MML Investment Advisers LLC

Item 5 – Fees and Compensation

Fees and Compensation – MassMutual Funds

The MassMutual Funds compensate MML Investment Advisers for services in accordance with
investment advisory agreements approved by the Trustees of each MassMutual Fund.
Management fees are calculated separately for each MassMutual Fund at a specified annual
percentage of the MassMutual Fund’s average daily net assets, and are payable to the Adviser
monthly in arrears. The annual fees for the MassMutual Funds are included in each MassMutual
Fund’s prospectus and statement of additional information (“SAI”). Management fees for the
MassMutual Funds are determined based on investment style, asset class, and other factors.

The Adviser may contractually or voluntarily agree to waive all or a portion of its fees. The
Adviser also may contractually or voluntarily waive and/or reimburse costs and operating
expenses of a MassMutual Fund so that the MassMutual Fund’s total operating expenses do not
exceed certain set limitations. Any such waivers or reimbursements are disclosed in the relevant
Fund’s prospectus.

With respect to those MassMutual Funds that are subadvised, MML Investment Advisers retains
a portion of its management fee paid by a MassMutual Fund as compensation for its services as a
“Manager of Managers” and the remainder of the management fee is paid to the relevant
MassMutual Fund’s Subadviser(s). As noted below in Item 10 (“Other Financial Industry
Activities and Affiliations”), one of those Subadvisers (Barings) is affiliated with the Adviser
because both firms are under the common control of MassMutual.

Other Types of Fees and Expenses -- MassMutual Funds

Most MassMutual Funds pay the Adviser an administrative and shareholder services fee to
compensate it for providing general administrative services to them and for providing or causing
to be provided ongoing shareholder servicing to direct and indirect investors in such MassMutual
Funds.

In addition to these fees, the MassMutual Funds are responsible for other charges imposed by
third parties other than the Adviser. Investment in a portfolio of securities and other investments
involve various costs, such as brokerage and other transaction costs, commissions, clearing fees,
taxes, and custody and accounting charges. Such expenses will reduce the return on an investor’s
investment. The MassMutual Funds also bear other ongoing expenses, such as investor servicing
fees, SEC fees, legal fees, and audit fees. Such charges, fees, and commissions are exclusive of,
and in addition to, the Adviser’s management fee. The MassMutual Funds may pay brokerage
commissions to affiliates of one or more affiliates of the Adviser or Subadvisers.

Fees and Compensation – Collective Investment Trusts

As discussed in Item 4 (“Advisory Business”), MML Investment Advisers provides advisory
services to Trust Companies. In this role, the Trust Company pays MML Investment Advisers a
fee for the investment advisory services, which are received for each CIT at agreed upon rates
based on the net asset value of all assets invested in the CIT. Typically, this advisory fee is
accrued daily and paid quarterly in arrears and charged against the net asset value of each class
of the CIT.

Item 7 –Types of Clients

MML Investment Advisers provides discretionary investment advisory services to the
MassMutual Funds and Trust Companies advising CITs that are interested in investing in
strategies aligned with certain MassMutual Funds. MML Investment Advisers does not have any
direct, retail clients. In addition, CITs are not available to the general public, and may only be
offered to certain qualified retirement plans.

The minimum investment amount required for an investment in the MassMutual Funds or a CIT
is described in the applicable prospectus, participation agreement, or other governing documents.
For the MassMutual Funds, the Adviser typically reserves the right to waive the minimum
investment requirements.