Monson Wealth Management Inc

Item 5: Fees and Compensation

       A. Fee Schedule

We utilize a stepped fee structure based upon the rights of accumulation within a client’s fee family.

We define fee families as clients who live at the same address. It is possible for a client to have both a
401(k) fee agreement for their business and separate agreement for their personal assets.

Investment Management Fees

    Combined Account(s) Total Assets Under Management                        Fee Amount
                         $ 0 - $ 49,999.99                                 1.75 % annually
                        $ 50,000 - $ 149,999                               1.55 % annually
                        $ 150,000 - $299,999                               1.25 % annually
                       $300,000 - $2,000,000                               1.00 % annually
                      $2,000,001 – 2,999,999                                0.75% annually
                            $3,000,000                                        Negotiable
Company Sponsored Plan Fees:

Fees for Company Sponsored plans (401k’s, Profit Sharing, Pension Plans, SIMPLE, SEP IRA’s etc.) are
negotiable and will be reflected in the written agreement between us.
Fees for Assets Held at American Funds:
Fees for 529 Plans/Roth IRAs held directly with American Funds are billed at the rate of 1% annually.

Fee-Only Planning
Standard financial planning services for Investment Advisory Clients with more than $500,000 under
management with us are included in our AUM fees. However, for those clients that require more
complicated analysis and comprehensive services, we offer financial planning services for a negotiated
hourly or flat fee. For those that maintain less than $500,000 under management, we offer financial
planning services at the rate of services at the rate of $500 per hour The specific services to be performed
are described in the written agreement with us that also includes the hourly or flat fee rate, an estimate of
the time to complete the project, and the procedure for refund or partial billing if the engagement is
terminated before completion. If the engagement is terminated before completion, any completed work
product deliverables will be provided if competed and paid for. Our financial planning fees are negotiable.
Additional fees or charges may be charged by the custodian. Monson does not receive any portion of these
fees/charges. Additional fees/charges may include, but are not limited to, a startup fee, closing fee,
custodial fee, short-term trading fee, contingent deferred sales charge, or redemption fees. In addition to
Monson’s management fees, clients may be subject to other fees and charges for maintaining the account.
The client may also incur transaction fees in the account. The client will indirectly pay a management fee
to the managers of mutual funds and annuities used with in the account. These could include transactions
or ongoing percentage-based fees from the custodian, and/or indirect management fees to the managers
of funds used within the account. Monson will not be compensated on the basis of a share of capital gains
upon or capital appreciation of the funds or any portion of the funds of Client.

       B. Payment of Fees

Investment Management fees are paid quarterly in advance and are deducted directly from your
account(s) pursuant to written authorization contained within our advisory agreement with you. We use
the last day of the calendar quarter, after taking into account deposits and withdrawals, for purposes of
determining the market value of the assets upon which the advisory fee is based. For account(s)
terminated mid-period, refunds are provided on a pro-rated basis, based on the number of days the
account(s) were under management with Monson. You may terminate our services at any time by
providing 10 days written notice. Refunds will be paid within 30 days.

Fees for assets held at American Funds are paid quarterly in arrears and are deducted directly from your
American Funds account. We use the last day of the calendar quarter, after taking into account deposits
and withdrawals, for purposes of determine the market value of the assets upon which the advisory fee is
based. Fees for accounts terminated mid-period will be pro-rated based on the number of days the
account(s) were under management with Monson.

Hourly financial planning fees are billed monthly in arrears and are payable directly either by check or
credit card.

Our fees are negotiable. Fees for similar services may be available from other firms at higher or lower cost.

       C. Client Responsibility for Third Party Fees

Our fees are exclusive of custodial brokerage commissions, transactions fees, and other related costs and
expenses which you will incur. Your custodian/broker-dealer charges separate transaction and
administrative fees as described in Item 12 of this brochure. These expenses may include custodial fees,
deferred sales charges, odd-lot differentials, interest on margin accounts, borrowing charges on securities
sold short, transfer taxes, wire transfer and electronic fund fees, or other fees and taxes on brokerage
accounts and securities transactions. Mutual funds and exchange traded funds also charge internal
management fees, which are disclosed in a fund’s prospectus. Such charges, fees and commissions are
exclusive of and in addition to Monson’s management fee. We do not receive any portion of the
commissions, fees, and costs charged by a fund company or your custodian/broker-dealer.

In addition to statements we provide, you will receive statements directly from these broker-dealers,
custodians or mutual funds or other investments you hold. While we take measures to ensure the fees
charged are accurate, we strongly urge you to compare these statements for accuracy.

       D. Prepayment of Fees

As indicated above, Monson collects its investment management fees quarterly in advance. Fees collected
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Item 7: Types of Clients

Monson generally provides advisory services to the following types of clients:
         ❖ Individuals
         ❖ High-Net-Worth Individuals
         ❖ Small Businesses

Minimum Account Size

Monson has instituted a total household investment minimum of $250,000 for new clients.