Martin Capital Advisors LLP

Item 5     Fees and Compensation

   MCA is compensated on a fee-only basis. We offer an asset-based Standard Fee Schedule to all
   clients..

                                           STANDARD FEE SCHEDULE

   Percentage of Assets                                           Flexible        Balanced        Conservative
   Annual Fee *                                                   Growth
                                                                  & ETF

                 On accounts up to $1,000,000 ..                  1.00%            1.00%           1.00%
                 On the next $4,000,000 ........                  0.75%            0.75%           0.75%
                 On additional amounts .........                  0.50%            0.50%           0.50%

   Management fees are negotiable. Clients may choose to deduct management fees from the assets managed or to pay
   management fees from funds outside their managed account. In addition to management fees paid to MCA, clients
   will pay brokerage commissions and other transactions costs to their broker-dealer. Clients may pay custodian fees
   or mutual fund expenses. See Item 12 for brokerage practices. MCA receives no compensation other than
   management fees, which are billed quarterly, in advance. MCA will refund any pre-paid fee if the advisory contract
   is terminated before the end of the billing period. Fee refunds are calculated on a pro-rata basis.

Item 7     Types of Clients

   MCA manages investment portfolios for high net worth individuals, trusts, estates, charitable
   organizations/foundations, and corporations or other businesses. The minimum account size for
   opening an account is $1,000,000; however, this minimum may be waived at the sole discretion
   of MCA.

                                                                           Part 2A of Form ADV – 2/6/2026
                                                                               Martin Capital Advisors, LLP