JC Capital Advisors Group LLC

Item 5 Fees and Compensation
A.     Fees

Individually Managed Accounts:
Fees for individually managed accounts are priced as follows:

Equity based portfolios (Referring to accounts in the Aggressive Growth, Growth, Growth
Income, and Balanced investment categories, as described in Item 4 above.)
Assets Under Management
Up to $500,000 1.50%

$500,001 to $750,000 1.25%
$750,001 to $1,000,000 1.125%
$1,000,001 to $2,000,000 1.00%
$2,000,001 + 0.85%

Income based portfolios (Referring to accounts in the Income investment category, as described
in Item 4 above.)
Asset Under Management
Up to $500,000 0.50%
$500,001 to $1,000,000 0.45%
$1,000,001 + 0.40%

All asset-based fees are deducted by the qualified custodian of record quarterly, in advance,
based upon the market value of the account assets on the last business day of the previous
quarter.

All fees paid to the Firm for investment advisory services are separate and distinct from the
expenses charged by third-party managers and Investment Companies to their shareholders. These
fees and expenses are described to the client in separate disclosures. These fees will generally
include third-party management fees, an Investment Company management fee, other fund
expenses, and in some situations a possible distribution fee.

The Firm will provide investment advisory services and portfolio management services but will
not provide custodial or other administrative services. At no time will the Firm accept or maintain
custody of a client’s funds or securities except for authorized fee deduction. The Client may
contact the Custodian directly for disbursements, or account record changes, and may also do so
in writing to the custodian. The Firm may act at the client’s convenience to facilitate such written
communications to the Custodian, provided that such action is not construed to be custody of client
assets.

Client is responsible for all custodial and securities execution fees charged by the custodian and
executing broker-dealer. Fees paid to the Firm are separate and distinct from the custodian and
execution fees.

Clients may request to terminate their advisory contract with the Firm, in whole or in part, by
providing advance written notice. Upon termination, any fees paid in advance will be prorated to
the date of termination and any excess will be refunded to client via a check within 30 days. Client’s
advisory agreement with the Firm is non-transferable without Client’s written approval.

Financial Planning Fees
We charge a fixed fee for standalone financial planning services. The exact fixed fees for financial
planning services offered by the firm will be determined in advance based on the agreement
between the client and the firm and based on the information provided by the client at that time or
the complexity of the plan. Fees may be waived or reduced at the Firm’s discretion.

Fixed fees for financial planning will typically range from $1,000 - $5,000, depending on the scope
and complexity of the work. All fixed fees for services offered by the firm will be determined in
advance based on the agreement between the client and the firm and based on the information
provided by the client at that time.

Financial planning fees are billed half in advance and half at the delivery of the financial plan.
Where the firm may request a fee in advance, the amount paid in advance will not be more than
$1,200 per client and 6 months in advance. In the event of early termination, the unearned portion
of prepaid fees will be prorated based on the work completed and refunded to the client.

Consulting Fees
We charge a fixed fee for consulting services. The exact fixed fees for any consulting services
offered by the firm will be determined in advance based on the agreement between the client and
the firm and based on the information provided by the client at that time or the complexity of the
services to be rendered. Fees may be waived or reduced at the Firm’s discretion.

Fixed fees for consulting services will typically range from $1,000 - $10,000, depending on the
scope and complexity of the work. All fixed fees for services offered by the firm will be determined
in advance based on the agreement between the client and the firm and based on the information
provided by the client at that time.

Consulting fees are billed half in advance and half at the completion of the consulting project.
Where the firm may request a fee in advance, the amount paid in advance will not be more than
$1,200 per client and 6 months in advance. In the event of early termination, the unearned portion
of prepaid fees will be prorated based on the work completed and refunded to the client.

Right of Cancellation

In addition to the right to terminate an agreement pursuant to its terms, a client may cancel an
agreement with JCCA within five (5) business days of first receiving a copy of this disclosure
brochure and supplement without penalty or fee.

B.     Fee Deduction Disclosure

JCCA will generally deduct management fees directly from client accounts. In some cases, upon
request by the client, the Firm may bill clients for fees incurred to be paid by check. Where the
Firm deducts its management fee from client accounts utilizing a qualified custodian, the JCCA is
required to meet the following requirements:
    a) Possess written authorization from the client to deduct advisory fees from an account
       held by a Qualified custodian;
    b) JCCA must have a reasonable basis, after due inquiry, for believing that the qualified
       custodian sends custodial statements to the client, which include the client’s transactions
       and holdings, on at least a quarterly basis.

For clients that who have elected to pay management fees by check, these requirements do not
apply.

C.     Other Fees and Expenses

Broker-dealers charge brokerage commissions and/or transaction fees for effecting certain
...

Item 7 Types of Clients
JCCA provides investment advice to many different types of clients. These clients generally
include individuals, pensions, charitable organizations, trusts, estates, corporations, and other
types of business entities.

Minimum Account Size

The Firm generally requires a minimum account size of $100,000 to establish and maintain an
advisory relationship. However, the Firm reserves the discretion to waive or reduce this
minimum based on individual circumstances.