Marc Daniel Graham

Item 5: Fees and Compensation
TEJO FINANCIAL is compensated by our clients under a fee-for-service arrangement. These
fees include:

            Service                           Description                                 Fee
     Preliminary Assessment   A brief self-assessment to identify your                  Complimentary
                              current financial situation, investment goals,
                              risk tolerance, and other factors to
                              determine if Tejo Financial Advisory is a
                              good fit for you.

     Personalized Financial   A more detailed snapshot of your personal                             $395
     Assessment               finances including cash flow, assets &               (first-time service or
                              liabilities, financial objectives, time horizon,   more than 24 months
                              risk tolerance, and other factors. Based on        after previous service)
                              this information, you will receive a
                              software-generated portfolio allocation                              $195
                              model to help you achieve your goals. This         (periodic updates, not
                              assessment will be provided via an                 more than 24 montths
                              interactive website and presented in a             after previous service)
                              downloadable format.

                              As your financial circumstances evolve,
                              subsequent updates (within 24 months of
                              initial assessment or most recent update)
                              may be provided at a reduced rate.