Compass Advisory Group LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
agreement. Investment advisory fees are based on the average daily balance of assets under management during
the prior calendar quarter. Investment advisory fees range up to 2.00% annually based on several factors,
including: the complexity of the services to be provided, the level of assets to be managed, and the overall
relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio
restrictions and other complexities may be charged a higher fee.

                                              Compass Advisory Group LLC
                                     155 Pinelawn Road, Suite 210 N, Melville, NY 11747
                                         Phone: (516) 938-2400 Fax: (516) 938-2455
                                                www.compassadvisors.com

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Compass Advisors will be independently valued by the Custodian. The Advisor will conduct periodic reviews of
the Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C. below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Schwab Institutional Intelligent Portfolio Service – Program fees are billed quarterly in advance the average daily
balance of assets under management during the prior calendar quarter, pursuant to the terms of the
agreement.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual-asset based fee of up to 1.00% and are payable
in advance of each calendar quarter, pursuant to the terms of the retirement plan advisory agreement. Retirement
plan advisory fees are based on the market value of assets under management at the end of the prior calendar
quarter. Fees may be negotiable depending on the size and complexity of the Plan and the services to be offered.

Financial Planning Services
Compass Advisors offers financial planning services either on an hourly or fixed fee basis. Hourly engagements
range from $200 to $350 per hour. Fixed fees range from $1,500 to $15,000 per engagement. Fees may be
negotiable based on the on the nature and complexity of the services to be provided and the overall relationship
with the Advisor. An estimate for total hours and total costs will be provided to the Client prior to engaging for these
services.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by the number of days in the year multiplied by the number of days in the
quarter) to the average daily balance of assets under management with Compass Advisors during the prior quarter.
Clients will be provided with a statement, at least quarterly, from the Custodian reflecting the deduction of the
investment advisory fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on the
Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide written
authorization permitting advisory fees to be deducted by Compass Advisors to be paid directly from their account[s]
held by the Custodian as part of the investment advisory agreement and separate account forms provided by the
Custodian.

Retirement Plan Advisory Services
Retirement plan advisory fees may be directly invoiced to the Plan Sponsor or deducted from the assets of the
Plan, depending on the terms of the retirement plan advisory agreement.

Financial Planning Services
Financial planning fees may be invoiced up to 100 percent (100%) of the expected total fee upon execution of the
financial planning. The Advisor will not collect fees that are greater than $1,200 if the services will be for six months
or more in the future.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Compass Advisors in connection
with investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and
securities execution fees charged by the Custodian, if applicable. The Advisor's recommended Custodian does
not charge securities transaction fees for ETF and equity trades in a Client's account, provided that the account
                                               Compass Advisory Group LLC
                                      155 Pinelawn Road, Suite 210 N, Melville, NY 11747
                                          Phone: (516) 938-2400 Fax: (516) 938-2455
                                                 www.compassadvisors.com

meets the terms and conditions of the Custodian's brokerage requirements. However, the Custodian typically
...

Item 7 – Types of Clients

Compass Advisors offers investment advisory services individuals, high net worth individuals, trusts, estates,
businesses and retirement plans. Compass Advisors generally does not impose a minimum size for establishing
a relationship.