Omega Financial Group LLC

ITEM 5. FEES AND COMPENSATION

Description of How We Are Compensated for Our Advisory Services Provided to You

Asset Management:

                      Assets Under Management               Annual Fee %
                            First $500,000                     1.50%
                            Next $500,000                      1.25%
                        $1,000,000 - $2,000,000                1.00%
                        $2,000,000 - $5,000,000                0.90%
                       $5,000,000 - $10,000,000                0.75%
                      $10,000,000 - $15,000,000                0.65%
                     $15,000,000 – $9,999,999,999              0.50%

Fees to be assessed will be outlined in the advisory agreement to be signed by the client. Legacy
clients may be subject to an advisory fee of 1.00% of assets under management for our Asset
Management service. Legacy accounts over $2,000,000 may be subject to a lower fee percentage
based on the complexity of the services offered. Our firm requires a minimum account balance of
$1,000,000 for our Asset Management service. This minimum account balance requirement is
negotiable and may be waived for individuals who are active accumulators.

Asset Management fees will be payable monthly in advance upon deposit of any funds or securities
in the account. The first payment will be prorated to cover the period from the date the account is
opened through the end of the first calendar month. Thereafter, the fee will be based on the account
value on the last business day of the preceding calendar month and will be due the following
business day. The client may make additions to the account at any time. Additional assets received
into the account after it is opened will be included in the fee calculation for the following month.
The client may withdraw account assets upon notice to the Adviser, subject to the usual and
customary securities settlement procedures. No fee adjustments will be made for partial
withdrawals or for account appreciation or depreciation within a billing period. Unless indicated
otherwise in writing, our firm bills on cash.

Upon the client’s authorization, a qualified custodian will deduct advisory fees from the client’s
account and pay directly to our firm the management fee for each calendar year month. The
custodian will send clients a monthly statement showing all amounts paid from the account,
including all management fees paid by the custodian to our firm.

Financial Planning and Consulting:

We charge on an hourly or flat fee basis for Financial Planning and Consulting services. The total
estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity
of our engagement with you. Our hourly fees range from $150 to $950 for financial advisors. Flat
fees generally range from $1,500 to $20,000.

We require a retainer of at least $1,000 of the ultimate Financial Planning or Consulting fee with the
remainder of the fee directly billed to you and due to us within thirty (30) days of your financial
plan being delivered or consultation rendered to you. All Financial Plans will be delivered to clients
in less than 6 months. If the Planner estimates that a Financial Plan will exceed 6 months to
complete, the retainer will not surpass $1,200.

Retirement Plan Consulting:

Our Retirement Plan Consulting services are billed on an hourly basis, flat fee basis, or based on the
percentage of Plan assets under management. The total estimated fee, as well as the ultimate fee
charged, is based on the scope and complexity of our engagement with the client. Our hourly fees
range from $150 to $950. Our flat fees range from $1,500 to $20,000. Fees based on a percentage of
managed Plan assets will not exceed 1.00%. The fee-paying arrangements for Retirement Plan
Consulting service will be determined on a case-by-case basis and will be detailed in the signed
consulting agreement. Clients will be invoiced directly for the fees.

Newsletter:

Our articles are available through our firm’s website at no charge.

Other Types of Fees or Expenses

Non-Wrap Clients will incur transaction fees for trades executed by their chosen custodian. These
transaction fees are separate from our firm’s advisory fees and will be disclosed by the chosen
custodian. Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction fees for U.S. listed
equities and exchange traded funds. Fidelity Brokerage Services (“Fidelity”) does not charge
transaction fees for U.S. listed equities and exchange traded funds to clients who opt into electronic
delivery of statements or maintain at least $1 million in assets at Fidelity. Clients who custody
assets with Fidelity that do not meet either criteria will be subject to transaction fees charged by
Fidelity for U.S. listed equities and exchange traded funds.

Legacy wrap fee clients will receive our Wrap Fee Program Brochure and will not incur transaction
costs for trades. More information about this is disclosed in our separate Wrap Fee Program
Brochure.

Clients may also pay custodial fees, charges imposed directly by a mutual fund, index fund, or
exchange traded fund which shall be disclosed in the fund’s prospectus (i.e., fund management fees
and other fund expenses), mark-ups and mark-downs, spreads paid to market makers, wire

transfer fees and other fees and taxes on brokerage accounts and securities transactions. Our firm
does not receive a portion of these fees.

Terminations and Refunds

Either party may terminate the Asset Management Agreement signed with our firm at any time by
providing written notice to the other party. Upon notice of termination, our firm will process a
pro-rata refund of any unearned portion of the advisory fees charged in advance.

Financial Planning & Consulting clients may terminate their agreement at any time before the
delivery of a financial plan by providing written notice. For the purpose of calculating refunds, all
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ITEM 7. TYPES OF CLIENTS & ACCOUNT REQUIREMENTS

We have the following types of clients:
   • Individuals and High Net Worth Individuals
   • Trusts, Estates or Charitable Organizations
   • Corporations, Limited Liability Companies and/or Other Business Types

Our firm requires a minimum account balance of $1,000,000 for our Asset Management service.
This minimum account balance requirement is negotiable and may be waived for individuals who
are active accumulators.