sub-advisory fees are handled differently, depending upon the TPAM
or sub-advisor utilized.

Investment Supervisory Services/Individual Portfolio Management

For Investment Supervisory or Portfolio Management Services, we charge a percentage of assets
under management. The annualized fee can be either a fixed percentage or on a tiered basis in
accordance with the following fee schedule:

Assets Under Management                         Annualized Fee

$0-$100,000                                     1.5%
$100,000-$500,000                               1.15%
$500,000-$2,500,000                             1.00%
$2,500,000-$5,000,000                           0.85%
$5,000,000 and more                             0.70%

Our fees are billed quarterly, in advance, at the beginning of each calendar quarter based upon the
market value of the client's account at the end of the previous quarter. Fees will be debited from the
account in accordance with the client authorization in the Client Services Agreement. In certain
cases, fees will be billed in arrears. Please refer to your specific agreement regarding terms and fees.

When utilizing a TPAM or sub-advisor to provide certain advisory services to a client, the annual fee
shown in the above fee table can increase by as much as 1%.

Financial Planning
Clearview Wealth Advisors, LLC's Financial Planning fee is determined based on the nature of the
services being provided and the complexity of each client's circumstances. All fees are agreed upon
prior to entering into a contract with any client.

Our Financial Planning fees may be calculated and charged on an hourly basis up to $1,000 per
hour. Although the length of time it will take to provide a Financial Plan will depend on each client's
personal situation, we will provide an estimate for the total hours at the start of the advisory
relationship. The client is billed quarterly in arrears based on actual hours accrued.

Our Financial Planning fees may also be calculated and charged using a fixed fee up to $10,000 per
year depending on the specific arrangement reached with the client. We may request a retainer upon
completion of our initial fact-finding session with the client; however, advance payment will never
exceed $1,200 for work that will not be completed within six months. The balance is due upon
completion of the plan.

Advisory Services to Brokerage Customers
We receive an advisory fee based on the assets under management from Brokerage Customers who
have provided written consent to a broker dealer to receive the investment advisory service from us
and have entered a written advisory contract with Clearview Wealth Advisors, LLC. The advisory fee
is calculated in advance based on assets under management from Brokerage Customers as of the end
of the previous quarter. The maximum advisory fee will not exceed 1% annually for this service.
This advisory fee is paid by the broker-dealer and is not separately charged to the client.

Additional Fees and Expenses
Fees paid by clients to Clearview Wealth Advisors for investment advisory services are separate and
distinct from the fees and expenses charged by mutual funds and/or ETFs to their shareholders.
These fees and expenses are described in each fund's prospectus. These fees will generally include a
management fee, other fund expenses, and a possible distribution fee. If the fund also imposes sales
charges, a client may pay an initial or deferred sales charge. A client could directly invest in a mutual
fund without our services. In that case, the client would not receive the services provided by our
firm which are designed, among other things, to assist the client in determining which mutual fund
or funds are most appropriate to each client's financial condition and objectives. Accordingly, the
client should review both the fees charged by the funds and our fees to fully understand the total
amount of fees to be paid by the client and to thereby evaluate the advisory services being provided.
If we recommend mutual funds, we will recommend “no-load” funds with no initial or deferred
sales charge.
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Item 7 - Types of Clients
Clearview Wealth Advisors provides advisory services to individuals, households, corporations,
charitable organizations, broker-dealers, and businesses.