Fiscal Wisdom Wealth Management LLC

Item 5 - Fees and Compensation Asset Management Fees

Fiscal Wisdom Wealth Management bases its advisory fees for asset management on the value of assets under management
                                                                                                    etween the advisor
and the client and are calculated as a percentage of the AUM according to the following schedule:
The minimum annual fee is $1,000 and is negotiable. The range for the use of outside Asset Managers will fall in the range of
the above schedule. The fees will not exceed more than 2% of assets under management per year. However, similar services
may be available through other advisors at a lower fee. Fiscal Wisdom Wealth Management does not allow the use of margin
accounts.
Fiscal Wisdom Wealth Management, in its sole discretion, may waive its minimum fee based upon certain considerations
including, but not limited to, the       historical relationship with the client, related accounts, anticipated future assets,
types of assets, etc. For accounts that are managed under the Representative as Manager Program, the fees are 1% to 2% as
agreed to by client. The
agreement on the services that will be provided, and the amount of AUM.

Solicitation Fees:

Clients who are referred to third-party money managers enter into an Asset Management Agreement with the third-party
money manager. Management fees are charged by the third-party money manager pursuant to the asset management
agreement, which are negotiable. The third-party money manager charges a total fee not to exceed 2%. If a client selects a
third-party money manager to manage all or a portion of the        assets, the third-party money manager will pay Fiscal
Wisdom Wealth Management a portion of the fees charged to the client by the third-party money manager.
Fiscal Wisdom Wealth Management IARs will receive compensation via a referral fee for referring clients to third-party
money managers. Specifically, Fiscal Wisdom Wealth Management IARs are compensated directly by the third-party money

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manager, which the portion of the fees are negotiable and ranges from 1.25% to 1.50% of the total fees charged to the
clients.
Fiscal Wisdom Wealth Management will provide a copy of the third-party money                      disclosure brochure to clients
when referring clients to the third-party money manager.

Financial Planning:

Specified Financial Planning Services. Fees for this service are negotiable and may be charged at an hourly rate of $150 to
$500 per hour or at a flat rate ranging from $250 for a single Financial Project to $10,000 for multiple Financial Plans
depending on the depth and range of services requested, the complexity of the situation, and the estimated number of
hours required to complete. Fiscal Wisdom Wealth Management may, at its discretion, negotiate other fee-paying
arrangements.

Expansive Financial Planning Services:

Fees for the initial financial plan are negotiable and can range from a minimum of $500 to $10,000 depending on the depth
and range of services requested, the complexity of the situation, and the estimated number of hours required to complete.
Fees may be offered as an annual retainer, as well for said services

Annual Review:

At              discretion, an annual review and planning snapshot update is available for a flat fee ranging from $150 to $1,500.

services are client's change in financial or family status and new client investment objectives.

Fee Billing
Asset Management:
At              discretion, an annual review and planning snapshot update is available for a flat fee ranging from $150 to $1,500.

services are client's change in financial or family status, and new client investment objectives.

Financial Planning:
Prior to the planning process the financial planning fees will be agreed upon in writing before services are provided. Fees are
payable in advance upon signing of FPA by both parties. All work will be completed, and the plan will be delivered within
sixty days from the date of the signed FPA.

Other Fees:
Our fees do not include brokerage commissions, transaction fees, and other brokerage related costs and expenses that are
paid by you. You may pay additional fees imposed by custodians, brokers, and other third parties. The advisory fee does not
cover charges imposed by third parties for investments held in the account, such as management fees charged by mutual
funds for their services as investment managers. These fees are in addition to the fees paid by you to Fiscal Wisdom Wealth
Management. Clients will incur brokerage and other transaction costs as discussed in Item 12 of our disclosure brochure
that discusses brokerage.
Termination of Agreement
Asset Management Advisory Agreement:
Either the client or Fiscal Wisdom Wealth Management may terminate the Advisory Agreement at any time by providing the
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other party with written notice. Unpaid fees will only be calculated and charged up to the date of termination. Any refunds

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will be sent by check to the        address of record within 30 days, unless otherwise directed in writing by the client.

Financial Planning:

During the first sixty days after signing the FPA, the FPA may be canceled by the client for any reason and the client will
receive a full refund of fees paid up to the date of cancellation. Under this provision, a client may receive a 100% refund by
check of all hourly and/or project fees paid, which will be paid to the client by check within thirty (30) days when the
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Item 7 - Types of Clients Description

Fiscal Wisdom Wealth Management will provide investment advisory services to individuals including High-Net-Worth
Individuals. Client relationships will vary in scope and length of service.

Account Minimums:

The advisor does not currently require a minimum balance to open an account. Fiscal Wisdom Wealth Management reserves
the right to implement a minimum balance.