Lifewealth Investments LLC

Item 5 – Fees and Compensation

The LifeWealth Group                                Page 9                       Form ADV Part 2A: Firm Brochure

In addition to the information provided in Item 4 – Advisory Business, this section provides additional
details regarding our firm’s services along with descriptions of each service’s fees and compensation
arrangements. It should be noted that lower fees for comparable service can be available from other
sources. The exact fees and other terms will be outlined in the agreement between you and The
LifeWealth Group.

Fees for Asset Management Services

The total annual advisory fee due to us for Asset Management Services (“Advisory Fee”) is negotiable at
the sole discretion of our firm and will be outlined in the Investment Advisory Agreement signed by the
client and our firm. The maximum annual Advisory Fee charged for these services will be up to 2% of the
total assets under management, and will include all fees payable to sub-advisers or third party investment
advisers (“TPAs”), unless otherwise agreed by you in a separate written agreement.

Our standard annual fee schedule for Asset Management and/or Asset Allocation Management are:

                                                                            Asset
                              Asset Level                               Management Fee
                             0 – 1 Million                                     1.15%
                              1-3 Million                                      1.00%
                              3-5 Million                                      0.90%
                             5-10 Million                                      0.75%
                             10-25 Million                                     0.65%
                              25 Million +                                   Negotiable

This is the current fee schedule for newly onboarded clients of the firm who have entered into an Advisory
Agreement with this schedule in place. Previous advisory relationships are subject to different fee
schedules and negotiated fee arrangements in accordance with the fee schedule and Advisory
Agreement in place at the time they onboarded. The fee schedule does not imply that fees are the same
for everyone, including legacy clients.

Asset Management Fees are typically billed monthly in arrears based on each account's average daily
balance during the prior calendar month, depending on the sub-adviser recommended. The calculation
for the average daily balance is based on the formula: Average Daily Balance x Client Fee / # of Days in
year X # of Invested Days in Month/Quarter. For Example:

Account average daily balance for account: $100,000
Client Fee: 1.30%
Invested January 5th, number of days invested for the month = 26
$100,000 x (130/10,000) / 365 x 26 = $92.60

Fees for Asset Management of retirement plans are typically billed quarterly in arrears based on the
period end balance of the prior calendar year and are reassessed annually.

The first monthly or quarterly fee shall be prorated based on the portion of such time period remaining
when you sign your agreement with us. When services begin the prorated fee is calculated and billed in
arrears during the next billing cycle. Advisory Fees are negotiable and will be deducted from client
account(s) by either us or a sub-adviser. In rare cases, our firm will agree to direct bill clients. The fee rate
for your accounts will always be reflected in your Investment Advisory Agreement with us.

The LifeWealth Group                                Page 10                        Form ADV Part 2A: Firm Brochure

Fees for Asset Management Services through Third Party Advisors (“TPAs”)

Our above fee schedule includes our standard fees for accounts managed by AEWM or sub-advisors we
select. The portion of the Advisory Fee payable to the sub-adviser or TPA is established and payable in
accordance with the brochure provided by each TPA to whom you are recommended. These fees may or
may not be negotiable. Because we pay the TPA’s advisory fee, our net compensation differs depending
upon the individual agreement we have with each TPA. Furthermore, different models made available
through TPAs also charge different fees; accordingly, our net compensation also differs depending upon
the model selected. Investment Advisory fees incurred by Client may increase when the Client or
LifeWealth Group elects to use a TPA. Any fee exceeding those set forth in the Client Fee Disclosure
attached hereto shall always be agreed to by the Client in writing prior to being charged.

Nevertheless, because the costs attributable to supporting the use of each TPA and model varies, you
should not assume that the use of any TPA or model that results in a higher net compensation to us is
necessarily more profitable to us than using a TPA or model that results in a lower net compensation to
us. Whenever we recommend a TPA or model that would result in a higher profit to us than a different
TPA or model, a conflict of interest arises where our firm or our Associated Persons may have an
incentive to recommend one TPA or model with whom we have more favorable compensation
arrangements over other advisory programs offered by TPAs with whom we have less favorable or no
compensation arrangements. We address this conflict of interest by ensuring our recommendations of
TPAs and models are in our client’s best interest.

Services provided through AE Wealth Management, LLC ("AEWM") managed account program are
offered through a wrap fee program. In a wrap fee program, you will only pay fees based on assets under
management and you will not pay a separate commission, ticket charge, or custodian fee, for the
execution of transactions in your account. AEWM and our firm will receive a portion of the fee as
compensation for services. When services are provided through AEWM, we are generally entitled to the
...

Item 7 – Types of Clients

The LifeWealth Group generally provides investment advice to the following types of clients:

    •    Individuals
    •    High net worth individuals
    •    Businesses
    •    Retirement Plans

You are required to execute a written agreement with The LifeWealth Group specifying the particular
advisory services in order to establish a client arrangement with The LifeWealth Group.

Minimum Investment Amounts Required

The LifeWealth Group typically requires a minimum of $500,000 in order to open an Account. To reach
this Account minimum, clients can aggregate all household Accounts. Exceptions can be granted to
family members and long-standing clients and referrals in the sole discretion of The LifeWealth Group.

AEWM or other sub-advisors we recommend may have minimum account and minimum fee requirements
in order to participate in their programs. AEWM will disclose its minimum account size and fees in its
Form ADV Part 2A Disclosure Brochure and Appendix 1.

The LifeWealth Group                              Page 14                      Form ADV Part 2A: Firm Brochure