North Ridge Wealth Advisors Inc

Item 5 – Fees and Compensation
A   North Ridge provides investment advisory and financial planning services to its clients.
    Services may include the analysis of the client’s current portfolio, development of an
    investment policy statement and financial plan, implementation of recommended investments,
    ongoing monitoring of client portfolios, and periodic updating of the client’s financial plan.

    Advisory Fees. You will be charged an asset-based fee for our advisory services in accordance
    with the below fee schedule. Fees will be billed quarterly in arrears and cover the costs of all
    investment management and financial planning and consulting services provided by North
    Ridge, including advisory fees charged by any recommended Independent Manager(s).

                                               Market Value of Portfolio
                          Annual Fee
                                               Assets

                          0.90%                $0 to $1,000,000

                          0.80%                $1,000,000 to $2,000,000

                          0.70%                $2,000,000 to $3,000,000

                          0.60%                $3,000,000 to $4,000,000

                          0.50%                $4,000,000 to $5,000,000

                          0.40%                $5,000,000 to $6,000,000
                          0.30%                $6,000,000 +

    North Ridge charges a minimum annual advisory fee of $12,000. We may, in our sole discretion,
    reduce or waive this minimum for individual clients. Family members of North Ridge
    employees and certain legacy clients may pay a lower minimum fee.

    Our annual asset-based fees are pro-rated for each quarterly billing cycle and are calculated based
    upon the average market value of the client’s portfolio as determined by the Custodian of the
    client’s account as of the end of the prior quarter. For purposes of calculating our fees, the
    average market value means the value of all assets in the account including any cash balances,
    not adjusted by any margin debit. To determine average market value, securities and other
    instruments traded on a market for which actual transaction prices are publicly reported shall
    be valued at the last reported sale price on the principal market in which they are traded (or, if
    there shall be no sales on such date, then at the mean between the closing bid and asked prices
    on such date). Other readily marketable securities and other instruments shall be priced using a
    pricing service or through quotations from one or more dealers. All other assets shall be valued
    at fair value by North Ridge and in accordance with North Ridge’s fiduciary duty.

    You may make additions or withdrawals from your account at any time; however, you should
    note that some or all of the investments in your account may be intended as long-term
    investments and withdrawals of cash and premature liquidations of securities positions may
    impair the achievement of your investment objectives.

    Clients should further note that our asset-based fee schedule is applied on a blended basis.

    FEE EXAMPLE: A client with an investment portfolio having an average market value at the

    end of the quarterly billing period of $1,500,000 would be billed ¼ of 0.90% on the first
    $1,000,000 and ¼ of 0.80% on the remaining $500,000 managed by our firm.

    NOTE: Should we need to consult with your other financial professionals (e.g., accountants,
    attorneys, etc.) it is possible they may bill you separately for their time. In addition, the
    Custodian will charge the applicable transaction fees associated with buying and selling stocks,
    bonds, ETFs, and mutual funds. Given our low trading frequency, we expect that transaction
    costs will be nominal in most years.

B   Direct Fee Deduction. North Ridge’s advisory fees are directly deducted from your account
    held at the Custodian upon your written approval of such arrangement and our periodic
    submission to the Custodian of a written invoice reflecting the amount of advisory fees to be
    charged. Your authorization for direct fee deduction is set forth in our written advisory
    agreement and/or the account opening documents with the Custodian. We will first look to
    cash balances in your account or to liquidate money market shares to pay our advisory fees. In
    the event that cash balances or money market shares are not available, other investments may
    be liquidated to pay our advisory fees then due. We will only liquidate investments held your
    account for these purposes in line with our fiduciary duty to you. We generally do not offer
    direct paper or electronic invoicing of our asset-based fees.

    The Custodian will send an account statement to you on a monthly basis identifying the
    amount of funds and each security in your account at the end of the period and setting forth all
    transactions in the account during the period, including the amount of any advisory fees paid
    directly to us. We encourage you to review the Custodian’s account statements carefully and promptly upon
    receipt. If you believe the advisory fees charged to your account have been miscalculated or if
    there is any other issue with your account, you should contact us immediately at the phone
    number listed on the cover page of this Brochure.

C   Additional Fees and Expenses. Separate and in addition to our advisory fees, clients will also
    pay brokerage transaction costs, custodial charges, funds transfer fees, and other charges
    directly to the Custodian in accordance with the Custodian’s account opening documentation.
    Clients are also responsible for the payment of any transfer taxes or other taxes applicable to
    their account holdings, as well as their proportionate share of any internal management fees,
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Item 7 – Types of Clients
We provide investment advice to individuals, high net worth individuals, businesses, trusts, estates, and
charitable organizations. Because each client is unique, they must be willing to be involved in the
planning and ongoing processes of our management of their assets. Such involvement does not have to
be time consuming, however we want our clients to remain informed and have a sense of security about
their investments. North Ridge requires a minimum account size of $1,000,000 to open or maintain an
account. We may, in our sole discretion, reduce or waive this minimum for individual clients.