Marks Group Wealth Management Inc

Item 5         Fees and Compensation

MGWM offers its services on a fee basis, which include fixed fees and/or fees based upon assets under
management.

Consulting Fees

MGWM charges a fixed fee for consulting services. These services are typically ongoing. The fees are
negotiable, but generally range from $10,000 to $100,000 annually depending upon the level and scope of
the services and the professional rendering the consulting services. Consulting fees are generally charged
quarterly, in arrears. If the client engages MGWM for additional investment advisory services, MGWM
may offset all or a portion of its fees for those services based upon the amount paid for the consulting
services.

Prior to engaging MGWM to provide consulting services, the client is required to enter into a written
agreement with MGWM setting forth the terms and conditions of the engagement.

Investment Management and Wealth Management Fee

MGWM provides investment management services for an annual fee based upon a percentage of the
market value of the assets being managed by MGWM. MGWM’s annual fee is exclusive of, and in addition
to brokerage commissions, transaction fees, and other related costs and expenses which are incurred by
the client (except where client participates in the Program, as described above in Item 4). MGWM does
not, however, receive any portion of these commissions, fees, and costs. MGWM’s annual fee is prorated
and charged quarterly, in advance, based upon the market value of the assets on the last day of the
previous quarter. The annual fee varies (between 0.15% and 2.00%) depending upon the market value of
the assets under management and the type of investment/wealth management services to be rendered.
The clients participating in the Program are subject to the fee schedule set forth in the Program’s Wrap
Disclosure Brochure.

MGWM, in its sole discretion, may negotiate to charge a lesser management fee based upon certain
criteria (e.g., anticipated future earning capacity, anticipated future additional assets, dollar amount of
assets to be managed, related accounts, account composition, pre-existing client, account retention, pro
bono activities, etc.). Discounts, not generally available to our advisory clients, may be offered to family
members and friends of associated persons of our firm.

Subadviser Compensation

MGWM will directly compensate ROCL for its subadvisory services. The method, amount and timing of
such compensation is governed by the Subadvisory Agreement, to which clients are not a party. Clients’
fees payable to MGWM are not impacted by MGWM’s determination to utilize a sub-adviser, such as
ROCL (but, clients’ overall advisory fees may be impacted by relationships with other investment advisers,
including Independent Managers). In other words, clients do not pay ROCL for its services and clients do
not pay “layered fees” due to MGWM’s subadvisory relationship with ROCL.

Additional Fees and Expenses

As further discussed in response to Item 12 (below), MGWM recommends that clients utilize the
brokerage and clearing services of National Financial Services LLC and Fidelity Brokerage Services LLC
(together with affiliates, “Fidelity”) and Schwab Advisor Services™ (“Schwab”) for investment
management accounts.

MGWM may only implement its investment management recommendations after the client has arranged
for and furnished MGWM with all information and authorization regarding accounts with appropriate
financial institutions. Financial institutions include, but are not limited to Fidelity, Schwab, and any other
broker-dealer recommended by MGWM, broker-dealer directed by the client, trust companies, banks etc.
(collectively, referred to as the “Financial Institutions”).

Clients may incur certain charges imposed by the Financial Institutions and other third parties such as fees
charged by Independent Managers (as defined above), custodial fees, charges imposed directly by a
mutual fund or ETF in the account, which are disclosed in the fund’s prospectus (e.g., fund management
fees and other fund expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire transfer
and electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions.
Additionally, clients who do not elect electronic delivery of statements may be charged an additional fee
for paper mailings. For assets outside of any wrap fee programs, clients may incur brokerage commissions
and transaction fees. Such charges, fees and commissions are exclusive of and in addition to MGWM’s
fee. Clients who ask us to make trades that we did not recommend for physical commodities and
collectibles, for example an unsolicited trade in a gold-related or other commodity-related investment,
will pay transaction fees to the custodian/broker; this fee is not included in the advisory fee MGWM

charges, but will be deducted from the client’s account in addition to the advisory fee. In addition, any
fees associated with transferring the physical commodities or collectibles to the custodian/broker will be
deducted from the client’s account.

MGWM’s Agreement and the separate agreement with any Financial Institutions may authorize MGWM
or Independent Managers to debit the client’s account for the amount of MGWM’s fee and to directly
remit that management fee to MGWM or the Independent Managers. Any Financial Institutions
recommended by MGWM have agreed to send a statement to the client, at least quarterly, indicating all
amounts disbursed from the account including the amount of management fees paid directly to MGWM.

Fees for Management During Partial Quarters of Service

For the initial period of investment management services, the fees are calculated on a pro rata basis.

The Agreement between MGWM and the client will continue in effect until terminated by either party
pursuant to the terms of the Agreement. MGWM’s fees are prorated through the date of termination and
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Item 7          Types of Clients
MGWM provides advisory services to the following types of clients:
    •   Individuals (other than high net worth individuals)
    •   High net worth individuals
    •   Pension and profit sharing plans (other than plan participants)
    •   Charitable organizations
    •   Corporations or other businesses not listed above

Minimum Account Size

As a condition for starting and maintaining a relationship, MGWM imposes a minimum portfolio size of
$1,000,000. MGWM, in its sole discretion, may accept clients with smaller portfolios based upon certain
criteria including anticipated future earning capacity, anticipated future additional assets, dollar amount
of assets to be managed, related accounts, account composition, pre-existing client, account retention,
and pro bono activities. MGWM only accepts clients with less than the minimum portfolio size if, in the
sole opinion of MGWM, the smaller portfolio size will not cause a substantial increase of investment risk
beyond the client’s identified risk tolerance. MGWM may aggregate the portfolios of family members to
meet the minimum portfolio size.

Additionally, certain Independent Managers impose more restrictive account requirements and varying
billing practices than MGWM. In such instances, MGWM may alter its corresponding account
requirements and/or billing practices to accommodate those of the Independent Managers.