Cusource LLC

Item 5. Fees and Compensation.

All of Catalyst Strategic Solutions’ advisory and derivative fees are calculated and
payable monthly in arrears. Each client pays its fees directly through a charge to the client.

Catalyst Strategic Solutions’ advisory fees are negotiable, based upon three factors: (a)
the client’s total assets; (b) the frequency at which the client wishes to receive Portfolio
Management and Balance Sheet Strategy Reports from Catalyst Strategic Solutions; and
(c) the level of sophistication of the software that Catalyst Strategic Solutions will use to
generate the desired Reports.

Although Catalyst Strategic Solutions’ advisory fees are negotiable, certain client credit
unions have opted to continue using the following fee schedule (which Catalyst Strategic
Solutions no longer offers to new client credit unions):

   1. If the month-end total amount of investments on the client’s balance sheet
      is less than $10,000,000 the client can elect to have a Portfolio Review and
      Strategy Report provided to the client annually. The advisory fee will be
      $625 per month.

   2. If the month-end total amount of investments on the client’s balance sheet
      is $10,000,000 or more, and the client elects to receive Portfolio Review
      and Strategy Reports semiannually, the client’s advisory fee will be: (a)
      $625 per month; plus (b) 10 basis points (0.0010) per year on the amount
      of investments that Catalyst Strategic Solutions has purchased on the
      client’s behalf; subject to (c) a minimum fee of $12,500 per year.

       Example: a client with $12,000,000 of investments that Catalyst Strategic
       Solutions has purchased on the client’s behalf, would pay an advisory fee
       equal to ($625 x 12 = $7,500) + ($12,000,000 x 0.0010 = $12,000) =
       $19,500 per year (= $1,625 per month).

       Catalyst Strategic Solutions typically conducts a quarterly shock test of
       clients’ portfolios at no additional charge.

   3. If the month-end total amount of investments on the client’s balance sheet
      is $10,000,000 or more, and the client elects to receive Portfolio Review
      and Strategy Reports quarterly, the client’s advisory fee will be: (a) $625
      per month; plus (b) 10 basis points (0.0010) per year on the amount of
      investments (up to $25,000,000) that Catalyst Strategic Solutions has
      purchased on the client’s behalf; plus (c) 4 basis points (0.0004) per year
      on the amount of investments above $25,000,000 that Catalyst Strategic

       Solutions has purchased on the client’s behalf; subject to (iv) a minimum
       fee of $17,500 per year.

       Example: a client with $35,000,000 of investments that Catalyst Strategic
       Solutions has purchased on the client’s behalf would pay an advisory fee
       equal to ($625 x 12 = $7,500) + ($25,000,000 x 0.0010 = $25,000) +
       ($10,000,000 x 0.0004 = $4,000) = $36,500 per year (= $3,041.66 per
       month).

   4. If the month-end total amount of investments on the client’s balance sheet
      that Catalyst Strategic Solutions has purchased on the client’s behalf is
      more than $50,000,000 the advisory fee on the amount above $50,000,000
      will be negotiable although typically, Catalyst Strategic Solution’s advisory
      fee is 3 basis points for month-end total amount of investments between
      $50,000,000 and $100,000,000 and 1 basis point for month-end total
      amount investments more than $100,000,000.

       This fee structure could potentially create an incentive for Catalyst Strategic
       Solutions to recommend more trading by a client. To mitigate this risk, the
       CCO will review trade volume and fee structure for each client on an annual
       basis.

Catalyst Strategic Solutions’ derivative hedging services fee structure includes an initial
start-up fee as well as an ongoing annual fee which are negotiable based on the level
of complexity and scope of services. Services include training, policy development,
performing balance sheet and hedged item valuation analysis, developing hedging
strategies, assisting with trade execution, confirming daily market valuations and
collateral management, and providing post trade reporting. The assessed annual fee is
payable monthly in arrears upon execution of the initial trade. The ongoing annual fee
is generally based upon the scale shown below with a minimum $15,000 annual fee for
zero to $5 million in notional and additional amounts above that level charged at reduced
rates.

Derivative Notional Amount                Annual Fees
0 to $5 Million                           $15,000
$5 - $100 Million                         8 basis points
$100 - $250 Million                       6 basis points
$250 - $500 Million                       4 basis points
> $500 Million                            1 basis point

Examples of the fee calculation are:
$10 million notional fee: $19,000 = $15,000 + ($5,000,000 * 0.08%)
$125 million notional fee: $106,000 = $15,000 + ($95,000,000 * 0.08%) +
($25,000,000 * 0.05%)

The derivative fee schedule for clients prior to December 1, 2020 is as follows:

 Total Notional Amount                                                      Annual Fee
 No derivatives, just counterparty credit review and hedging consultation   $7,500 [=$625/mo]
 Less than or equal to $10 million                                          $15,000
 Greater than $10 million but less than or equal to $50 million             $20,000
 Greater than $50 million but less than or equal to $100 million            $30,000
 Greater than $100 million but less than or equal to $200 million           $45,000
 Greater than $200 million but less than or equal to $300 million           $65,000
 Greater than $300 million                                                  $90,000

 Subordinated Debt Program Fees:
   1) Initial Consulting and Application Services – the fee for this service is a negotiable
...

Item 7. Types of Clients.

Catalyst Strategic Solutions provides investment management and derivative hedging
services to federal credit unions and to state-chartered credit unions.

Catalyst Strategic Solutions does not impose a minimum dollar value of assets or other
condition for starting or maintaining an account. Client credit unions are not required to
be a member of Catalyst Corporate FCU, which is a Control Person of Catalyst Strategic
Solutions, as discussed in Item 4 (Advisory Business) above.