Noble Wealth Management Inc

Item 5. Fees and Compensation

Portfolio Management Services
Our fee for portfolio management services is negotiable and based on a percentage of your assets under
management or based on a flat fee arrangement. In either case, our fee will not exceed an effective rate
of 1.5% of your assets that we manage. Depending on the account size and nature of the investments
and portfolio management services, fees may be reduced at various price points. Certain legacy clients
may be billed under a different fee structure.

Our annual portfolio management fee is billed and payable quarterly and may be charged in advance or
in arrears according to the arrangements made at the inception of the engagement. The fee is based on
the value of your account on the last business day of the quarter prior to the quarterly billing date. For
example, for accounts with a billing date of April 1st, the billing date will be March 31st.

If the portfolio management agreement is executed at any time other than the first day of a quarter, fees
will apply on a pro rata basis, which means that the advisory fee is payable in proportion to the number of
days in the quarter for which you are a client.
At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your
minor children, joint accounts with your spouse, and other types of related accounts. Combining account
values may increase the asset total, which may result in your paying a reduced advisory fee based on the
available breakpoints.

Termination of Account

Advisory fees will be deducted from client accounts held by the custodian or trustee if client grants
authorization to do so, in writing. You may terminate the portfolio management agreement upon written
notice to our firm. Such termination will be effective immediately upon receipt and acknowledgement of
receiving written notification of termination. Termination language may vary by mutual agreement. For
accounts that are billed in arrears, a pro rata charge for services rendered prior to the termination of the
portfolio management agreement will be applied, which means you will incur advisory fees only in
proportion to the number of days in the quarter for which you are a client. For accounts that are billed in
advance, a refund will be issued upon written request to reflect only the number of days that you were a
client of the firm.

If the portfolio management agreement is executed at any time other than the first day of the quarter, our
fees will apply on a pro rata basis, which means that the advisory fee is payable in proportion to the
number of days in the quarter for which you are a client. Our advisory fee is negotiable, depending on
individual client circumstances.

We encourage you to reconcile the statement(s) you receive from the qualified custodian. If you find any
inconsistent information on the statement(s) you receive from the qualified custodian please call our main
office number located on the cover page of this brochure.

Financial Planning Services
Due to the nature of financial planning, a fee may be quoted and agreed upon before the engagement
begins. The fee is negotiable and will be based on the complexity and scope of the engagement, the
specifics of the situation, and the financial objectives of the client. While the estimated number of hours
spent on a project is one component of the estimated fee, the value of our knowledge and experience is
also a component.

While there is no minimum fee, the range of the annual fees is typically between $2,500 to $10,000. Fees
are due upon execution of the Financial Planning Agreement. Annual fees may be paid in four equal
payments as we proceed through the financial planning process. This will typically be quarterly, but the

Form ADV Part 2A for NWM                                                                           Page 9 of 24
Prepared by Connexien LLC                                                                         ver. 03272026

timing could vary more or less depending on circumstances of the case. Fees may be paid 6 months in
advance, but not more often, and in no circumstances will we require prepayment of a fee more than six
months in advance and in excess of $1,200.

Once the initial financial planning process is complete, a reduced fee will be charged for ongoing advice
and service. This fee will be paid annually and will include an annual update and review, in addition to
other meetings that correspond to this service. The annual review will take no more than 6 months to
complete. The annual fee for the financial planning update and review can be negotiated but is typically
equal to the quarterly payment assessed during the financial planning process.

For example, if the annual fee for financial planning was $10,000, the client would have paid four equal
installments of $2,500. In this case, the annual, ongoing fee for the financial plan and review would be
$2,500. In certain situations where the complexity of a client's situation has changed materially, this fee
may be negotiated higher or lower. This annual fee may also be waived in part of in full for current
investment management clients.

The fee for hourly Financial Consulting is $350.

At our discretion, we may reduce or eliminate any aspect of the financial planning fee for any reason.

You may terminate the Financial Planning Agreement by providing written notice to our firm. You will incur
a pro rata charge for services rendered prior to the termination of the agreement.

Noble Wealth Management, Inc. hereby makes the following statement: a conflict exists between the
interests of Noble Wealth Management, Inc., and the interests of the client. Further, the client is under no
obligation to act upon Noble Wealth Management, Inc.'s recommendations, and if the client elects to act
...

Item 7. Types of Clients

We offer investment advisory services to individuals (including high net worth individuals, trusts, and
estates), and pension and profit-sharing plans.

Requirement for Opening Accounts (Minimum Investment Amount)
In general, we require a minimum of $250,000 to open and maintain an advisory account. Accounts below
these minimums may be negotiable and accepted on an individual basis at our discretion. However, we
may from time to time establish, modify, and waive account or investment minimums for different
investment products and/or services. For example, we may waive the minimum if you appear to have
significant potential for increasing your assets under our management. We may also combine account
values for you and your minor children, joint accounts with your spouse, and other types of related
accounts to meet the stated minimum. Other exceptions may apply to employees of NWM and their
relatives, relatives of existing clients, and other arrangements if deemed acceptable by the firm. Also
please see Item 5 Fees and Compensation above for further details on investment minimums.