FFP Wealth Management LLC

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
  FFP’s policy is to charge fair and competitive advisory fees and to disclose such fees fully
  and accurately to Clients and prospective Clients. FFP bases its fees on a percentage of
  assets under management, hourly charges and/or fixed fees.
  FULL SERVICE ASSET MANAGEMENT fees include Financial Planning and Consulting
  Services with regards to the assets under management. Additional fees may apply for
  financial planning and consulting regarding assets outside of the Advisor, or the
  circumstances beyond the scope of the Client’s finances. Some Retainer Agreements may
  be priced based on the complexity of work, especially when asset management is not the
  most significant part of the relationship.
  Financial plans are priced according to the degree of complexity associated with the
  Client’s situation. Fees are negotiable at the sole discretion of the Advisor.
  FULL SERVICE ASSET MANAGEMENT
  The annual Advisory Service Agreement fee is based on a percentage of the investable
  assets according to the following schedule:

                                   Investment Management Fees
                                        Marginal Fee Table
              $3,750 for the portion from 0 up to $250,000                     plus
              1.25% of the portion over $250,000 and up to $500,000            plus
              1.00% of the portion over $500,000 and up to $750,000            plus
              0.75% of the portion over $750,000 and up to $2,000,000          plus
              0.50% of the portion over $2,000,000 and up to $5,000,000        plus
              0.35% of the portion over $5,000,000
  The minimum annual fee is $3,750 and is negotiable. Existing Client relationships may
  exist where the fees are higher or lower than the fee schedule above.

It is FFP’s policy not to charge any performance-based fees. Instead on a quarterly basis,
the fees for the accounts that are engaged in our advisory investment services, are
prorated one fourth of the annual fee across all accounts listed under Exhibit A of the
investment agreement. The total is applied to the above marginal brackets to determine
the annual management fee which is aggregated and collected each quarter in advance.

CALCULATING THE ASSET MANAGEMENT FEE
The minimum fee of $3,750 applies to the amount up to $250,000.
The 1.25% fee applies to the amount over $250,000 and up to $500,000 and is in addition
to the amount in the prior bracket of $3,750.
The 1.00% fee applies to the amount over $500,000 and up to $750,000 and is in addition
to the aggregated amounts in the prior two brackets of $3,750 and $3,125.
The 0.75% fee applies to the amount over $750,000 and up to $2,000,000 and is in
addition to the aggregated amounts in the prior three brackets of $3,750, $3,125, and
$2,500.
The 0.50% fee applies to the amount over $2,000,000 and up to $5,000,000 and is in
addition to the aggregated amounts in the prior four brackets of $3,750 and $3,125 and
$2,500 and $9,375.
The 0.35% fee applies to the amount over $5,000,000 and is in addition to the five prior
brackets of $3,750, $3,125, $2,500, $9,375 and $15,000.
Although the Advisory Service Agreement is an ongoing agreement and constant
adjustments are required, the length of service to the Client is at the Client’s discretion.
The Client or the investment manager may terminate an Agreement by written notice to
the other party. At termination, fees will be billed on a pro rata basis for the portion of the
quarter completed. The portfolio value at the completion of the prior full billing quarter
is used as the basis for the fee computation, adjusted for the number of days during the
billing quarter prior to termination. There will be a $150 account termination fee to cover
all additional work and time needed to communicate with the custodian regarding
payment of final fees, closing the account(s), potential trades and processing our internal
termination procedures. In addition, the Client agrees that by the virtue of the effort put
forth by Advisor to acquire a Client, to pay a fee equal to 1% of the assets under
management, but not less than $2,000 and not more than $5,000 as an early termination
fee if the agreement is terminated before the end of the 24th month beginning with the
first month following the execution date of this agreement.

FINANCIAL PLANNING AND CONSULTING
A financial plan is tailored based on each Client’s specific objectives, needs, and
circumstances. The plan will either be a fixed fee with a deposit payable upon signing the
Advisory Agreement, with the balance due upon plan delivery, or an hourly fee for follow
up work. The typical fee for a financial plan is predicated upon the facts known at the start
of the engagement. The fees could range from $2,500 to $25,000 and are negotiable. Since
financial planning is a discovery process, situations occur wherein the Client is unaware
of certain financial exposures or predicaments.
In the event that the Client’s situation is substantially different than disclosed at the initial
meeting, a revised fee will be provided for mutual agreement. The Client must approve

 the change of scope in advance of the additional work being performed when a fee
 increase is necessary.
 After delivery of a financial plan, future face-to-face meetings may be scheduled as
 necessary for up to one month without incurring additional fees. Follow-on
 implementation work may be billed separately at the rate of $250 per hour.
 FFP provides hourly planning and consulting services for Clients who need advice on a
 limited scope of work. The hourly rate for limited scope engagements is $250.
 FFP reserves the right to stop work on any account that is more than 30 days overdue. In
 addition, FFP reserves the right to terminate any financial planning engagement where a
...

Item 7: Types of Clients
 Description
  FFP generally provides investment advice to individuals. FFP may advise pension and
  profit sharing plans, trusts, estates, charitable organizations, corporations or business
  entities.
  Client relationships vary in scope and length of service.
 Account Minimums
  The FULL SERVICE ASSET MANAGEMENT minimum account size is $500,000.
  FFP has the discretion to waive the account minimum.