Magnifi LLC

Item 5 – Fees and Compensation

A.      Fee Schedule

Although Magnifi believes its fees are competitive, lower fees for comparable services may be
available from other investment advisers or robo-platforms. The firm now offers two service tiers.

Freemium:     Provides    access   to   limited   advisory   tools   and   resources    at   no   charge.

Premium: Provides access to additional features, expanded services, or enhanced advisory capabilities
for a stated fee.

Investment Advice

Magnifi’s proprietary web-based technology provides an AI-powered, natural-language platform.
Magnifi offers its services on a non-discretionary basis to users of its website and mobile application.

B.      Payment of Fees
Clients who enroll in the Premium subscription are charged a monthly fee of $14, which is
automatically debited using the billing information they provide. Clients may alternatively choose an
annual subscription for $99. All subscription fees are billed directly to Clients.

C.      Prepayment of Fees

Subscription fees are prepaid monthly or annually.

D.      Other Types of Fees and Expenses You May Incur

Clients will incur certain charges imposed by custodians, brokers, third-party investments and other
third parties, such as custodial fees, odd-lot differentials, transfer taxes, wire transfer and electronic
fund fees, and other fees and taxes on brokerage accounts and securities transactions. Fees paid to
Magnifi for investment advisory services via their subscription are separate and distinct from the fees
and expenses charged by the ETFs and/or mutual funds in which a Client’s assets are invested,
sometimes referred to as internal expenses. Mutual funds and exchange traded funds also charge
internal management fees, which are disclosed in a fund’s prospectus. Magnifi does not earn or
receive any portion of such fees. Magnifi is not contractually or otherwise committed to recommend
any ETF, mutual fund, or model portfolio.

 E.      Outside Compensation for the Sale of Securities

 Neither Magnifi nor its supervised persons accept compensation for the sale of securities or other
 investment products outside of its association with Magnifi.

Item 7 – Types of Clients

 Magnifi’s Clients are generally individual investors but we also offer services to other investment
 advisers. There is no minimum account size to obtain a subscription to the platform and Clients are not
 required to have a certain amount of investment experience or sophistication.