John Moore & Associates Inc

Item 5 – Fees and Compensation

Below are our standard fee schedules:

                      Strategy                             Account value          Annual Fee
                                                           Up to $300,000           1.25%

  JMA Equity, JMA Dynamic Equity, JMA Equity             $300,001-$500,000          1.13%
  Income, JMA Allocation (Traditional, BRI, and       $500,001 to $3,000,000        1.00%
 ETF), JMA Alternatives, JMA Crypto, or RJ AMS
                                                          $3,000,001 to
                    Freedom                                                         0.85%
                                                           $5,000,000
                                                         Over $5,000,000          Negotiable*
                                                          Up to $1,000,000          0.88%

                                                        $1,000,001-$3,000,000         0.77%
    JMA Income, JMA Tax-Exempt Income, and                  $3,000,001 to
                                                                                      0.66%
                Managed Bonds                                $5,000,000
                                                           Over $5,000,000          Negotiable*
                                                           Up to $1,000,000           0.25%
                                                            $1,000,001 to
                                                                                      0.15%
 JMA Income Bucket, Annuities and Non-Strategy               $3,000,000
                  Holdings                                  $3,000,001 to
                                                                                      0.10%
                                                             $5,000,000
                                                           Over $5,000,000          Negotiable*
                                                           Up to $1,000,000           1.75%
                                                            $1,000,001 to
                                                                                      1.50%
                                                             $3,000,000
                   Freedom SMA
                                                            $3,000,001 to
                                                                                      1.25%
                                                             $5,000,000
                                                           Over $5,000,000          Negotiable*
                                                           Up to $1,000,000           1.50%
                                                            $1,000,001 to
                                                                                      1.25%
                                                             $3,000,000
                   Freedom UMA
                                                            $3,000,001 to
                                                                                      1.00%
                                                             $5,000,000
                                                           Over $5,000,000          Negotiable*

*Fee negotiability may result in different clients paying different fees for similar services. Fee
differences may be based on factors such as account size, complexity, services provided, and
relationship scope.

Additionally, there is a nominal Processing Fee for the execution of each trade in ICA
accounts as shown below. These fees are retained by the custodian or executing broker, not
JMA:
                            Security Type                 Processing Fee
                  ICA Equity/ETF/CEF/UIT trade            $0.00 per trade
                 ICA Non-NTF Mutual Fund trade           $19.95 per trade
                          ICA Option trade           $0.00 + $0.65 per contract
                       ICA Fixed Income trade            $14.95 per trade
                     ICA Prime Brokerage trade             $25 per trade

The specific manner in which JMA charges fees is established in a client's written agreement
with JMA. JMA will generally bill its fees quarterly in advance. However, certain accounts are
billed monthly in advance as specified in the client agreement and program disclosures. The

frequency at which fees are collected will be established in the client's written agreement with
JMA. Clients may elect to be billed directly for fees or authorize JMA to debit fees from client
accounts directly. Management fees shall not be prorated for each capital contribution and
withdrawal made during the applicable calendar quarter. Accounts initiated or terminated
during a calendar quarter will be charged a prorated fee. Upon termination of any account,
any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will be
due and payable. The client has the right to terminate an agreement without penalty within five
business days after entering into the agreement. All fees are subject to negotiation and may
result in different clients paying different fees for similar services. Fee differences may be
based on factors such as account size, complexity, services provided, and relationship scope.

JMA's fees are exclusive of brokerage commissions, transaction fees, and other related costs
and expenses that the client shall incur. Clients may incur certain charges imposed by
custodians, brokers, third-party investment, and other third parties such as fees charged by
managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
transfer, and electronic fund fees, and other fees and taxes on brokerage accounts and
securities transactions. Mutual funds and exchange-traded funds also charge internal
...

Item 7 – Types of Clients

JMA provides portfolio management services to individuals, high net worth individuals,
corporate pension and profit-sharing plans, charitable institutions, and foundations. Our
minimum relationship requirement is $500,000.00. This minimum can be waived at our
discretion.