Robinson Smith Wealth Advisors LLC

Item 5. Fees and Compensation

   RSWA offers our services on a fee-only basis, which includes fees based upon assets under management
   as well as fixed fees. Fee-only advisers do not accept income from third parties. Our only source of income
   is the fees we charge clients.

   Investment Management Fee

   RSWA provides investment management services for an annual fee that is prorated and charged quarterly,
   in arrears. In general, the investment management fee is based upon a percentage of the market value of
   the assets being managed by RSWA on the last day of the previous quarter, as follows:

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                                  PORTFOLIO VALUES                           ANNUAL FEE

                                   Up to $1,000,000.00                           1.00%
                              $1,000,000.01 - $2,000,000.00                      0.80%
                              $2,000,000.01 - $5,000,000.00                      0.60%
                                   Above $5,000,000.01                           0.40%

   On a more limited basis, the Firm provides investment management services for an annual fixed fee that
   ranges between $5,000 and $50,000. RSWA, in its sole discretion, may negotiate to charge a lesser fee
   based upon certain criteria, such as anticipated future earning capacity, anticipated future additional assets,
   dollar amount of assets to be managed, related accounts, account composition, pre-existing client
   relationship, account retention and pro bono activities.

   The Firm’s investment management fee regularly includes financial planning and consulting services. In the
   event that the client requires extraordinary planning and/or consultation services (to be determined in the
   sole discretion of the Firm), the Firm may determine to charge for such additional services, please see the
   section below for more information.

   Financial Planning and Consulting Fees

   RSWA typically does not charge clients a separate fee for any financial planning or consulting services. On
   a limited basis, RSWA charges a fixed fee for financial planning and consulting services for clients if the
   client requires extraordinary planning and/or consulting services. These fees are negotiable, but generally
   range from $5,000 to $50,000 on an annual fixed fee basis, depending on the level and scope of the
   service(s) required and the professional(s) rendering the service(s).

   Additional Fees and Expenses

   In addition to the advisory fees paid to RSWA, clients may also incur certain charges imposed by other third
   parties, such as broker-dealers, custodians, trust companies, banks and other financial institutions
   (collectively “Financial Institutions”). These additional charges may include securities brokerage
   commissions, transaction fees, custodial fees, charges imposed directly by a mutual fund or ETF in a client’s
   account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses),
   deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other
   fees and taxes on brokerage accounts and securities transactions. Clients using independent managers will
   also have fees from the independent manager. RSWA does not, however, receive any portion of these
   commissions, fees, and costs.

   Fee Debit

   Clients may grant RSWA the authority to directly debit their accounts for payment of the Firm’s investment
   advisory fees or may elect to be billed and pay via a check. The Financial Institutions that act as qualified
   custodians for client accounts have agreed to send statements to clients not less than quarterly detailing all
   account transactions, including any amounts paid to RSWA.

   Fees for Management During Partial Quarters of Service

   For the initial period of investment management services, the fees are calculated on a pro-rata basis. The
   Agreement between RSWA and the client will continue in effect until terminated by either party pursuant to
   the terms of the Agreement. RSWA’s fees are prorated through the date of termination and any remaining

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   balance is charged or refunded to the client, as appropriate. Upon termination, the Firm will debit the account
   for the pro-rated portion of the unpaid advisory fee based upon the number of days that service was provided
   during the billing period.

   Clients may make additions to and withdrawals from their account at any time, subject to RSWA’s right to
   terminate an account. Additions may be in cash or securities provided that RSWA reserves the right to
   liquidate any transferred securities or decline to accept particular securities into a client’s account. Clients
   may withdraw account assets on notice to RSWA, subject to the usual and customary securities settlement
   procedures. However, RSWA designs its portfolios as long-term investments, and the withdrawal of assets
   may impair the achievement of a client’s investment objectives. RSWA may consult with its clients about the
   options and ramifications of transferring securities. However, clients are advised that when transferred
   securities are liquidated, they are subject to transaction fees, fees assessed at the mutual fund level (i.e.,
   contingent deferred sales charge) and/or tax ramifications.

   If assets are deposited into or withdrawn from an account after the inception of a quarter, the fee payable
   with respect to such assets will be prorated based on the number of days remaining in the quarter.

Item 7. Types of Clients

   RSWA provides its services to individuals, high net worth individuals, business entities, trusts, pensions and
   profit-sharing plans, estates and non-profit organizations. Most of RSWA’s clients invest a minimum of
   $1,000,000, however, RSWA reserves the right to accept clients with less manageable assets.