Guardian Wealth Advisors LLC

Item 5 – Fees and Compensation
Guardian Wealth Advisors charges clients in a variety of ways: as a percentage
of assets under management, on an hourly basis, or as a fixed fee. Fees for
all services may be negotiable depending on specific servicesrequired and
type of investments held. Each client’s fee arrangement is detailed in the

client’s agreement with us.

Fees for Financial Planning Services
Fees for financial planning services may be fixed fee arrangements (plus
direct costs) or time incurred at Guardian Wealth Advisors’ standard hourly
billing rates, plus direct costs. As a general matter, we charge a $2,600
minimum fee for comprehensive financial plans (which represents an eight-
hour minimum engagement at our standard hourly rate of $325). Time in
excess of eight hours will be billed at the hourly rate. Clients are billed
monthly in arrears for services provided. Fees related to the plan that you
subsequently request will generally be billed at the standard hourly rate.

After an initial evaluation, we will agree to a method of billing and an estimate
of the range that would apply to your situation.

Fees for Investment Advisory Services
Guardian Wealth Advisors charges an annual management fee for its
investment advisory services. Generally, this management fee is prorated and
charged quarterly, in advance, based upon the market value of the account on
the last day of the previous quarter. Guardian Wealth Advisors’ policy is to
treat intra-quarter account additions and withdrawals equally unless indicated
to the contrary on the client agreement. If your previous day’s assets under
management changes by 5%, there will be a pro-rata fee adjustment.

Guardian Wealth treats cash as an asset class. As such, unless determined to
the contrary by us, all cash positions (money markets, etc.) shall continue to
be included as part of assets under management for purposes of calculating
our advisory fee. At any specific point in time, depending upon perceived or
anticipated market conditions/events (there being no guarantee that such
anticipated market conditions/events will occur), Guardian Wealth Advisors
may maintain cash positions for defensive purposes. In addition, while assets
are maintained in cash, such amounts could miss market advances.
Depending upon current yields, at any point in time, our advisory fee could
exceed the interest paid by the client’s money market fund. ANY QUESTIONS:
Guardian Wealth Advisors’ Chief Compliance Officer, Eric Becker, remains
available to address any questions that a client or prospective client may
have regarding the above fee billing practice.

You may elect to be billed directly for fees or to authorize us to have your

custodian directly debit fees from the account. Management fees may be
prorated for each capital contribution and withdrawal made during the
applicable calendar quarter (with the exception of de minimis contributions
and withdrawals). Accounts initiated or terminated during a calendar quarter
will be charged a prorated fee. Upon termination of any account, any prepaid,
unearned fees will be promptly refunded, and any earned, unpaid fees will be
due and payable.

Fees charged to clients for investment advice may be individually negotiated.
Actual fees charged to investment advisory clients may vary significantly from
client to client and may be higher or lower than indicated in the standard fee
schedules below, depending upon a number of factors including size of the
account, the scope of services provided, and the type of assets being
managed.

Guardian Wealth Advisors generally imposes a minimum fee of $4,500.
Therefore, if a client maintains less than $500,000 of assets under Guardian
Wealth Advisors’ management, and is subject to the $4,500 annual minimum fee,
the client will pay a higher percentage annual fee than the 0.90% referenced in
the tiered fee schedule. Guardian Wealth Advisors, in its sole discretion, may
charge a lesser investment management fee and/or waive or reduce its minimum
annual fee based upon certain criteria (i.e., anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed,
related accounts, account composition, negotiations with client, etc.).

The tiered fee schedule for discretionary investment advisory services,
unless stated differently in the client’s agreement, is:

           $500,000 minimum

           Assets                                    Annualized fee
           Initial $500,000 - $2 million             0.90%
           Next $2 million - $5 million              0.75%
           Next $5 million +                         0.60%

The tiered fee schedule for non-discretionary investment advisory services,
unless stated differently in the client’s agreement, is:

           $500,000 minimum

           Assets                                   Annualized fee
           Initial $500,000 - $5 million            0.90%

          Next $5 million - $10 million              0.80%
          Next $10 million - $20 million             0.70%
          Next $20 million +                         0.60%

Guardian Wealth Advisors’ fees are exclusive of brokerage commissions,
transaction fees, and other related costs and expenses which are incurred by
the client. You may incur certain charges imposed by custodians, brokers,
third party investment companies and other third parties such as fees charged
by managers, custodial fees, deferred sales charges, odd-lot differentials,
transfer taxes, wire transfer and electronic fund fees, margin interest, and
other fees and taxes on brokerage accounts and securities transactions.
Mutual funds and ETFs also charge internal management fees, which are
disclosed in a fund’s prospectus.

Such charges, fees and commissions are exclusive of and in addition to
Guardian Wealth Advisors’ fee; we do not receive any portion of these
commissions, fees, and costs. In addition, we do not receive any compensation
...

Item 7 – Types of Clients
Guardian Wealth Advisors generally provides portfolio management services
to individuals, high net worth individuals, corporate pension and profit-
sharing plans, Taft-Hartley plans, charitable institutions, foundations,
endowments, municipalities, trust programs, estates, corporations, and other
U.S. institutions.

Guardian Wealth Advisors generally requires a minimum fee of $4,500 for
investment management services. However, we may negotiate a lesser
investment advisory fee, charge a flat fee, waive our fee entirely, or charge
fees on a different interval, based upon certain criteria (i.e., anticipated future
earning capacity, anticipated future additional assets, dollar amount of assets
to be managed, related accounts, account composition, complexity of the
engagement, anticipated services to be rendered, grandfathered fee
schedules, employees and family members, courtesy accounts, competition,
negotiations with client, etc.). Please Note: As result of the above, similarly
situated clients could pay different fees. In addition, similar advisory services

may be available from other investment advisers for similar or lower
fees. ANY QUESTIONS: Guardian Wealth Advisors’ Chief Compliance Officer,
Eric Becker, remains available to address any questions that a client or
prospective client may have regarding advisory fees.

For new investment advisory account clients, Guardian Wealth Advisors requires
a minimum account size of $500,000, which is set forth in the fee schedule
provided at Item 5. We reserve the right to waive this minimum in our sole
discretion.