Lifecapital Partners LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly in advance pursuant to the terms of the wealth management agreement.
Wealth management fees are based on the market value of assets under management at the end of the prior calendar
quarter. Wealth management fees are based on the following schedule:

                               Assets Under Management ($)                   Annual Rate (%)
                                     $100,000 to $499,999                          1.50%
                                     $500,000 to $999,999                          1.25%
                                   $1,000,000 to $1,999,999                        1.00%
                                   $2,000,000 to $2,999,999                        0.90%
                                   $3,000,000 to $4,999,999                        0.80%
                                   $5,000,000 to $9,999,999                        0.70%
                                     $10,000,000 and over                          0.60%

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
LifeCapital Partners will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
LifeCapital Partners offers financial planning services as part of its wealth management services. The Advisor also
offers standalone financial planning services at an hourly rate ranging up to $500 per hour. Fees may be negotiable
based on the nature and complexity of the services to be provided and the overall relationship with the Advisor. An
estimate for total hours and overall costs will be provided to the Client prior to engaging for these services.

                                                    LifeCapital Partners LLC
                                              125 Park Avenue, New York, NY 10017
                                Phone: (917) 968-0055 | Website: https://www.lifecapital-partners.com/

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the quarterly
rate (annual rate divided by 4) to the total assets under management with LifeCapital Partners at the end of the prior
quarter. Clients may make additions to, and withdrawals from account[s] at any time. An adjustment will be made for
any contribution into or withdrawals from the account[s], which are greater than or equal to $10,000 on a single business
day during the quarter. An adjustment will be reflected in the form of a credit or a debit to the respective account[s].

Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth
management fee. Clients are urged to also review and compare the statement provided by the Advisor to the brokerage
statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written
authorization permitting advisory fees to be deducted by LifeCapital Partners to be paid directly from their account[s]
held by the Custodian as part of the wealth management agreement and separate account forms provided by the
Custodian.

Financial Planning Services
Financial planning fees may be invoiced up to fifty percent (50%) of the expected total fee upon execution of the financial
planning agreement. The balance shall be invoiced upon completion of the agreed upon deliverable[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than LifeCapital Partners, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge
securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms
and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds
and other types of investments. The fees charged by LifeCapital Partners are separate and distinct from these
custody and execution fees.

In addition, all fees paid to LifeCapital Partners for investment advisory services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a
possible distribution fee. A Client may be able to invest in these products directly, without the services of LifeCapital
...

Item 7 – Types of Clients

LifeCapital Partners offers investment advisory services to individuals, high net worth individuals, trusts, estates, and
businesses. LifeCapital Partners generally does not impose a minimum relationship size.