MBM Wealth Consultants LLC

Item 5. Fees and Compensation
MBM offers its services on a fee basis, which may include hourly and/or fixed fees, as well as fees based upon
assets under management. Additionally, certain of MBM’s Supervised Persons, in their individual capacities, may
offer securities brokerage services and insurance products under a separate commission arrangement.
Financial Planning and Consulting Fees
MBM generally charges either a negotiable hourly and/or fixed fee to provide clients with stand-alone financial
planning or consulting services. These fees are largely determined by the scope and complexity of the agreed
services and average approximately $150 on an hourly basis and range from $1,000 to $5,000 on a fixed fee basis.
When MBM provides trustee services, MBM may charge an annual fee based on the value of the trust assets
overseen by the trustee. The annual fee is prorated and charged quarterly, in advance, based upon the market value
of the trust assets.
The specific terms and fee structure are negotiated in advance and set forth in the Agreement. Unless otherwise
agreed, MBM requires payment of the financial planning or consulting fee upon execution of the Agreement. At the
client’s request, MBM may allow payment upon delivery of the financial plan or completion of services, provided
payment is made no later than six (6) months from the date of the Agreement. If the client engages MBM for
additional investment advisory services, MBM may offset all or a portion of its fees for those services based upon
the amount paid for the financial planning and/or consulting services.

                              MBM Wealth Consultants, LLC, a Registered Investment Adviser

                                                Disclosure Brochure
                                                as of March 20, 2026

Investment Management Fees
MBM provides investment management services to clients for an annual fee based on the amount of assets under
the Firm’s management. The annual fee is prorated and charged quarterly, in advance, based upon the market value
of the assets being managed by MBM on the last day of the previous billing period. The fee varies depending upon
the size of a client’s portfolio, and the type of services rendered based on the following blended fee schedule:

                                        PORTFOLIO VALUE               ANNUAL FEE
                                          First $500,000                1.50%
                                          Next $500,000                 1.25%
                                         Next $1,000,000                1.00%
                                         Next $2,000,000                0.75%
                                         Next $6,000,000                0.50%
                                        Above $10,000,000               0.25%

If assets are deposited into or withdrawn from an account after the inception of a billing period, the fee payable
with respect to such assets is adjusted to reflect the change in portfolio value. For the initial period of engagement,
the fee is calculated on a pro-rata basis. In the event the Agreement is terminated, the fee for the final billing period
is prorated through the effective date of the termination and the unearned portion is refunded to the client, as
appropriate. Fees are negotiable and may vary among MBM’s clients in MBM’s sole discretion.
Fee Comparison
Clients should consider the scope and quality of services, conflicts, and total costs when comparing advisory firms.
Clients should be aware that similar advisory services may be available from registered investment advisers other
than MBM for lower fees than those set forth above.

Fee Debit
Clients generally provide MBM with the authority to directly debit their accounts for payment of MBM’s investment
advisory fees. The Financial Institutions that act as qualified custodians for client accounts have agreed to send
statements to clients not less than quarterly detailing all account transactions, including any amounts paid to MBM.
Alternatively, clients may elect to receive an invoice from MBM and remit payment directly.

Use of Margin
MBM may be authorized to use margin in the management of the client’s investment portfolio. In such cases, the
advisory fee may be calculated on the gross account value, including assets purchased using margin, as described
in the client Agreement; this increases both the account value used for billing and the corresponding advisory fee.

Retirement Rollovers
A client or prospective client leaving an employer typically has four options with respect to retirement plan assets
(and may use a combination of those options): (i) leave the money in the former employer’s plan, if permitted, (ii)
roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an
Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s
age, result in adverse tax consequences). All options should be carefully reviewed. MBM may recommend an
investor rollover plan assets to an IRA managed by MBM; if that IRA is charged an asset-based fee, that creates an
economic incentive for MBM to make that recommendation. This is a conflict of interest. No client or prospective
client is required to roll over plan assets to an IRA advised by MBM.

                                MBM Wealth Consultants, LLC, a Registered Investment Adviser

                                               Disclosure Brochure
                                               as of March 20, 2026

There are many factors that MBM may consider before recommending a rollover, including but not limited to: (i)
the investment options available in the plan versus the investment options available in the IRA, (ii) the fees and
expenses in the plan versus the fees and expenses in an IRA, (iii) the services and responsiveness of the plan’s
...

Item 7. Types of Clients
MBM provides its services to individuals including high net worth individuals, pension and profit-sharing plans,
trusts, estates, charitable organizations, corporations, and other business entities.
No Minimum Account Requirements
MBM does not impose a stated minimum fee or minimum portfolio value for starting and maintaining an investment
management relationship. Certain Independent Managers may, however, impose more restrictive account
requirements and varying billing practices than MBM. In these instances, MBM may alter its corresponding account
requirements and/or billing practices to accommodate those of the Independent Managers.