Future Financial Wealth Management Group LLC

Item 5: Fees and Compensation
Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to
signing the investment advisory contract, the investment advisory contract may be terminated
by the client within five (5) business days of signing the contract without incurring any advisory
fees and without penalty. How we are paid depends on the type of advisory service we are
performing. Please review the fee and compensation information below.

Investment Management Services
Our standard advisory fee is based on the market value of the assets under management and is
calculated as follows:
                 Account Value                              Annual Advisory Fee
                 $1 - $500,000                                      1.50%
             $500,000 - $1,000,000                                  1.25%
            $1,000,000 - $3,000,000                                 1.00%
              $3,000,000 and Up                                  Negotiable

The annual fees are negotiable and are pro-rated and paid in advance on a quarterly basis. The
advisory fee is a flat and is calculated by assessing the percentage rates using the predefined
levels of assets as shown in the above chart. No increase in the annual fee shall be effective
without agreement from the client by signing a new agreement or amendment to their current
advisory agreement.
Advisory fees are directly debited from client accounts, or the client may choose to pay by
check. Accounts initiated or terminated during a calendar quarter will be charged a pro-rated
fee based on the amount of time remaining in the billing period. An account may be terminated
with written notice at least 15 calendar days in advance. Upon termination of the account, any
unearned fee will be refunded to the client on a prorated basis.

Financial Planning Fixed Fee
Financial Planning will generally be offered on a fixed fee basis. The fixed fee will be agreed
upon before the start of any work. The fixed fee can range between $1.00 and $25,000.00. The
fee is negotiable. If a fixed fee program is chosen, half of the fee is due at the beginning of
process and the remainder is due at completion of work, however, Future Financial Wealth will
not bill an amount above $1,200.00 more than 6 months in advance. In the event of early
termination, the client will be billed for the hours worked at a rate of $200.00 per hour. If the
initial deposit is greater than the amount billed, then the client will be refunded the difference.
If the initial deposit is less, then the client will be billed the difference.

Financial Planning Hourly Fee
Financial Planning fee is an hourly rate between $150.00 and $300.00 per hour, depending on
complexity. The fee may be negotiable in certain cases and is due at the completion of the
engagement. In the event of early termination by client, any fees for the hours already worked
will be due.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and
expenses that may be incurred by the client. Clients may incur certain charges imposed by
custodians, brokers, and other third parties such as custodial fees, deferred sales charges, odd-
lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes
on brokerage accounts and securities transactions. Mutual fund and exchange traded funds
also charge internal management fees, which are disclosed in a fund’s prospectus. Such
charges, fees and commissions are exclusive of and in addition to our fee, and we shall not
receive any portion of these commissions, fees, and costs.
Item 12 further describes the factors that we consider in selecting or recommending broker-
dealers for client’s transactions and determining the reasonableness of their compensation
(e.g., commissions).
We do not accept compensation for the sale of securities or other investment products
including asset-based sales charges or service fees from the sale of mutual funds.

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals, high net-worth
individuals, small businesses, pension and profiting sharing plans.
We do not have a minimum account size requirement.