Dyche Wealth Management Inc

Item	5.	 	 Fees	and	Compensation
    In	addition	to	the	information	provided	in	Item	4	Advisory	Services,	this	section	provides
    additional	details	regarding	our	Firm’s	services	along	with	descriptions	of	each	service’s	fees
    and	compensation	arrangements.	It	should	be	noted	that	lower	fees	for	comparable	service
    may	be	available	from	other	sources.	The	exact	fees	and	other	terms	will	be	outlined	in	the
    agreement	between	the	client	and	the	Firm.

    	                                                                 Dyche	Wealth	Management,	Inc.

    A. Fees	and	Compensation	for	Asset	Management
    DWM	 offers	 discretionary	 and	 non-discretionary	 direct	 asset	 management	 services	 to
    advisory	clients.	The	fees	for	these	services	will	be	based	on	a	percentage	of	Assets	Under
    Management	as	follows:

                Assets	Under	Management	                  Annual	Fee	         Quarterly	Fee
                      Up	to	$250,000	                       2.00%	               0.50%
                    $250,001	-	$500,000	                    1.75%	               0.43%
                   $500,001	-	$1,000,000	                   1.50%	               0.37%
                  $1,000,001	-	$2,500,000	                  1.00%	               0.25%
                  $2,500,001	-	$5,000,000	                  0.75%	               0.18%
                      Over	$5,000,001	                      0.50%	              0.125%

    The	 annual	 fee	 is	 negotiable,	 at	 the	 full	 discretion	 of	 DWM.	 Accounts	 within	 the	 same
    household	may	be	combined	for	a	reduced	fee.	Fees	are	billed	quarterly	in	advance	based	on
    the	amount	of	assets	managed	as	of	the	opening	of	business	on	the	first	business	day	of	each
    quarter.	Quarterly	advisory	fees	deducted	from	the	clients'	account	by	the	custodian	will	be
    reflected	in	a	provided	fee	invoice	as	fees	are	withdrawn.	Lower	fees	for	comparable	services
    may	be	available	from	other	sources.

    Clients	may	terminate	their	account	within	five	(5)	business	days	of	signing	the	Investment
    Advisory	Agreement	without	penalty	and	for	a	full	refund.	Clients	may	terminate	advisory
    services	with	thirty	(30)	days	written	notice.	The	client	will	be	entitled	to	a	pro	rata	refund
    for	the	days	service	was	not	provided	in	the	final	quarter.	Clients	shall	be	given	thirty	(30)
    days	prior	written	notice	of	any	increase	in	fees.

    Payment	of	management	fees	will	be	deducted	from	the	client’s	account(s)	by	the	qualified
    custodian.	 We	 will	 only	 receive	 payment	 from	 the	 custodian	 if	 the	 client	 supplies	 written
    authorization	permitting	the	fees	to	be	paid	directly	from	the	account.	DWM	will	not	have
    access	to	client	funds	for	payment	of	fees	without	written	consent	by	the	client.

    The	qualified	custodian	agrees	to	deliver	an	account	statement,	at	least	quarterly,	directly	to
    the	client,	showing	all	disbursements	from	the	account.	The	client	is	encouraged	to	review
    all	 account	 statements	 for	 accuracy.	 DWM	 will	 receive	 access	 to	 a	 duplicate	 copy	 of	 the
    statement	that	was	delivered	to	the	client.

    For	 the	 initial	 period	 of	 portfolio	 management	 services,	 the	 first	 period’s	 fees	 will	 be
    calculated	on	a	pro-rata	basis	at	the	end	of	the	initial	quarter.	The	client	may	terminate	the
    agreement	within	five	days	of	entering	into	the	agreement	and	obtain	a	full	refund.	After	the
    five-	day	period,	either	party	may	terminate	the	agreement	upon	a	written	notice	to	the	other
    party.	Any	pre-paid,	unearned	fees	will	be	promptly	refunded	to	the	client.

    	                                                                  Dyche	Wealth	Management,	Inc.

    B. Other	Types	of	Fees	&	Expenses
    1. ERISA	Plan	Services
    The	annual	fees	are	based	on	the	market	value	of	the	Included	Assets.	The	initial	fee	will	be
    based	on	the	market	value	of	the	Plan	assets	as	calculated	by	the	custodian	or	record-keeper
    of	the	Included	Assets	on	the	first	business	day	of	the	initial	fee	period	and	will	be	due	on	the
    first	business	day	of	the	fee	period.	If	the	services	to	be	provided	start	any	time	other	than
    the	first	day	of	a	quarter,	the	fee	will	be	prorated	based	on	the	number	of	days	remaining	in
    the	initial	fee	period.	Thereafter,	the	fee	will	be	based	on	the	market	value	of	the	Plan	assets
    on	 the	 last	 business	 day	 of	 the	 previous	 fee	 period	 (without	 adjustments	 for	 anticipated
    withdrawals	by	Plan	participants	or	other	anticipated	or	scheduled	transfers	or	distribution
    of	assets)	and	will	be	due	the	following	business	day.	If	this	Agreement	is	terminated	prior
    to	the	end	of	the	fee	period,	DWM	shall	be	entitled	to	a	prorated	fee	based	on	the	number	of
    days	during	the	fee	period	services	were	provided.	Any	unearned	fees	shall	be	refunded	to
    the	Plan	or	Plan	Sponsor.

    The	compensation	of	DWM	for	the	services	are	described	in	detail	in	Schedule	A	of	the	ERISA
    Plan	Agreement	and	range	from	0.25%	to	1%	of	the	plan	assets.	The	fees	for	plan	consulting
    will	be	billed	at	$175	per	hour.	A	Benchmarking	Analysis	service	is	available	from	$500	to
    $10,000	depending	upon	the	plan	size	and	complexity	of	the	analysis.	The	Plan	is	obligated
    to	 pay	 the	 fees,	 however,	 the	 Plan	 Sponsor	 may	 elect	 to	 pay	 the	 fees.	 DWM	 does	 not
    reasonably	 expect	 to	 receive	 any	 additional	 compensation,	 directly	 or	 indirectly,	 for	 its
    services	under	this	Agreement.	If	additional	compensation	is	received,	DWM	will	disclose
    this	compensation,	the	services	rendered,	and	the	payer	of	compensation.	DWM	will	offset
    the	compensation	against	the	fees	agreed	upon	under	this	Agreement.

    2. ERISA	Plan	Consulting
    ERISA	Plan	Consulting	is	available	for	an	hourly	rate	of	$175	per	hour.	DWM	will	require
    25%	of	the	total	estimated	fee	to	be	paid	upon	executing	the	agreement	with	the	remainder
...

Item	 7.	 Types	 of	 Clients
    Description
    DWM	 generally	 provides	 investment	 advice	 to	 individuals,	 high	 net	 worth	 individuals,
    pooled	investment	vehicles,	and	pension	and	profit-sharing	plans.	Client	relationships	vary
    in	scope	and	length	of	service.

    Account	Minimums
    DWM	requires	a	minimum	of	$250,000	to	open	an	account	but	reserves	the	right	to	accept
    accounts	with	lesser	assets	at	DWM’s	sole	discretion.

    	                                                              Dyche	Wealth	Management,	Inc.