Foster Group Inc

ITEM 7. TYPES OF CLIENTS AND MINIMUM REQUIREMENTS

Advisor generally provides services, which may include investment management and financial planning to
individuals, high-net-worth individuals, trusts, estates, corporations, and/or business entities. Advisor also
provides investment consulting services to pension and profit-sharing plans.

Advisor has certain minimum investable assets thresholds that have been established to allow Advisor to provide
the high level of personal services and attention which Advisor believes the clients deserve. These minimums are
discussed above in Item 5. Advisor, in its discretion, may charge a lesser investment advisory fee, charge a flat
fee, waive its fee entirely, or charge fee on a different interval, based upon certain criteria (i.e. anticipated future
earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts,
account composition, complexity of the engagement, anticipated services to be rendered, grandfathered fee
schedules, employees and family members, courtesy accounts, competition, negotiations with client, etc.). As
result of the above, similarly situated clients could pay different fees. In addition, similar advisory services may be
available from other investment advisers for similar or lower fees. In the event that the client is subject to an
annual minimum fee, the client could pay a higher percentage fee than referenced above.

ITEM 8. METHOD OF ANALYSIS, INVESTMENT STRATEGIES AND RISK OF LOSS