Floyd Financial Group LLC

ITEM 5 - FEES AND COMPENSATION

Portfolio Management Services

Fees for portfolio management services will be based on a percentage of the assets under management.
The Advisor's maximum annual fee is 1.25%. The fee is negotiable, and the client may combine multiple
accounts within the same household to achieve a lower fee. The fee is collected monthly in advance.
When collecting monthly the fee is based upon the previous month's end value as reported by the
account's custodian. The initial month's fee will be prorated for the number of days in the month. (For
example, if client engages Advisor 15 days into a 30-day month, the client will be charged for only 15
days.) The client will be asked to authorize Advisor with the ability to withdraw the fee directly from the
client's account.

Advisor's fees are separate and distinct from other fees or expenses that may include brokerage charges,
transaction fees, and other related costs and expenses. Additionally, clients may incur certain charges
imposed by custodians, brokers, and other third parties such as fees charged by mutual fund managers,
custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic
fund fees, and other fees and taxes on brokerage accounts and securities transactions. Mutual funds and
exchange traded funds also charge internal management fees, as disclosed in a fund's prospectus, which
are separate and distinct from the firm's fee.

A client may terminate the Investment Management Agreement for any reason at any time and, within the
first five (5) business days after signing the contract and receive a 100% refund of any fees paid without
any cost or penalty. Thereafter, the Agreement may be terminated at any time by giving ten (10) days
written notice. The written notice of termination must be sent to Floyd Financial Group LLC, 1304 W.
Battlefield St., Springfield, MO 65807. Because Advisor's fee is charged in advance, the client will
receive a prorated refund of unearned fees during the termination month. For example, if client terminates
an account 10 days into a 30-day month, the client will receive a refund of 67% of the fees charged at the
beginning of the month. (10/30 = 33%: 100% - 33% = 66% refund). If permitted by the client's custodian,
the refund will be deposited into the client's account otherwise the refund will be paid to the client by
company check directly to the client within 30 days of termination notice receipt.

Persons providing investment advice on behalf of Advisor are also licensed as independent insurance
agents. These people will earn commission-based compensation for selling insurance products, including
insurance products they sell to you. Insurance commissions earned by these people are separate and in
addition to our advisory fees. This practice presents a conflict of interest because people providing
investment advice on behalf of Advisor, who are insurance agents, have an incentive to recommend
insurance products to you for the purpose of generating commissions rather than solely based on your

needs. You are under no obligation, contractually or otherwise, to purchase insurance products through
any person affiliated with Advisor.

ITEM 7 - TYPES OF CLIENTS

Advisor's services are offered to individuals and high net worth individuals. Advisor imposes a $30,000
account minimum, which may be waived in Advisor’s discretion.