Milagre Wealth Management Inc

Item 5 Fees and Compensation

Description of Fees for IMS
Our tiered fee structure is calculated based upon the value of assets under management (“AUM”). AUM is
based on the end of day market value of each individual account (not household). Lower fees for
comparable services may be available from other investment advisers. Fees may be negotiable. The exact
fee and services agreed upon is described in your investment management agreement.

          Assets Under Management Tiers                                 Annualized Fee
                  Up to $5 million                                         1.50%
          Between $5 million and $10 million                               1.25%
               More than $10 million                                       1.00%

Other Fees and Expenses
In connection with IMS, implementation will involve the purchase and sale of securities. Implementation
will incur additional costs such as custodial fees and brokerage fees that prospective clients should
carefully review. MILAGRE does not share in any custodial fees or brokerage fees.

The “Annualized Fee” described above excludes brokerage costs such as, but not limited to, commissions,
markups, markdowns, ticket charges, and custodial charges, credit interest, and underlying mutual/ETF
expenses.

Should the Firm recommend purchase of securities outside of Schwab zero-trade cost offerings, clients
are subject to two (2) layers of fees: 1) Direct MILAGRE advisory fee as disclosed in the table above, and
2) Additional, underlying, or internal fee such as within mutual fund, ETFs or REITS. For a detailed
treatment of brokerage costs, please carefully review “Item 12 Brokerage Practices”.

Payment Methods
Fees for IMS are deducted at the end of each calendar quarter based upon the market value of the client’s
account on the last business day of the quarter. These fees are payable in arrears.

When utilizing the Firm’s qualified custodian, Schwab fees are deducted directly from client accounts and
reflected on the Charles Schwa custody statement. Additionally, MILAGRE emails a copy of the quarterly
fee calculation statement to the client. Clients are urged to compare the account statement from Charles
Schwab to the quarterly fee calculation statement from MILAGRE. Should there be any discrepancies,
please contact MILAGRE immediately to resolve this issue. The invoice or statement provided by Charles
Schwab is the official statement or invoice.

Should the client choose a qualified custodian other than Schwab fees may not be able to be directly
deducted from client accounts, instead client will be invoiced or billed the amount of the fee.

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Termination Provisions, Refunds and Assignments
Prior to providing IMS, the client will be required to enter into a written investment advisory agreement,
which sets forth the terms and conditions of the engagement and describes the scope of services to be
provided. Each client agreement is ongoing and may be cancelled by the client for any reason upon receipt
of written notice. Since client fees are payable in arrears at the end of each calendar quarter, the fee earned
by MILAGRE will be calculated on a pro-rata basis and the assets will be valued on the business day prior
to the termination notice being received. Neither MILAGRE nor the client may assign the agreement without
the consent of the other party. Transactions that do not result in a change of actual control or management
of MILAGRE shall not be deemed an assignment.

Item 7 Types of Clients

MILAGRE generally provides investment advice to individual clients (high-net worth and non-high net worth
individuals), as well as trusts and estates. We define high net-worth clients as individuals with assets of at
least $1 million, excluding their primary residence. Generally, IMS requires both a net worth and account
size of $50,000 to open an account. However, at the discretion of MILAGRE, the Firm may open accounts
with both a net worth and account size of less than $50,000.