Dai Wealth LLC

Item 5. Fees and Compensation
Investment Management Services
Pursuant to the Client Agreement, the client agrees to pay a total annual “Account Fee” for advisory
services. The Account Fee is detailed on DAIW’s Investment Strategy and Fee Disclosure Form,
which is provided to clients at the time of initial investment. The Account Fee (excluding
transaction/trading costs and miscellaneous fees) may not exceed 2.50% per year of the value of
the portfolio at the time the fee is calculated. Account Fees are negotiable and may vary based on
such factors as overall assets in the program, size of the account, and other services provided.
One-twelfth of the Account Fee is payable each calendar month, and payments are paid in arrears,
meaning each payment covers the period that preceded the payment.
The Account Fee shown on the Investment Strategy and Fee Disclosure Form is the total of all fees
the client will pay in connection with investment advice rendered with respect to your account. The
portion of the Account Fee shown on the Investment Strategy and Fee Disclosure Form as the
“DAIW/IAR Fee,” is divided between DAIW and the individual adviser. If a platform provider is
utilized, the platform fee and, if applicable, the fee of the manager accessed via that platform, will
be included in a “Program Fee” described on the Investment Strategy and Fee Disclosure Form.

DAIW will typically add to this combined fee, a fee to be received by DAIW up to but not exceeding
an amount specified on the Investment Strategy and Fee Disclosure Form. Thus, the Program Fee
includes the platform fee, the fee of any manager on the platform, plus the additional amount
payable to DAIW. Therefore, the total compensation to DAIW and its representatives will equal the
sum of the DAIW/IAR Fee and the portion of the Program Fee indicated.
Table 1 below illustrates the manner in which Account Fees are calculated and paid for all types of
accounts other than the services we provide to 401(k) and other tax-qualified plans. Billing details
for those plans will be specified in the applicable plan disclosure document(s).
In reviewing Table 1, please note there are differences in the way the different fees that comprise
the Account Fee are paid. Fees charged by mutual funds and ETFs, such as management fees or
operating expenses, are in addition to the Account Fee. Fees related to the clients’ accounts, such
as wires, trading costs, mailings, etc., will be paid by the client in addition to the Account Fee. At
DAIW’s discretion, DAIW may choose to pay for certain of these fees on behalf of clients. When, in
the course of re-allocating portfolio assets or selecting managers or programs, DAIW wishes to
increase or decrease the Account Fee by the amount of any increases or decrease in platform fees,
sub-adviser fees, or third-party manager fees, DAIW is permitted to do so in the exercise of
discretion, provided it gives client notice within a reasonable time following such increase. Any
such increased Account Fee must not exceed the maximum Account Fee stated above.
Our receipt of an asset-based fee presents a conflict of interest. This is because the more assets
there are in the client’s account, the more the client will pay in fees. Therefore, we have an incentive
to encourage clients to increase the assets in their accounts and by trying to grow the value of
those assets. We address this conflict of interest by ensuring any such recommendations are in
the client’s best interest.

SMA, UMA, AMA and MFAA Program Fees
Envestnet: For Envestnet accounts, the Account Fee is identified at the time of, and recorded on,
the initial investment on DAIW’s Investment Strategy and Fee Disclosure Form, which may be
supplemented by Envestnet’s Statement of Investment Selection (“SIS”) or other disclosure
documents. The Account Fee will vary depending on the amount of assets under DAIW’s
management. If there are discrepancies between the DAIW Investment Strategy and Fee Disclosure
Form and the SIS, the former controls. All platform fees, including Envestnet charges and those of
third-party managers participating on Envestnet’s platform, will be paid from the Account Fee.
Typically, in addition to the “DAIW/IAR Fee,” DAIW will receive a fee that is added to the fees charged
by the platform or manager. The sum of that added fee plus the fee charged by the platform or
manager is illustrated on the Investment Strategy and Fee Disclosure Form as the
Platform/Manager Fee.
The method of billing for accounts managed via the Envestnet platform is illustrated in Table 1
below. Account Fees for the initial partial month will be prorated.
SMArtX: For SMArtX accounts, the Program Fee is identified at the time of the initial investment,
and is recorded on, DAIW’s Investment Strategy and Fee Disclosure Form, which may be
supplemented by disclosure documents presented by DAIW or other disclosure documents. All

platform fees, including SMArtX charges and those of third-party managers participating on the
SMArtX platform, will be paid from the Account Fee. Typically, in addition to the “DAIW/IAR Fee,”
DAIW will receive a fee that is added to the fees charged by the platform or manager. The sum of
that added fee plus the fee charged by the platform or manager is illustrated on the Investment
Strategy and Fee Disclosure Form as the Platform/Manager Fee.
Receipt of this compensation creates a conflict of interest that is discussed more thoroughly below
in Item 12 – Brokerage Practices. The method of billing for accounts managed via the SMArtX
platform is illustrated in Table 1 below. Account Fees for the initial partial billing period will be
prorated. Clients are responsible for paying transaction charges and other charges imposed by
SMArtX or the custodian.
SEI: For SEI accounts, the Program Fee is identified at the time of the initial investment on DAIW’s
Investment Strategy and Fee Disclosure Form and may be supplemented by SEI’s separate
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Item 7. Types of Clients
DAIW provides investment advice to individuals, high net worth individuals, pension and profit-
sharing plans, charitable organizations, corporations, state or municipal government entities and
retirement plans. DAIW is also available to serve trusts, foundations, and endowments.