Cohesion Wealth Management LLC

ITEM 5 - FEES AND COMPENSATION

INVESTMENT MANAGEMENT FEES AND COMPENSATION
Our Firm charges a fee as compensation for providing Investment Management services on your account.
These services include advisory services, trade entry, investment supervision, and other account
maintenance activities. Our recommended Custodian charges transaction costs, custodial fees, redemption
fees, retirement plan and administrative fees or commissions. See Additional Fees and Expenses below for
details.
A calendar quarterly investment management fee is billed in advance based on your account balance on the
last business day of the calendar quarter. Fees are assessed on all assets under management, including
securities, cash, and money market balances. Our maximum annual advisory fee is 1.75%. This fee will be
debited directly from your investment account. The relevant fee billed is defined and agreed to by the firm
and the client in the executed Investment Advisory Agreement. This fee may be debited directly from your
investment account or you may pay this fee separately. You will need to indicate how you would like to pay
this fee in your Investment Advisory Agreement. Additional fees and expenses you may incur are: brokerage
commissions, principal markups and discounts, SEC fees, mutual fund expense ratios, mutual fund 12B-1
fees, tax withholding on certain foreign securities, postage fees, wire fees, bank charges, and other
administration fees as authorized by you. Please refer to Section 12 for information on brokerage fees and
services.
The quarterly investment management fee is billed in advance based on the market value of each new

calendar quarter. If you terminate your investment management agreement prior to the end of the calendar
quarter, we will generate a “negative” invoice (reporting a balance due to you) at the end of the calendar
quarter. The prorated refund will be calculated from the date Investment Management Services are
terminated through the end of the calendar quarter. If you would like to dispute the amount of the refund
as reported on the “negative” invoice, please submit notice within 3 business days. In the event we receive
no dispute, we will assume you are in agreement with our refund calculation and issue a check to you in the
amount of the “negative” invoice.
Fees may vary based on the size of the account, complexity of the portfolio, extent of activity in the account, or
other reasons agreed upon by our Firm and you as the client. In certain circumstances, our fees and the
timing of the fee payments may be negotiated. Our employees and their family related accounts are
charged a reduced fee for our services.
Unless otherwise instructed by the Client, we will aggregate related client accounts for the purposes of
determining the account size and annualized fee. The common practice is often referred to as “house-
holding” portfolios for fee purposes and may result in lower fees than if fees were calculated on portfolios
separately. Our method of house-holding accounts for fee purposes looks at the overall family dynamic and
relationship. When applicable, and noted in Appendix of the Investment Management Agreement, legacy
positions will also be excluded from the fee calculation.
The independent and qualified custodian holding your funds and securities will debit your account directly
for the advisory fee and pay that fee to us. When establishing a relationship with Cohesion, you provide
written authorization permitting the fees to be paid directly from your account held by the qualified custodian.
Further, the qualified Custodian agrees to deliver an account statement to you on a quarterly basis indicating
all the amounts deducted from the account including our advisory fees.
Either Cohesion or you may terminate the management agreement immediately upon written notice to the
other party. The management fee will be pro-rated to the date of termination, for the quarter in which the
cancellation notice was given and the unearned fee will be credited back to your account or any earned fee
will be billed to you by our Firm.
Upon termination, you are responsible for monitoring the securities in your account, and we will have no
further obligation to act or advise with respect to those assets. In the event of client’s death or disability,
Cohesion will continue management of the account until we are notified of client’s death or disability and given
alternative instructions by an authorized party.
In no case are Cohesion fees based on, or related to, the performance of your funds or investments.

FINANCIAL PLANNING FEES
For our Investment Management clients, financial planning services are included in the Investment
Management fees described above.
For stand-alone financial planning arrangements, Cohesion will negotiate the planning fees with you using
either a fixed fee or an hourly rate. Fees may vary based on the extent and complexity of your individual
or family circumstances and the amount of your assets under our management. Cohesion will determine
your fee for the designated financial advisory services based on a fixed fee arrangement described below.
Under our fixed fee arrangement, any fee will be agreed in advance of services being performed. The fee will
be determined based on factors including the complexity of your financial situation, agreed upon
deliverables, and whether or not you intend to implement any recommendations through Cohesion. Fixed
fees for financial plans will not exceed $20,000 and hourly fees will not exceed $400/hour.
Typically, we complete a plan within a month and will present it to you within 60 days of the contract date, if
you have provided us all information needed to prepare the financial plan. One hundred (100%) of the
Financial Planning Fee is collected upon delivery of the Plan to you. You may terminate the financial
planning agreement by providing us with written notice. There is no penalty for termination of your financial
...

ITEM 7 - TYPES OF CLIENTS
We provide investment advice to individuals, high-net-worth individuals, foundations, employer-sponsored
retirement plans, charitable organizations, trusts, estates, corporations, limited liability companies, and
other business types.
Our Firm maintains a $100,000 minimum in aggregate investable assets. This minimum is in place primarily
to prevent your accounts from becoming excessively concentrated in any single security and to also reduce
trading costs as a percentage of your overall asset base. In certain instances, at the discretion of our Firm,
this minimum may be waived if we determine your account can be adequately diversified at an amount less
than $100,000. However, because trading costs are typically a fixed and per transaction cost imposed by the
custodian, smaller accounts will incur incrementally higher trading costs expressed as a percentage of the
account balance.