Evermont Wealth Inc

Item 5: Fees and Compensation
    Method of Compensation and Fee Schedule
     ASSET MANAGEMENT
     Advisor offers discretionary asset management services to advisory Clients. The fees for these services will
     be based on a percentage of assets under management and generally follow as below:

         Assets Under Management                   Maximum Annual Fee                  Maximum Quarterly Fee
              First $1,000,000                            1.00%                                  .250
              Next $1,000,000                             0.90%                                   %
                                                                                                 .225
              Next $1,000,000                             0.80%                                   %
                                                                                                 .200
             Next $1,000,000                           0.70%                                      %
                                                                                                 .175
             Next $1,000,000                           0.60%                                    %
                                                                                               .150
             Above $5,000,000                 Determined by circumstance              Determined%by circumstance
     Advisor will also charge an additional $10 fee per quarter, per account, to offset charges for performance
     reports and other third-party software costs.
     Accounts within the same household are generally combined for a reduced fee. Fees are billed quarterly in
     arrears based on average daily balance of the previous quarter. Each time a fee is deducted the firm will
     concurrently send the qualified custodian and Client an invoice itemizing the fee that includes the formula
     used to calculate the fee, the amount of assets under managements the fee is based on, and the time period
     covered by the fee.
     Clients may terminate their account within five (5) business days of signing the Investment Advisory
     Agreement for a full refund. Clients may terminate advisory services with thirty (30) days written notice.
     Advisor will be entitled to a pro rata fee for the days service was provided in the final quarter. Client shall

    be given thirty (30) days prior written notice of any increase in fees, and Client will acknowledge, in
    writing, any agreement of increase in said fees.

    Evermont Wealth (Betterment)
    MTG, LLC dba Betterment Securities (“Betterment Securities”), is an unaffiliated FINRA/SIPC
    member broker/dealer. When utilizing the Betterment Investment platform, Advisor’s fee will be based on
    a negotiable 1% annual fee in all accounts. In addition to Advisor’s annual fee, Betterment’s fee is .25%
    annually.

      • Betterment Securities does not charge separately for custody/brokerage services but is
        compensated as part of the Betterment for Advisors platform fee charged as a percentage of assets
        that includes custody, brokerage, and sub-advisory services.

      • Betterment Securities serves as broker-dealer to Betterment for Advisors, an investment and advice
        platform serving independent investment advisory firms like Evermont Wealth (“Betterment for
        Advisors”).

      • Betterment for Advisors makes available various support services which may not be available to
        Betterment’s retail customers to help Evermont Wealth manage or administer accounts, while
        others help us manage and grow our business.

      • Betterment for Advisors’ support services are generally available on an unsolicited basis and at no
        charge to Evermont Wealth, including:

              o Access to a globally diversified, low-cost portfolio of ETFs, execution of securities
                transactions, and custody of client assets through Betterment Securities.

              o A series of model portfolios created by third-party providers are also available on the
                platform.

              o Betterment for Advisors provides service to Evermont Wealth to help the firm manage and
                administer clients’ accounts, such as software and technology, back-office functions,
                recordkeeping, and reporting, access to client account data as well as pricing and other
                market data.

      • Betterment for Advisors offers other services intended to help Evermont Wealth with business
        development efforts and operational management.

              o Technology Consulting

              o Business Consulting

              o Industry publications

              o Practice management

              o Business succession.

        The availability of these services from Betterment for Advisors benefits Evermont Wealth because

          the firm does not have to produce or purchase them. These services may be contingent upon
          committing a certain amount of business to Betterment Securities in assets in custody. The receipt
          of such services creates a conflict of interest that is mitigated by the firm’s fiduciary duty to act in
          a client’s best interest.

     Fees will be automatically deducted from Client’s account. Betterment will make quarterly adjustments for
     deposits and withdrawals in Client accounts. As part of this process, you understand and acknowledge the
     following:

       • Betterment Securities as the custodian, sends statements at least quarterly to Clients showing all
         disbursements for their account, including the amount of the advisory fees paid to our firm;

       • The Client has provided authorization permitting fees to be directly paid by these terms;

       • Betterment calculates the advisory fees and deducts them from the Client’s account. The fees are
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Item 7 – Types of Clients
Evermont Wealth offers investment advisory services primarily to individuals. The number of each type of
Client is provided on Form ADV Part 1A. These numbers change over time and are updated at least annually.
There is no minimum account balance required to open or maintain an account.

Account Minimums
Advisor does not require a minimum to open an account.